Buy Cheap Columbus City, IA Auto Insurance (2021)

Columbus City, IA auto insurance rates average $251 a month. Minimum auto insurance requirements in Columbus City, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Columbus City, IA, compare Columbus City auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Columbus City after a DUI is Travelers
  • Average auto insurance rates in Columbus City, IA after a DUI are $3,628/year
  • Average auto insurance rates in Columbus City, IA for teens drivers are $5,704/year

Finding affordable Columbus City, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Columbus City, IA auto insurance with confidence is right here. Auto insurance rates in Columbus City are affected by local factors as well as personal ones like your driving record.

See how Columbus City, IA car insurance rates compare to Ames auto insurance rates, Waterloo auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Columbus City.

Don’t buy Columbus City, IA auto insurance until you’ve compared rates. Get free Columbus City, Iowa auto insurance quotes when you enter your ZIP code above.

Columbus City, IA Minimum Auto Insurance Requirements

The required auto insurance in Columbus City, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Columbus City, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Columbus City, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Columbus City, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Columbus City, IA. Take a look at Columbus City, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Columbus City, Iowa

Insurance Company Poor Fair Good
Allstate $3,569 $2,835 $2,551
American Family $3,819 $2,808 $2,360
Farmers $2,822 $2,339 $2,216
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,293 $2,572 $2,254
Progressive $2,928 $2,365 $2,143
State Farm $3,157 $1,953 $1,541
Travelers $6,325 $5,394 $5,137
USAA $2,498 $1,719 $1,490

Buy Cheap Columbus City, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbus City, Iowa auto insurance rates? Find out how car insurance rates in Columbus City, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbus City, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,955 $1,871 $1,742 $1,772 $5,751 $6,492 $2,119 $2,178
American Family $1,933 $1,933 $1,729 $1,729 $5,150 $7,228 $1,933 $2,329
Farmers $1,524 $1,554 $1,366 $1,491 $4,582 $4,887 $2,062 $2,204
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,884 $1,937 $1,676 $1,793 $4,314 $5,598 $2,130 $2,321
Progressive $1,737 $1,672 $1,428 $1,485 $4,295 $4,850 $2,092 $2,271
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,547 $2,600 $2,468 $2,476 $11,200 $17,874 $2,644 $3,138
USAA $1,263 $1,274 $1,161 $1,179 $3,476 $3,681 $1,515 $1,671

Buy Cheap Columbus City, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbus City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbus City, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbus City, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,751 $6,492
American Family $5,150 $7,228
Farmers $4,582 $4,887
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,314 $5,598
Progressive $4,295 $4,850
State Farm $3,891 $4,937
Travelers $11,200 $17,874
USAA $3,476 $3,681

Buy Cheap Columbus City, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbus City, Iowa by comparing Columbus City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbus City, IA here.

Annual Auto Insurance Rates for Senior Drivers in Columbus City, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,742 $1,772
American Family $1,729 $1,729
Farmers $1,366 $1,491
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,676 $1,793
Progressive $1,428 $1,485
State Farm $1,269 $1,269
Travelers $2,468 $2,476
USAA $1,161 $1,179

Find Cheap Auto Insurance Rates in Columbus City, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbus City, Iowa auto insurance. Compare Columbus City, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbus City, Iowa

Insurance Company Low Medium High
Allstate $2,863 $2,989 $3,103
American Family $3,012 $3,162 $2,813
Farmers $2,354 $2,467 $2,556
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,829 $2,691 $2,599
Progressive $2,349 $2,485 $2,602
State Farm $2,111 $2,229 $2,311
Travelers $5,276 $5,705 $5,875
USAA $1,808 $1,909 $1,991

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Find Cheap Columbus City, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbus City. Compare auto insurance rates in Columbus City, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbus City, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,914 $3,056
American Family $2,961 $3,031
Farmers $2,459 $2,459
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,706 $2,706
Progressive $2,479 $2,479
State Farm $2,164 $2,270
Travelers $5,619 $5,619
USAA $1,833 $1,972

Find Cheap Columbus City, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Columbus City, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbus City, IA, take a look at the average cost for various violations versus rates for a clean driving record in Columbus City.

Annual Columbus City, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,528 $3,072 $3,506 $2,835
American Family $2,163 $3,168 $4,110 $2,542
Farmers $2,095 $2,597 $2,637 $2,506
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,951 $2,815 $3,849 $2,211
Progressive $1,991 $3,269 $2,159 $2,495
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,100 $5,455 $7,305 $5,614
USAA $1,451 $1,952 $2,540 $1,667

Find Cheap Columbus City, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbus City, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbus City for less when you shop around and compare rates from multiple Columbus City, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbus City, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,506
American Family $4,110
Farmers $2,637
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,849
Progressive $2,159
State Farm $2,217
Travelers $7,305
USAA $2,540

Winners by Category: Where to Buy Cheap Auto Insurance in Columbus City, IA

Compare rates from the cheapest auto insurance companies in Columbus City, IA for your needs. Take a look at how Columbus City, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbus City, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Columbus City, Iowa Auto Insurance Companies

If you’re looking for the cheapest Columbus City, IA auto insurance companies overall, you can compare them here. Find the best price for Columbus City, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbus City, Iowa

Insurance Company Average Annual Rates
Allstate $2,985
American Family $2,996
Farmers $2,459
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,706
Progressive $2,479
State Farm $2,217
Travelers $5,619
USAA $1,902

What affects Columbus City, Iowa auto insurance rates?

Local factors affect auto insurance rates in Columbus City, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbus City auto insurance rates.

Commute Times in Columbus City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbus City, IA is 28.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Columbus City, IA

You can buy cheap Columbus City, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbus City, Iowa auto insurance quotes from top companies.

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