Buy Cheap Columbia, SC Auto Insurance (2022)

Columbia, SC auto insurance rates average $331 a month. Minimum auto insurance requirements in Columbia, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Columbia, SC, compare Columbia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Columbia, SC for teens drivers are $7,557/year
  • Average auto insurance rates in Columbia, SC after a DUI are $4,510/year
  • The most expensive auto insurance company in Columbia after a DUI is Farmers

Finding affordable Columbia, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Columbia, SC auto insurance with confidence is right here. Auto insurance rates in Columbia are affected by local factors as well as personal ones like your driving record.

See how Columbia, SC car insurance rates compare to Columbia auto insurance rates, Summerville auto insurance rates, and North Charleston auto insurance rates before you read more about the cost of auto insurance in Columbia.

Don’t buy Columbia, SC auto insurance until you’ve compared rates. Get free Columbia, South Carolina auto insurance quotes when you enter your ZIP code above.

Columbia, SC Minimum Auto Insurance Requirements

The required auto insurance in Columbia, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Columbia, South Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Columbia, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Columbia, SC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Columbia, SC. Take a look at Columbia, South Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Columbia, South Carolina

Insurance Company Poor Fair Good
Allstate $5,115 $3,859 $3,258
Farmers $6,080 $5,168 $4,734
GEICO $4,716 $2,536 $2,023
Nationwide $4,456 $3,622 $3,175
Progressive $5,379 $4,733 $4,425
State Farm $4,717 $2,876 $2,260
USAA $5,337 $2,635 $2,309

Buy Cheap Columbia, SC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbia, South Carolina auto insurance rates? Find out how car insurance rates in Columbia, SC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbia, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,676 $2,676 $2,563 $2,563 $7,004 $8,935 $2,970 $3,231
Farmers $3,572 $3,584 $3,443 $3,703 $9,760 $10,699 $3,915 $3,943
GEICO $2,194 $2,194 $2,001 $2,001 $5,504 $5,620 $2,573 $2,647
Nationwide $2,534 $2,563 $2,284 $2,365 $6,243 $8,017 $2,875 $3,126
Progressive $2,586 $2,378 $2,229 $2,334 $11,011 $12,149 $2,977 $3,100
State Farm $2,042 $2,042 $1,859 $1,859 $6,024 $7,564 $2,297 $2,588
USAA $1,838 $1,842 $1,693 $1,692 $7,353 $8,044 $2,415 $2,539

Buy Cheap Columbia, SC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbia, SC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbia, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,004 $8,935
Farmers $9,760 $10,699
GEICO $5,504 $5,620
Nationwide $6,243 $8,017
Progressive $11,011 $12,149
State Farm $6,024 $7,564
USAA $7,353 $8,044

Buy Cheap Columbia, SC Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbia, South Carolina by comparing Columbia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbia, SC here.

Annual Auto Insurance Rates for Senior Drivers in Columbia, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,563 $2,563
Farmers $3,443 $3,703
GEICO $2,001 $2,001
Nationwide $2,284 $2,365
Progressive $2,229 $2,334
State Farm $1,859 $1,859
USAA $1,693 $1,692

Find Cheap Auto Insurance Rates in Columbia, SC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbia, South Carolina auto insurance. Compare Columbia, SC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbia, South Carolina

Insurance Company Low Medium High
Allstate $3,834 $4,059 $4,338
Farmers $4,748 $5,326 $5,909
GEICO $2,885 $3,063 $3,328
Nationwide $3,704 $3,754 $3,794
Progressive $4,476 $4,782 $5,278
State Farm $3,034 $3,283 $3,536
USAA $3,237 $3,422 $3,622

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Find Cheap Columbia, SC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbia. Compare auto insurance rates in Columbia, SC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbia, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,990 $4,164
Farmers $5,327 $5,327
GEICO $3,073 $3,111
Nationwide $3,751 $3,751
Progressive $4,845 $4,845
State Farm $3,202 $3,367
USAA $3,391 $3,463

Find Cheap Columbia, SC Auto Insurance Rates by ZIP Code

Auto insurance rates in Columbia, South Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Columbia, SC to see how much where you live in Columbia affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Columbia, South Carolina

ZIP Code Average Annual Rates
29045 $3,640
29063 $3,632
29201 $3,794
29203 $3,751
29204 $3,752
29205 $3,706
29206 $3,586
29207 $3,607
29208 $3,812
29209 $3,696
29210 $3,756
29212 $3,579
29222 $3,854
29223 $3,710
29225 $3,644
29229 $3,739

Find Cheap Columbia, SC Auto Insurance Rates by Driving Record

Auto insurance rates in Columbia, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbia, SC, take a look at the average cost for various violations versus rates for a clean driving record in Columbia.

Annual Columbia, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,047 $4,887 $4,315 $4,059
Farmers $4,448 $6,163 $5,117 $5,582
GEICO $2,371 $3,050 $4,575 $2,371
Nationwide $2,996 $3,856 $4,857 $3,293
Progressive $3,965 $5,794 $4,838 $4,785
State Farm $2,972 $3,667 $3,250 $3,250
USAA $2,709 $3,344 $4,619 $3,036

Find Cheap Columbia, SC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbia, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbia for less when you shop around and compare rates from multiple Columbia, SC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbia, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,315
Farmers $5,117
GEICO $4,575
Nationwide $4,857
Progressive $4,838
State Farm $3,250
USAA $4,619

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Winners by Category: Where to Buy Cheap Auto Insurance in Columbia, SC

Compare rates from the cheapest auto insurance companies in Columbia, SC for your needs. Take a look at how Columbia, South Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbia, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Columbia, South Carolina Auto Insurance Companies

If you’re looking for the cheapest Columbia, SC auto insurance companies overall, you can compare them here. Find the best price for Columbia, South Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbia, South Carolina

Insurance Company Average Annual Rates
Allstate $4,077
Farmers $5,327
GEICO $3,092
Nationwide $3,751
Progressive $4,845
State Farm $3,284
USAA $3,427

What affects Columbia, South Carolina auto insurance rates?

Local factors affect auto insurance rates in Columbia, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbia auto insurance rates.

Commute Times in Columbia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbia, SC is 18.6 minutes according to City-Data.

Traffic in Columbia

How is traffic in Columbia, South Carolina? Inrix data shows that Columbia, SC traffic makes it the 325th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Columbia, SC

You can buy cheap Columbia, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbia, South Carolina auto insurance quotes from top companies.

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