Buy Cheap Columbia, IA Auto Insurance (2021)

Columbia, IA auto insurance rates average $239 a month. Minimum auto insurance requirements in Columbia, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Columbia, IA, compare Columbia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Columbia, IA for teens drivers are $5,437/year
  • Average auto insurance rates in Columbia, IA after a DUI are $3,457/year
  • Average auto insurance rates in Columbia, IA are $239/month

Finding affordable Columbia, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Columbia, IA auto insurance with confidence is right here. Auto insurance rates in Columbia are affected by local factors as well as personal ones like your driving record.

See how Columbia, IA car insurance rates compare to Cedar Rapids auto insurance rates, Ankeny auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Columbia.

Don’t buy Columbia, IA auto insurance until you’ve compared rates. Get free Columbia, Iowa auto insurance quotes when you enter your ZIP code above.

Columbia, IA Minimum Auto Insurance Requirements

The required auto insurance in Columbia, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Columbia, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Columbia, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Columbia, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Columbia, IA. Take a look at Columbia, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Columbia, Iowa

Insurance Company Poor Fair Good
Allstate $3,170 $2,524 $2,273
American Family $3,819 $2,808 $2,360
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,000 $3,711 $2,921
Nationwide $2,755 $2,151 $1,891
Progressive $2,851 $2,295 $2,075
State Farm $3,157 $1,953 $1,541
Travelers $5,999 $5,121 $4,881
USAA $2,456 $1,684 $1,458

Buy Cheap Columbia, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbia, Iowa auto insurance rates? Find out how car insurance rates in Columbia, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbia, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,757 $1,687 $1,564 $1,591 $5,065 $5,704 $1,910 $1,966
American Family $1,933 $1,933 $1,729 $1,729 $5,150 $7,228 $1,933 $2,329
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,011 $2,181 $1,770 $2,150 $9,780 $11,006 $2,278 $2,511
Nationwide $1,595 $1,641 $1,421 $1,521 $3,565 $4,631 $1,795 $1,956
Progressive $1,712 $1,653 $1,411 $1,463 $4,102 $4,635 $2,058 $2,221
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,400 $2,452 $2,318 $2,332 $10,639 $17,085 $2,491 $2,950
USAA $1,253 $1,270 $1,147 $1,174 $3,349 $3,563 $1,506 $1,665

Buy Cheap Columbia, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbia, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbia, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,065 $5,704
American Family $5,150 $7,228
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $9,780 $11,006
Nationwide $3,565 $4,631
Progressive $4,102 $4,635
State Farm $3,891 $4,937
Travelers $10,639 $17,085
USAA $3,349 $3,563

Buy Cheap Columbia, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbia, Iowa by comparing Columbia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbia, IA here.

Annual Auto Insurance Rates for Senior Drivers in Columbia, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,564 $1,591
American Family $1,729 $1,729
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,770 $2,150
Nationwide $1,421 $1,521
Progressive $1,411 $1,463
State Farm $1,269 $1,269
Travelers $2,318 $2,332
USAA $1,147 $1,174

Find Cheap Auto Insurance Rates in Columbia, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbia, Iowa auto insurance. Compare Columbia, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbia, Iowa

Insurance Company Low Medium High
Allstate $2,564 $2,659 $2,745
American Family $3,012 $3,162 $2,813
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,040 $4,204 $4,389
Nationwide $2,358 $2,253 $2,185
Progressive $2,269 $2,414 $2,538
State Farm $2,111 $2,229 $2,311
Travelers $4,987 $5,417 $5,597
USAA $1,772 $1,872 $1,954

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Find Cheap Columbia, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbia. Compare auto insurance rates in Columbia, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbia, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,593 $2,718
American Family $2,961 $3,031
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,211 $4,211
Nationwide $2,266 $2,266
Progressive $2,407 $2,407
State Farm $2,164 $2,270
Travelers $5,333 $5,333
USAA $1,798 $1,934

Find Cheap Columbia, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Columbia, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbia, IA, take a look at the average cost for various violations versus rates for a clean driving record in Columbia.

Annual Columbia, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,258 $2,731 $3,109 $2,525
American Family $2,163 $3,168 $4,110 $2,542
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,637 $4,500 $4,587 $4,119
Nationwide $1,636 $2,356 $3,218 $1,853
Progressive $1,938 $3,161 $2,102 $2,427
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $3,902 $5,183 $6,930 $5,319
USAA $1,427 $1,912 $2,487 $1,638

Find Cheap Columbia, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbia, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbia for less when you shop around and compare rates from multiple Columbia, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbia, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,109
American Family $4,110
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,587
Nationwide $3,218
Progressive $2,102
State Farm $2,217
Travelers $6,930
USAA $2,487

Winners by Category: Where to Buy Cheap Auto Insurance in Columbia, IA

Compare rates from the cheapest auto insurance companies in Columbia, IA for your needs. Take a look at how Columbia, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbia, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Columbia, Iowa Auto Insurance Companies

If you’re looking for the cheapest Columbia, IA auto insurance companies overall, you can compare them here. Find the best price for Columbia, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbia, Iowa

Insurance Company Average Annual Rates
Allstate $2,656
American Family $2,996
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,211
Nationwide $2,266
Progressive $2,407
State Farm $2,217
Travelers $5,333
USAA $1,866

What affects Columbia, Iowa auto insurance rates?

Local factors affect auto insurance rates in Columbia, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbia auto insurance rates.

Traffic in Columbia

How is traffic in Columbia, Iowa? Inrix data shows that Columbia, IA traffic makes it the 325th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Columbia, IA

You can buy cheap Columbia, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbia, Iowa auto insurance quotes from top companies.

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