Buy Cheap Columbia Heights, MN Auto Insurance (2022)

Columbia Heights, MN auto insurance rates average $425 a month. Minimum auto insurance requirements in Columbia Heights, Minnesota are 30/60/10 to comply with Minnesota laws. To buy cheap auto insurance in Columbia Heights, MN, compare Columbia Heights auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Columbia Heights, MN for teens drivers are $8,175/year
  • Average auto insurance rates in Columbia Heights, MN after a DUI are $6,983/year
  • Average auto insurance rates in Columbia Heights, MN are $425/month

Finding affordable Columbia Heights, Minnesota auto insurance can be challenging, but everything you need to know to buy cheap Columbia Heights, MN auto insurance with confidence is right here. Auto insurance rates in Columbia Heights are affected by local factors as well as personal ones like your driving record.

See how Columbia Heights, MN car insurance rates compare to Plymouth auto insurance rates, Woodbury auto insurance rates, and Rochester auto insurance rates before you read more about the cost of auto insurance in Columbia Heights.

Don’t buy Columbia Heights, MN auto insurance until you’ve compared rates. Get free Columbia Heights, Minnesota auto insurance quotes when you enter your ZIP code above.

Columbia Heights, MN Minimum Auto Insurance Requirements

The required auto insurance in Columbia Heights, MN is 30/60/10 according to the auto insurance laws in Minnesota. The minimum auto insurance in Columbia Heights, Minnesota is outlined here.

Minimum Required Auto Insurance Coverage in Columbia Heights, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Columbia Heights, MN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Columbia Heights, MN. Take a look at Columbia Heights, Minnesota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Columbia Heights, Minnesota

Insurance Company Poor Fair Good
Allstate $7,973 $4,348 $4,040
American Family $5,659 $3,653 $2,897
Farmers $5,282 $3,790 $3,537
GEICO $4,938 $4,042 $3,365
Liberty Mutual $19,130 $12,386 $9,685
Nationwide $4,361 $3,514 $3,101
State Farm $3,838 $2,345 $1,710
USAA $4,579 $2,293 $2,019

Buy Cheap Columbia Heights, MN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbia Heights, Minnesota auto insurance rates? Find out how car insurance rates in Columbia Heights, MN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbia Heights, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,643 $3,643 $3,542 $3,542 $8,338 $11,845 $4,466 $4,610
American Family $2,555 $2,555 $2,325 $2,325 $7,177 $10,210 $2,555 $2,853
Farmers $2,702 $2,689 $2,588 $2,747 $7,986 $8,042 $3,545 $3,324
GEICO $3,064 $3,032 $2,920 $2,838 $6,724 $8,470 $2,862 $3,010
Liberty Mutual $9,874 $9,874 $9,782 $9,782 $18,947 $28,184 $9,874 $13,551
Nationwide $2,413 $2,401 $2,149 $2,269 $6,450 $7,766 $2,868 $2,956
State Farm $1,909 $1,909 $1,734 $1,734 $4,394 $5,347 $2,204 $1,817
USAA $1,944 $1,896 $1,790 $1,753 $5,385 $5,805 $2,513 $2,624

Buy Cheap Columbia Heights, MN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbia Heights can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbia Heights, MN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbia Heights, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,338 $11,845
American Family $7,177 $10,210
Farmers $7,986 $8,042
GEICO $6,724 $8,470
Liberty Mutual $18,947 $28,184
Nationwide $6,450 $7,766
State Farm $4,394 $5,347
USAA $5,385 $5,805

Buy Cheap Columbia Heights, MN Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbia Heights, Minnesota by comparing Columbia Heights senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbia Heights, MN here.

Annual Auto Insurance Rates for Senior Drivers in Columbia Heights, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,542 $3,542
American Family $2,325 $2,325
Farmers $2,588 $2,747
GEICO $2,920 $2,838
Liberty Mutual $9,782 $9,782
Nationwide $2,149 $2,269
State Farm $1,734 $1,734
USAA $1,790 $1,753

Find Cheap Auto Insurance Rates in Columbia Heights, MN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbia Heights, Minnesota auto insurance. Compare Columbia Heights, MN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbia Heights, Minnesota

Insurance Company Low Medium High
Allstate $5,356 $5,450 $5,554
American Family $4,044 $4,178 $3,987
Farmers $4,021 $4,225 $4,362
GEICO $3,966 $4,114 $4,265
Liberty Mutual $13,339 $13,748 $14,114
Nationwide $3,449 $3,692 $3,836
State Farm $2,509 $2,644 $2,740
USAA $2,872 $2,962 $3,058

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Find Cheap Columbia Heights, MN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbia Heights. Compare auto insurance rates in Columbia Heights, MN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbia Heights, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,453 $5,453
American Family $4,022 $4,117
Farmers $4,203 $4,203
GEICO $4,057 $4,173
Liberty Mutual $13,345 $14,122
Nationwide $3,659 $3,659
State Farm $2,556 $2,706
USAA $2,926 $3,002

Find Cheap Columbia Heights, MN Auto Insurance Rates by Driving Record

Auto insurance rates in Columbia Heights, Minnesota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbia Heights, MN, take a look at the average cost for various violations versus rates for a clean driving record in Columbia Heights.

Annual Columbia Heights, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,892 $5,772 $6,949 $5,201
American Family $2,755 $4,844 $5,557 $3,121
Farmers $3,595 $4,550 $4,629 $4,037
GEICO $2,756 $4,346 $6,406 $2,953
Liberty Mutual $9,746 $13,639 $21,043 $10,505
Nationwide $2,910 $3,855 $4,428 $3,444
State Farm $2,392 $2,870 $2,631 $2,631
USAA $2,198 $2,825 $4,219 $2,613

Find Cheap Columbia Heights, MN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbia Heights, Minnesota is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbia Heights for less when you shop around and compare rates from multiple Columbia Heights, MN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbia Heights, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,949
American Family $5,557
Farmers $4,629
GEICO $6,406
Liberty Mutual $21,043
Nationwide $4,428
State Farm $2,631
USAA $4,219

Winners by Category: Where to Buy Cheap Auto Insurance in Columbia Heights, MN

Compare rates from the cheapest auto insurance companies in Columbia Heights, MN for your needs. Take a look at how Columbia Heights, Minnesota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbia Heights, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Columbia Heights, Minnesota Auto Insurance Companies

If you’re looking for the cheapest Columbia Heights, MN auto insurance companies overall, you can compare them here. Find the best price for Columbia Heights, Minnesota car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbia Heights, Minnesota

Insurance Company Average Annual Rates
Allstate $5,453
American Family $4,069
Farmers $4,203
GEICO $4,115
Liberty Mutual $13,733
Nationwide $3,659
State Farm $2,631
USAA $2,964

What affects Columbia Heights, Minnesota auto insurance rates?

Local factors affect auto insurance rates in Columbia Heights, MN, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbia Heights auto insurance rates.

Commute Times in Columbia Heights

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbia Heights, MN is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Columbia Heights, MN

You can buy cheap Columbia Heights, MN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbia Heights, Minnesota auto insurance quotes from top companies.

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