Buy Cheap Columbia City, IN Auto Insurance (2021)

Columbia City, IN auto insurance rates average $260 a month. Minimum auto insurance requirements in Columbia City, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Columbia City, IN, compare Columbia City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Columbia City, IN are $260/month
  • The most expensive auto insurance company in Columbia City after a DUI is Liberty Mutual
  • Average auto insurance rates in Columbia City, IN for teens drivers are $6,106/year

Finding affordable Columbia City, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Columbia City, IN auto insurance with confidence is right here. Auto insurance rates in Columbia City are affected by local factors as well as personal ones like your driving record.

See how Columbia City, IN car insurance rates compare to Gary auto insurance rates, Fishers auto insurance rates, and South Bend auto insurance rates before you read more about the cost of auto insurance in Columbia City.

Don’t buy Columbia City, IN auto insurance until you’ve compared rates. Get free Columbia City, Indiana auto insurance quotes when you enter your ZIP code above.

Columbia City, IN Minimum Auto Insurance Requirements

The required auto insurance in Columbia City, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Columbia City, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Columbia City, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Columbia City, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Columbia City, IN. Take a look at Columbia City, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Columbia City, Indiana

Insurance Company Poor Fair Good
Allstate $4,620 $3,440 $3,127
American Family $4,594 $2,986 $2,501
Farmers $4,097 $3,339 $3,093
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,986 $2,523 $2,357
Progressive $3,818 $3,377 $3,183
State Farm $3,132 $1,869 $1,449
Travelers $3,607 $3,059 $3,057
USAA $2,058 $1,355 $1,160

Buy Cheap Columbia City, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbia City, Indiana auto insurance rates? Find out how car insurance rates in Columbia City, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbia City, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,314 $2,371 $2,033 $2,224 $7,072 $8,917 $2,349 $2,553
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,587 $1,565 $1,356 $1,525 $8,565 $9,119 $2,094 $2,266
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,615 $1,653 $1,415 $1,512 $4,705 $6,112 $1,894 $2,071
Progressive $1,480 $1,400 $1,341 $1,349 $8,639 $9,720 $1,852 $1,892
State Farm $1,322 $1,322 $1,178 $1,178 $3,995 $5,121 $1,462 $1,626
Travelers $1,166 $1,186 $1,095 $1,094 $7,258 $11,471 $1,235 $1,424
USAA $978 $966 $905 $917 $2,675 $3,003 $1,324 $1,424

Buy Cheap Columbia City, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbia City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbia City, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbia City, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,072 $8,917
American Family $5,778 $8,378
Farmers $8,565 $9,119
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,705 $6,112
Progressive $8,639 $9,720
State Farm $3,995 $5,121
Travelers $7,258 $11,471
USAA $2,675 $3,003

Buy Cheap Columbia City, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbia City, Indiana by comparing Columbia City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbia City, IN here.

Annual Auto Insurance Rates for Senior Drivers in Columbia City, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,224
American Family $1,897 $1,897
Farmers $1,356 $1,525
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,415 $1,512
Progressive $1,341 $1,349
State Farm $1,178 $1,178
Travelers $1,095 $1,094
USAA $905 $917

Find Cheap Auto Insurance Rates in Columbia City, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbia City, Indiana auto insurance. Compare Columbia City, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbia City, Indiana

Insurance Company Low Medium High
Allstate $3,553 $3,715 $3,919
American Family $3,333 $3,473 $3,277
Farmers $3,383 $3,501 $3,644
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,676 $2,600 $2,589
Progressive $3,280 $3,409 $3,688
State Farm $2,048 $2,149 $2,254
Travelers $3,179 $3,271 $3,273
USAA $1,472 $1,520 $1,580

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Find Cheap Columbia City, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbia City. Compare auto insurance rates in Columbia City, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbia City, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,729 $3,729
American Family $3,320 $3,401
Farmers $3,510 $3,510
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,622 $2,622
Progressive $3,459 $3,459
State Farm $2,089 $2,211
Travelers $3,241 $3,241
USAA $1,504 $1,545

Find Cheap Columbia City, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Columbia City, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbia City, IN, take a look at the average cost for various violations versus rates for a clean driving record in Columbia City.

Annual Columbia City, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,980 $4,370 $4,027 $3,539
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,137 $3,662 $3,774 $3,465
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,256 $2,906 $2,787 $2,540
Progressive $2,601 $4,528 $3,100 $3,608
State Farm $2,100 $2,302 $2,100 $2,100
Travelers $2,755 $3,402 $3,854 $2,954
USAA $1,154 $1,637 $1,877 $1,429

Find Cheap Columbia City, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbia City, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbia City for less when you shop around and compare rates from multiple Columbia City, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbia City, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,027
American Family $4,670
Farmers $3,774
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,787
Progressive $3,100
State Farm $2,100
Travelers $3,854
USAA $1,877

Winners by Category: Where to Buy Cheap Auto Insurance in Columbia City, IN

Compare rates from the cheapest auto insurance companies in Columbia City, IN for your needs. Take a look at how Columbia City, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbia City, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Columbia City, Indiana Auto Insurance Companies

If you’re looking for the cheapest Columbia City, IN auto insurance companies overall, you can compare them here. Find the best price for Columbia City, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbia City, Indiana

Insurance Company Average Annual Rates
Allstate $3,729
American Family $3,361
Farmers $3,510
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,622
Progressive $3,459
State Farm $2,150
Travelers $3,241
USAA $1,524

What affects Columbia City, Indiana auto insurance rates?

Local factors affect auto insurance rates in Columbia City, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbia City auto insurance rates.

Commute Times in Columbia City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbia City, IN is 18.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Columbia City, IN

You can buy cheap Columbia City, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbia City, Indiana auto insurance quotes from top companies.

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