Buy Cheap Columbia, CA Auto Insurance (2021)

Columbia, CA auto insurance rates average $277 a month. Minimum auto insurance requirements in Columbia, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Columbia, CA, compare Columbia auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Columbia, CA after a DUI are $4,678/year
  • Average auto insurance rates in Columbia, CA for teens drivers are $5,563/year
  • Average auto insurance rates in Columbia, CA are $277/month

Finding affordable Columbia, California auto insurance can be challenging, but everything you need to know to buy cheap Columbia, CA auto insurance with confidence is right here. Auto insurance rates in Columbia are affected by local factors as well as personal ones like your driving record.

See how Columbia, CA car insurance rates compare to San Jose auto insurance rates, Bakersfield auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Columbia.

Don’t buy Columbia, CA auto insurance until you’ve compared rates. Get free Columbia, California auto insurance quotes when you enter your ZIP code above.

Columbia, CA Minimum Auto Insurance Requirements

The required auto insurance in Columbia, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Columbia, California is outlined here.

Minimum Required Auto Insurance Coverage in Columbia, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Columbia, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbia, California auto insurance rates? Find out how car insurance rates in Columbia, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbia, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,546 $2,549 $1,848 $1,871 $6,938 $8,713 $3,258 $3,586
Farmers $2,456 $2,456 $2,204 $2,204 $7,866 $12,992 $2,913 $3,245
GEICO $1,651 $1,652 $1,553 $1,553 $5,013 $5,109 $2,370 $2,428
Liberty Mutual $2,063 $1,961 $1,904 $1,849 $4,491 $4,749 $2,334 $2,346
Nationwide $2,789 $2,666 $2,434 $2,299 $6,990 $7,727 $3,312 $3,282
Progressive $1,550 $1,592 $1,319 $1,561 $4,094 $4,921 $2,223 $2,386
State Farm $3,435 $3,435 $3,071 $3,071 $6,261 $7,716 $3,806 $3,933
Travelers $2,204 $2,138 $1,948 $1,928 $4,472 $5,116 $2,846 $2,793
USAA $1,735 $1,644 $1,695 $1,702 $3,940 $3,958 $2,399 $2,267

Buy Cheap Columbia, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbia, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbia, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,938 $8,713
Farmers $7,866 $12,992
GEICO $5,013 $5,109
Liberty Mutual $4,491 $4,749
Nationwide $6,990 $7,727
Progressive $4,094 $4,921
State Farm $6,261 $7,716
Travelers $4,472 $5,116
USAA $3,940 $3,958

Buy Cheap Columbia, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbia, California by comparing Columbia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbia, CA here.

Annual Auto Insurance Rates for Senior Drivers in Columbia, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,871
Farmers $2,204 $2,204
GEICO $1,553 $1,553
Liberty Mutual $1,904 $1,849
Nationwide $2,434 $2,299
Progressive $1,319 $1,561
State Farm $3,071 $3,071
Travelers $1,948 $1,928
USAA $1,695 $1,702

Find Cheap Auto Insurance Rates in Columbia, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbia, California auto insurance. Compare Columbia, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbia, California

Insurance Company Low Medium High
Allstate $3,685 $3,949 $4,106
Farmers $4,270 $4,572 $4,784
GEICO $2,443 $2,694 $2,862
Liberty Mutual $2,551 $2,732 $2,853
Nationwide $3,548 $3,999 $4,265
Progressive $2,198 $2,532 $2,636
State Farm $4,045 $4,387 $4,591
Travelers $2,571 $3,006 $3,215
USAA $2,198 $2,463 $2,592

Find Cheap Columbia, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbia. Compare auto insurance rates in Columbia, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbia, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,527 $4,301
Farmers $4,122 $4,962
GEICO $2,422 $2,910
Liberty Mutual $2,490 $2,934
Nationwide $3,480 $4,395
Progressive $2,227 $2,684
State Farm $4,188 $4,494
Travelers $2,641 $3,221
USAA $2,227 $2,607

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Columbia, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Columbia, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbia, CA, take a look at the average cost for various violations versus rates for a clean driving record in Columbia.

Annual Columbia, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,360 $3,968 $6,235 $3,091
Farmers $3,351 $4,569 $5,705 $4,543
GEICO $1,866 $2,872 $3,611 $2,315
Liberty Mutual $2,353 $3,156 $2,846 $2,494
Nationwide $2,751 $3,523 $5,953 $3,523
Progressive $1,612 $2,732 $3,156 $2,321
State Farm $3,093 $3,692 $6,989 $3,592
Travelers $1,975 $3,177 $3,694 $2,876
USAA $1,608 $2,388 $3,912 $1,761

Find Cheap Columbia, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbia, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbia for less when you shop around and compare rates from multiple Columbia, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbia, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,235
Farmers $5,705
GEICO $3,611
Liberty Mutual $2,846
Nationwide $5,953
Progressive $3,156
State Farm $6,989
Travelers $3,694
USAA $3,912

Winners by Category: Where to Buy Cheap Auto Insurance in Columbia, CA

Compare rates from the cheapest auto insurance companies in Columbia, CA for your needs. Take a look at how Columbia, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbia, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Columbia, California Auto Insurance Companies

If you’re looking for the cheapest Columbia, CA auto insurance companies overall, you can compare them here. Find the best price for Columbia, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbia, California

Insurance Company Average Annual Rates
Allstate $3,914
Farmers $4,542
GEICO $2,666
Liberty Mutual $2,712
Nationwide $3,937
Progressive $2,456
State Farm $4,341
Travelers $2,931
USAA $2,417

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Columbia, California auto insurance rates?

Local factors affect auto insurance rates in Columbia, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbia auto insurance rates.

Commute Times in Columbia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbia, CA is 22.5 minutes according to City-Data.

Traffic in Columbia

How is traffic in Columbia, California? Inrix data shows that Columbia, CA traffic makes it the 325th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Columbia, CA

You can buy cheap Columbia, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbia, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption