Buy Cheap Columbia, AL Auto Insurance (2021)

Columbia, AL auto insurance rates average $281 a month. Minimum auto insurance requirements in Columbia, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Columbia, AL, compare Columbia auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Columbia, AL for teens drivers are $6,868/year
  • The most expensive auto insurance company in Columbia is Liberty Mutual
  • The most expensive auto insurance company in Columbia after a DUI is Liberty Mutual

Finding affordable Columbia, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Columbia, AL auto insurance with confidence is right here. Auto insurance rates in Columbia are affected by local factors as well as personal ones like your driving record.

See how Columbia, AL car insurance rates compare to Auburn auto insurance rates, Madison auto insurance rates, and Montgomery auto insurance rates before you read more about the cost of auto insurance in Columbia.

Don’t buy Columbia, AL auto insurance until you’ve compared rates. Get free Columbia, Alabama auto insurance quotes when you enter your ZIP code above.

Columbia, AL Minimum Auto Insurance Requirements

The required auto insurance in Columbia, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Columbia, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Columbia, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Columbia, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Columbia, AL. Take a look at Columbia, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Columbia, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,376 $3,771 $3,574
GEICO $3,315 $2,366 $2,142
Liberty Mutual $6,927 $4,257 $3,343
Nationwide $2,952 $2,313 $2,096
Progressive $4,419 $3,777 $3,519
State Farm $7,634 $3,862 $2,622
Travelers $3,282 $2,846 $2,898
USAA $2,400 $1,575 $1,410

Buy Cheap Columbia, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Columbia, Alabama auto insurance rates? Find out how car insurance rates in Columbia, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Columbia, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,225 $2,209 $1,987 $2,116 $8,679 $8,928 $2,515 $2,598
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,817 $3,042 $2,314 $2,586 $10,324 $11,478 $2,995 $3,186
Nationwide $1,616 $1,634 $1,477 $1,526 $4,196 $5,394 $1,790 $1,996
Progressive $2,166 $2,024 $1,770 $1,914 $8,650 $9,606 $2,506 $2,605
State Farm $2,871 $2,871 $2,603 $2,603 $8,751 $10,969 $3,245 $3,735
Travelers $1,250 $1,269 $1,172 $1,170 $6,502 $10,147 $1,192 $1,365
USAA $1,126 $1,142 $1,056 $1,037 $3,307 $3,662 $1,457 $1,572

Buy Cheap Columbia, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Columbia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Columbia, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Columbia, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,679 $8,928
GEICO $4,889 $4,766
Liberty Mutual $10,324 $11,478
Nationwide $4,196 $5,394
Progressive $8,650 $9,606
State Farm $8,751 $10,969
Travelers $6,502 $10,147
USAA $3,307 $3,662

Buy Cheap Columbia, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Columbia, Alabama by comparing Columbia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Columbia, AL here.

Annual Auto Insurance Rates for Senior Drivers in Columbia, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,987 $2,116
GEICO $1,796 $1,856
Liberty Mutual $2,314 $2,586
Nationwide $1,477 $1,526
Progressive $1,770 $1,914
State Farm $2,603 $2,603
Travelers $1,172 $1,170
USAA $1,056 $1,037

Find Cheap Auto Insurance Rates in Columbia, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Columbia, Alabama auto insurance. Compare Columbia, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Columbia, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,670 $3,852 $4,199
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,613 $4,819 $5,096
Nationwide $2,416 $2,437 $2,508
Progressive $3,438 $3,872 $4,404
State Farm $4,437 $4,701 $4,979
Travelers $2,875 $3,067 $3,083
USAA $1,722 $1,784 $1,879

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Columbia, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Columbia. Compare auto insurance rates in Columbia, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Columbia, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,907 $3,907
GEICO $2,560 $2,656
Liberty Mutual $4,843 $4,843
Nationwide $2,454 $2,454
Progressive $3,905 $3,905
State Farm $4,590 $4,821
Travelers $3,008 $3,008
USAA $1,713 $1,876

Find Cheap Columbia, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Columbia, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Columbia, AL, take a look at the average cost for various violations versus rates for a clean driving record in Columbia.

Annual Columbia, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,290 $4,258 $4,155 $3,926
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,799 $5,289 $5,167 $5,115
Nationwide $2,152 $2,152 $3,114 $2,397
Progressive $3,527 $4,422 $3,797 $3,875
State Farm $4,243 $5,271 $4,655 $4,655
Travelers $2,510 $2,634 $3,839 $3,050
USAA $1,385 $1,736 $2,561 $1,497

Find Cheap Columbia, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Columbia, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Columbia for less when you shop around and compare rates from multiple Columbia, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Columbia, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,690
Farmers $4,155
GEICO $3,486
Liberty Mutual $5,167
Nationwide $3,114
Progressive $3,797
State Farm $4,655
Travelers $3,839
USAA $2,561

Winners by Category: Where to Buy Cheap Auto Insurance in Columbia, AL

Compare rates from the cheapest auto insurance companies in Columbia, AL for your needs. Take a look at how Columbia, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Columbia, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Columbia, Alabama Auto Insurance Companies

If you’re looking for the cheapest Columbia, AL auto insurance companies overall, you can compare them here. Find the best price for Columbia, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Columbia, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,907
GEICO $2,608
Liberty Mutual $4,843
Nationwide $2,454
Progressive $3,905
State Farm $4,706
Travelers $3,008
USAA $1,795

What affects Columbia, Alabama auto insurance rates?

Local factors affect auto insurance rates in Columbia, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Columbia auto insurance rates.

Commute Times in Columbia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Columbia, AL is 26.8 minutes according to City-Data.

Traffic in Columbia

How is traffic in Columbia, Alabama? Inrix data shows that Columbia, AL traffic makes it the 325th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Columbia, AL

You can buy cheap Columbia, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Columbia, Alabama auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption