Buy Cheap Colorado Springs, CO Auto Insurance (2021)

Colorado Springs, CO auto insurance rates average $342 a month. Minimum auto insurance requirements in Colorado Springs, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Colorado Springs, CO, compare Colorado Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Colorado Springs, CO after a DUI are $4,868/year
  • Average auto insurance rates in Colorado Springs, CO are $342/month
  • The most expensive auto insurance company in Colorado Springs is Farmers

Finding affordable Colorado Springs, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Colorado Springs, CO auto insurance with confidence is right here. Auto insurance rates in Colorado Springs are affected by local factors as well as personal ones like your driving record.

See how Colorado Springs, CO car insurance rates compare to Boulder auto insurance rates, Greeley auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Colorado Springs.

Don’t buy Colorado Springs, CO auto insurance until you’ve compared rates. Get free Colorado Springs, Colorado auto insurance quotes when you enter your ZIP code above.

Colorado Springs, CO Minimum Auto Insurance Requirements

The required auto insurance in Colorado Springs, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Colorado Springs, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Colorado Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Colorado Springs, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Colorado Springs, CO. Take a look at Colorado Springs, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Colorado Springs, Colorado

Insurance Company Poor Fair Good
Allstate $7,394 $5,682 $4,281
American Family $4,920 $3,504 $2,940
Farmers $6,746 $5,461 $5,187
GEICO $4,226 $3,511 $2,796
Liberty Mutual $4,010 $2,470 $1,963
Nationwide $4,595 $3,638 $3,168
Progressive $5,017 $4,283 $3,928
State Farm $5,043 $3,248 $2,622
USAA $4,987 $2,857 $2,294

Buy Cheap Colorado Springs, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Colorado Springs, Colorado auto insurance rates? Find out how car insurance rates in Colorado Springs, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colorado Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,541 $3,315 $3,201 $3,232 $12,298 $12,913 $3,886 $3,898
American Family $2,587 $2,587 $2,332 $2,332 $6,278 $8,434 $2,587 $3,168
Farmers $3,397 $3,363 $3,082 $3,337 $12,860 $12,898 $3,715 $3,729
GEICO $2,216 $2,424 $2,368 $2,707 $6,966 $7,340 $2,023 $2,045
Liberty Mutual $1,833 $1,750 $1,573 $1,735 $5,718 $6,223 $1,844 $1,836
Nationwide $2,534 $2,576 $2,271 $2,396 $6,399 $8,169 $2,915 $3,144
Progressive $2,661 $2,488 $2,343 $2,330 $9,242 $10,317 $2,991 $2,901
State Farm $2,239 $2,239 $2,037 $2,037 $6,657 $8,403 $2,514 $2,975
USAA $2,245 $2,233 $2,151 $2,147 $5,709 $6,534 $2,885 $3,129

Buy Cheap Colorado Springs, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Colorado Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Colorado Springs, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Colorado Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,298 $12,913
American Family $6,278 $8,434
Farmers $12,860 $12,898
GEICO $6,966 $7,340
Liberty Mutual $5,718 $6,223
Nationwide $6,399 $8,169
Progressive $9,242 $10,317
State Farm $6,657 $8,403
USAA $5,709 $6,534

Buy Cheap Colorado Springs, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Colorado Springs, Colorado by comparing Colorado Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Colorado Springs, CO here.

Annual Auto Insurance Rates for Senior Drivers in Colorado Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,201 $3,232
American Family $2,332 $2,332
Farmers $3,082 $3,337
GEICO $2,368 $2,707
Liberty Mutual $1,573 $1,735
Nationwide $2,271 $2,396
Progressive $2,343 $2,330
State Farm $2,037 $2,037
USAA $2,151 $2,147

Find Cheap Auto Insurance Rates in Colorado Springs, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Colorado Springs, Colorado auto insurance. Compare Colorado Springs, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colorado Springs, Colorado

Insurance Company Low Medium High
Allstate $5,422 $5,762 $6,172
American Family $3,586 $3,866 $3,912
Farmers $5,037 $5,710 $6,646
GEICO $3,108 $3,435 $3,990
Liberty Mutual $2,623 $2,801 $3,018
Nationwide $3,767 $3,801 $3,833
Progressive $4,005 $4,425 $4,798
State Farm $3,352 $3,640 $3,920
USAA $3,213 $3,380 $3,545

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Find Cheap Colorado Springs, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Colorado Springs. Compare auto insurance rates in Colorado Springs, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Colorado Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,786 $5,786
American Family $3,706 $3,870
Farmers $5,798 $5,798
GEICO $3,436 $3,586
Liberty Mutual $2,814 $2,814
Nationwide $3,800 $3,800
Progressive $4,409 $4,409
State Farm $3,546 $3,729
USAA $3,283 $3,475

Find Cheap Colorado Springs, CO Auto Insurance Rates by ZIP Code

Auto insurance rates in Colorado Springs, Colorado can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Colorado Springs, CO to see how much where you live in Colorado Springs affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Colorado Springs, Colorado

ZIP Code Average Annual Rates
80902 $3,844
80903 $3,876
80904 $3,716
80905 $3,841
80906 $3,787
80907 $3,654
80909 $3,847
80910 $3,968
80912 $3,810
80916 $4,028
80917 $3,806
80918 $3,729
80919 $3,617
80920 $3,583
80921 $3,632
80922 $3,734
80923 $3,696
80924 $3,696
80925 $3,781
80926 $3,814
80927 $3,828
80928 $3,891
80929 $3,904
80930 $3,915
80938 $3,787
80939 $3,780
80946 $3,806
80951 $3,792

Find Cheap Colorado Springs, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Colorado Springs, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Colorado Springs, CO, take a look at the average cost for various violations versus rates for a clean driving record in Colorado Springs.

Annual Colorado Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,933 $5,679 $6,941 $5,589
American Family $2,802 $3,971 $5,203 $3,177
Farmers $4,896 $6,299 $6,215 $5,780
GEICO $2,466 $3,861 $4,493 $3,224
Liberty Mutual $2,473 $2,894 $2,984 $2,906
Nationwide $2,930 $3,994 $5,057 $3,221
Progressive $3,804 $5,383 $4,015 $4,435
State Farm $3,330 $3,945 $3,638 $3,638
USAA $2,463 $3,015 $5,263 $2,776

Find Cheap Colorado Springs, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Colorado Springs, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Colorado Springs for less when you shop around and compare rates from multiple Colorado Springs, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Colorado Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,941
American Family $5,203
Farmers $6,215
GEICO $4,493
Liberty Mutual $2,984
Nationwide $5,057
Progressive $4,015
State Farm $3,638
USAA $5,263

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Winners by Category: Where to Buy Cheap Auto Insurance in Colorado Springs, CO

Compare rates from the cheapest auto insurance companies in Colorado Springs, CO for your needs. Take a look at how Colorado Springs, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Colorado Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Colorado Springs, Colorado Auto Insurance Companies

If you’re looking for the cheapest Colorado Springs, CO auto insurance companies overall, you can compare them here. Find the best price for Colorado Springs, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Colorado Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,786
American Family $3,788
Farmers $5,798
GEICO $3,511
Liberty Mutual $2,814
Nationwide $3,800
Progressive $4,409
State Farm $3,638
USAA $3,379

What affects Colorado Springs, Colorado auto insurance rates?

Local factors affect auto insurance rates in Colorado Springs, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Colorado Springs auto insurance rates.

Commute Times in Colorado Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Colorado Springs, CO is 22.7 minutes according to City-Data.

Traffic in Colorado Springs

How is traffic in Colorado Springs, Colorado? Inrix data shows that Colorado Springs, CO traffic makes it the 536th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Colorado Springs, CO

You can buy cheap Colorado Springs, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Colorado Springs, Colorado auto insurance quotes from top companies.

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