Buy Cheap Colo, IA Auto Insurance (2021)

Colo, IA auto insurance rates average $234 a month. Minimum auto insurance requirements in Colo, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Colo, IA, compare Colo auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Colo, IA for teens drivers are $5,382/year
  • Average auto insurance rates in Colo, IA are $234/month
  • Average auto insurance rates in Colo, IA after a DUI are $3,383/year

Finding affordable Colo, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Colo, IA auto insurance with confidence is right here. Auto insurance rates in Colo are affected by local factors as well as personal ones like your driving record.

See how Colo, IA car insurance rates compare to Ankeny auto insurance rates, Cedar Rapids auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in Colo.

Don’t buy Colo, IA auto insurance until you’ve compared rates. Get free Colo, Iowa auto insurance quotes when you enter your ZIP code above.

Colo, IA Minimum Auto Insurance Requirements

The required auto insurance in Colo, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Colo, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Colo, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Colo, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Colo, IA. Take a look at Colo, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Colo, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,695 $2,717 $2,284
Farmers $2,799 $2,327 $2,204
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,043 $3,758 $2,953
Nationwide $3,002 $2,362 $2,065
Progressive $2,628 $2,137 $1,941
State Farm $3,159 $1,954 $1,541
Travelers $5,428 $4,647 $4,433
USAA $2,305 $1,581 $1,369

Buy Cheap Colo, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Colo, Iowa auto insurance rates? Find out how car insurance rates in Colo, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colo, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,869 $1,869 $1,673 $1,673 $4,991 $6,995 $1,869 $2,250
Farmers $1,504 $1,532 $1,345 $1,469 $4,586 $4,883 $2,039 $2,191
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $1,968 $2,127 $1,738 $2,107 $10,072 $11,316 $2,230 $2,454
Nationwide $1,703 $1,744 $1,520 $1,617 $4,017 $5,168 $1,939 $2,102
Progressive $1,544 $1,476 $1,275 $1,326 $3,951 $4,448 $1,856 $2,007
State Farm $1,435 $1,435 $1,262 $1,262 $3,926 $4,970 $1,614 $1,843
Travelers $2,142 $2,184 $2,094 $2,099 $9,745 $15,580 $2,235 $2,611
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

Buy Cheap Colo, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Colo can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Colo, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Colo, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $4,991 $6,995
Farmers $4,586 $4,883
GEICO $4,328 $4,022
Liberty Mutual $10,072 $11,316
Nationwide $4,017 $5,168
Progressive $3,951 $4,448
State Farm $3,926 $4,970
Travelers $9,745 $15,580
USAA $3,136 $3,336

Buy Cheap Colo, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Colo, Iowa by comparing Colo senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Colo, IA here.

Annual Auto Insurance Rates for Senior Drivers in Colo, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,673 $1,673
Farmers $1,345 $1,469
GEICO $1,710 $1,564
Liberty Mutual $1,738 $2,107
Nationwide $1,520 $1,617
Progressive $1,275 $1,326
State Farm $1,262 $1,262
Travelers $2,094 $2,099
USAA $1,081 $1,106

Find Cheap Auto Insurance Rates in Colo, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Colo, Iowa auto insurance. Compare Colo, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colo, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $2,911 $3,060 $2,725
Farmers $2,347 $2,451 $2,533
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,089 $4,247 $4,419
Nationwide $2,582 $2,466 $2,381
Progressive $2,104 $2,245 $2,357
State Farm $2,111 $2,231 $2,313
Travelers $4,533 $4,910 $5,065
USAA $1,662 $1,757 $1,836

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Find Cheap Colo, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Colo. Compare auto insurance rates in Colo, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Colo, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,865 $2,932
Farmers $2,444 $2,444
GEICO $2,294 $2,387
Liberty Mutual $4,252 $4,252
Nationwide $2,476 $2,476
Progressive $2,235 $2,235
State Farm $2,165 $2,272
Travelers $4,836 $4,836
USAA $1,688 $1,815

Find Cheap Colo, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Colo, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Colo, IA, take a look at the average cost for various violations versus rates for a clean driving record in Colo.

Annual Colo, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,092 $3,069 $3,974 $2,459
Farmers $2,082 $2,586 $2,621 $2,486
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,669 $4,552 $4,623 $4,162
Nationwide $1,802 $2,574 $3,495 $2,034
Progressive $1,793 $2,960 $1,947 $2,242
State Farm $2,051 $2,386 $2,218 $2,218
Travelers $3,521 $4,707 $6,302 $4,815
USAA $1,341 $1,794 $2,333 $1,538

Find Cheap Colo, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Colo, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Colo for less when you shop around and compare rates from multiple Colo, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Colo, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,113
American Family $3,974
Farmers $2,621
GEICO $3,206
Liberty Mutual $4,623
Nationwide $3,495
Progressive $1,947
State Farm $2,218
Travelers $6,302
USAA $2,333

Winners by Category: Where to Buy Cheap Auto Insurance in Colo, IA

Compare rates from the cheapest auto insurance companies in Colo, IA for your needs. Take a look at how Colo, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Colo, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Colo, Iowa Auto Insurance Companies

If you’re looking for the cheapest Colo, IA auto insurance companies overall, you can compare them here. Find the best price for Colo, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Colo, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $2,899
Farmers $2,444
GEICO $2,341
Liberty Mutual $4,252
Nationwide $2,476
Progressive $2,235
State Farm $2,218
Travelers $4,836
USAA $1,752

What affects Colo, Iowa auto insurance rates?

Local factors affect auto insurance rates in Colo, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Colo auto insurance rates.

Commute Times in Colo

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Colo, IA is 23.6 minutes according to City-Data.

Traffic in Colo

How is traffic in Colo, Iowa? Inrix data shows that Colo, IA traffic makes it the 159th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Colo, IA

You can buy cheap Colo, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Colo, Iowa auto insurance quotes from top companies.

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