Buy Cheap College Springs, IA Auto Insurance (2021)

College Springs, IA auto insurance rates average $265 a month. Minimum auto insurance requirements in College Springs, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in College Springs, IA, compare College Springs auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in College Springs, IA are $265/month
  • Average auto insurance rates in College Springs, IA for teens drivers are $5,972/year
  • The most expensive auto insurance company in College Springs is Travelers

Finding affordable College Springs, Iowa auto insurance can be challenging, but everything you need to know to buy cheap College Springs, IA auto insurance with confidence is right here. Auto insurance rates in College Springs are affected by local factors as well as personal ones like your driving record.

See how College Springs, IA car insurance rates compare to Des Moines auto insurance rates, Waterloo auto insurance rates, and Ames auto insurance rates before you read more about the cost of auto insurance in College Springs.

Don’t buy College Springs, IA auto insurance until you’ve compared rates. Get free College Springs, Iowa auto insurance quotes when you enter your ZIP code above.

College Springs, IA Minimum Auto Insurance Requirements

The required auto insurance in College Springs, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in College Springs, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in College Springs, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap College Springs, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in College Springs, IA. Take a look at College Springs, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in College Springs, Iowa

Insurance Company Poor Fair Good
Allstate $3,928 $3,118 $2,800
American Family $4,511 $3,312 $2,775
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,505 $4,001 $3,149
Nationwide $3,185 $2,482 $2,178
Progressive $3,366 $2,680 $2,410
State Farm $3,157 $1,953 $1,541
Travelers $6,786 $5,782 $5,503
USAA $2,498 $1,705 $1,473

Buy Cheap College Springs, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect College Springs, Iowa auto insurance rates? Find out how car insurance rates in College Springs, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in College Springs, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,072 $1,919 $1,954 $6,293 $7,087 $2,351 $2,417
American Family $2,294 $2,294 $2,044 $2,044 $6,011 $8,510 $2,294 $2,774
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,203 $2,393 $1,928 $2,341 $10,488 $11,802 $2,497 $2,760
Nationwide $1,831 $1,885 $1,629 $1,745 $4,135 $5,378 $2,064 $2,252
Progressive $2,063 $2,013 $1,700 $1,754 $4,617 $5,235 $2,488 $2,681
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,756 $2,814 $2,671 $2,676 $11,988 $19,010 $2,864 $3,411
USAA $1,284 $1,308 $1,170 $1,207 $3,336 $3,568 $1,549 $1,717

Buy Cheap College Springs, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in College Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in College Springs, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in College Springs, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,293 $7,087
American Family $6,011 $8,510
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,488 $11,802
Nationwide $4,135 $5,378
Progressive $4,617 $5,235
State Farm $3,891 $4,937
Travelers $11,988 $19,010
USAA $3,336 $3,568

Buy Cheap College Springs, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in College Springs, Iowa by comparing College Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in College Springs, IA here.

Annual Auto Insurance Rates for Senior Drivers in College Springs, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,919 $1,954
American Family $2,044 $2,044
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,928 $2,341
Nationwide $1,629 $1,745
Progressive $1,700 $1,754
State Farm $1,269 $1,269
Travelers $2,671 $2,676
USAA $1,170 $1,207

Find Cheap Auto Insurance Rates in College Springs, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of College Springs, Iowa auto insurance. Compare College Springs, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in College Springs, Iowa

Insurance Company Low Medium High
Allstate $3,144 $3,286 $3,415
American Family $3,572 $3,728 $3,299
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,382 $4,544 $4,728
Nationwide $2,736 $2,598 $2,511
Progressive $2,682 $2,826 $2,949
State Farm $2,111 $2,229 $2,311
Travelers $5,692 $6,114 $6,266
USAA $1,802 $1,898 $1,977

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Find Cheap College Springs, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in College Springs. Compare auto insurance rates in College Springs, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in College Springs, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,203 $3,360
American Family $3,491 $3,575
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,552 $4,552
Nationwide $2,615 $2,615
Progressive $2,819 $2,819
State Farm $2,164 $2,270
Travelers $6,024 $6,024
USAA $1,823 $1,962

Find Cheap College Springs, IA Auto Insurance Rates by Driving Record

Auto insurance rates in College Springs, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in College Springs, IA, take a look at the average cost for various violations versus rates for a clean driving record in College Springs.

Annual College Springs, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,786 $3,380 $3,842 $3,118
American Family $2,553 $3,715 $4,858 $3,005
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,934 $4,858 $4,964 $4,450
Nationwide $1,882 $2,720 $3,723 $2,135
Progressive $2,279 $3,673 $2,467 $2,857
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,392 $5,847 $7,830 $6,026
USAA $1,452 $1,935 $2,518 $1,664

Find Cheap College Springs, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in College Springs, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in College Springs for less when you shop around and compare rates from multiple College Springs, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in College Springs, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,842
American Family $4,858
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,964
Nationwide $3,723
Progressive $2,467
State Farm $2,217
Travelers $7,830
USAA $2,518

Winners by Category: Where to Buy Cheap Auto Insurance in College Springs, IA

Compare rates from the cheapest auto insurance companies in College Springs, IA for your needs. Take a look at how College Springs, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in College Springs, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap College Springs, Iowa Auto Insurance Companies

If you’re looking for the cheapest College Springs, IA auto insurance companies overall, you can compare them here. Find the best price for College Springs, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in College Springs, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,533
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,552
Nationwide $2,615
Progressive $2,819
State Farm $2,217
Travelers $6,024
USAA $1,892

What affects College Springs, Iowa auto insurance rates?

Local factors affect auto insurance rates in College Springs, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact College Springs auto insurance rates.

Commute Times in College Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in College Springs, IA is 18.4 minutes according to City-Data.

Compare Auto Insurance Quotes in College Springs, IA

You can buy cheap College Springs, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free College Springs, Iowa auto insurance quotes from top companies.

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