Buy Cheap Colden, NY Auto Insurance (2021)

Colden, NY auto insurance rates average $296 a month. Minimum auto insurance requirements in Colden, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Colden, NY, compare Colden auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Colden, NY are $296/month
  • Average auto insurance rates in Colden, NY for teens drivers are $6,154/year
  • The most expensive auto insurance company in Colden after a DUI is Liberty Mutual

Finding affordable Colden, New York auto insurance can be challenging, but everything you need to know to buy cheap Colden, NY auto insurance with confidence is right here. Auto insurance rates in Colden are affected by local factors as well as personal ones like your driving record.

See how Colden, NY car insurance rates compare to Yonkers auto insurance rates, New York auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Colden.

Don’t buy Colden, NY auto insurance until you’ve compared rates. Get free Colden, New York auto insurance quotes when you enter your ZIP code above.

Colden, NY Minimum Auto Insurance Requirements

The required auto insurance in Colden, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Colden, New York is outlined here.

Minimum Required Auto Insurance Coverage in Colden, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Colden, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Colden, NY. Take a look at Colden, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Colden, New York

Insurance Company Poor Fair Good
Allstate $5,860 $3,395 $2,913
GEICO $2,437 $1,792 $1,607
Liberty Mutual $7,745 $5,067 $3,797
Nationwide $3,174 $3,174 $3,174
Progressive $5,232 $2,718 $1,993
State Farm $5,356 $3,361 $2,669
Travelers $4,747 $2,998 $2,610
USAA $4,876 $2,450 $2,164

Buy Cheap Colden, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Colden, New York auto insurance rates? Find out how car insurance rates in Colden, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colden, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,758 $2,567 $2,596 $2,622 $8,007 $8,565 $2,672 $2,663
GEICO $1,436 $1,383 $1,396 $1,376 $2,992 $4,354 $1,296 $1,329
Liberty Mutual $4,016 $4,016 $3,739 $3,739 $7,814 $12,685 $4,016 $4,267
Nationwide $2,390 $2,390 $2,255 $2,255 $4,276 $6,380 $2,390 $3,054
Progressive $1,972 $1,840 $1,583 $1,608 $6,848 $7,625 $2,554 $2,486
State Farm $2,406 $2,406 $2,098 $2,098 $6,972 $8,968 $2,641 $2,773
Travelers $2,510 $2,539 $2,273 $2,444 $5,680 $6,729 $2,661 $2,778
USAA $1,656 $1,628 $1,501 $1,503 $6,647 $7,915 $2,119 $2,341

Buy Cheap Colden, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Colden can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Colden, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Colden, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,007 $8,565
GEICO $2,992 $4,354
Liberty Mutual $7,814 $12,685
Nationwide $4,276 $6,380
Progressive $6,848 $7,625
State Farm $6,972 $8,968
Travelers $5,680 $6,729
USAA $6,647 $7,915

Buy Cheap Colden, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Colden, New York by comparing Colden senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Colden, NY here.

Annual Auto Insurance Rates for Senior Drivers in Colden, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,596 $2,622
GEICO $1,396 $1,376
Liberty Mutual $3,739 $3,739
Nationwide $2,255 $2,255
Progressive $1,583 $1,608
State Farm $2,098 $2,098
Travelers $2,273 $2,444
USAA $1,501 $1,503

Find Cheap Auto Insurance Rates in Colden, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Colden, New York auto insurance. Compare Colden, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colden, New York

Insurance Company Low Medium High
Allstate $3,786 $4,040 $4,342
GEICO $1,837 $1,938 $2,061
Liberty Mutual $5,271 $5,518 $5,821
Nationwide $2,977 $3,147 $3,398
Progressive $3,129 $3,294 $3,520
State Farm $3,595 $3,816 $3,975
Travelers $3,285 $3,419 $3,652
USAA $3,066 $3,147 $3,278

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Find Cheap Colden, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Colden. Compare auto insurance rates in Colden, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Colden, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,001 $4,112
GEICO $1,888 $2,002
Liberty Mutual $5,382 $5,692
Nationwide $3,174 $3,174
Progressive $3,315 $3,315
State Farm $3,659 $3,932
Travelers $3,452 $3,452
USAA $3,132 $3,195

Find Cheap Colden, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Colden, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Colden, NY, take a look at the average cost for various violations versus rates for a clean driving record in Colden.

Annual Colden, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,441 $3,441 $5,012 $4,332
GEICO $1,535 $1,672 $3,040 $1,535
Liberty Mutual $4,429 $4,429 $8,860 $4,429
Nationwide $2,421 $2,421 $5,378 $2,476
Progressive $3,223 $3,223 $3,568 $3,243
State Farm $3,618 $3,618 $3,973 $3,973
Travelers $2,972 $3,675 $3,727 $3,433
USAA $2,815 $2,860 $4,120 $2,860

Find Cheap Colden, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Colden, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Colden for less when you shop around and compare rates from multiple Colden, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Colden, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,012
GEICO $3,040
Liberty Mutual $8,860
Nationwide $5,378
Progressive $3,568
State Farm $3,973
Travelers $3,727
USAA $4,120

Winners by Category: Where to Buy Cheap Auto Insurance in Colden, NY

Compare rates from the cheapest auto insurance companies in Colden, NY for your needs. Take a look at how Colden, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Colden, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Colden, New York Auto Insurance Companies

If you’re looking for the cheapest Colden, NY auto insurance companies overall, you can compare them here. Find the best price for Colden, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Colden, New York

Insurance Company Average Annual Rates
Allstate $4,056
GEICO $1,945
Liberty Mutual $5,537
Nationwide $3,174
Progressive $3,315
State Farm $3,795
Travelers $3,452
USAA $3,164

Compare Auto Insurance Quotes in Colden, NY

You can buy cheap Colden, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Colden, New York auto insurance quotes from top companies.

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