Buy Cheap Colchester, CT Auto Insurance (2022)

Colchester, CT auto insurance rates average $351 a month. Minimum auto insurance requirements in Colchester, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Colchester, CT, compare Colchester auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Colchester after a DUI is Allstate
  • Average auto insurance rates in Colchester, CT are $351/month
  • Average auto insurance rates in Colchester, CT after a DUI are $5,106/year

Finding affordable Colchester, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Colchester, CT auto insurance with confidence is right here. Auto insurance rates in Colchester are affected by local factors as well as personal ones like your driving record.

See how Colchester, CT car insurance rates compare to Norwalk auto insurance rates, Hartford auto insurance rates, and Bristol auto insurance rates before you read more about the cost of auto insurance in Colchester.

Don’t buy Colchester, CT auto insurance until you’ve compared rates. Get free Colchester, Connecticut auto insurance quotes when you enter your ZIP code above.

Colchester, CT Minimum Auto Insurance Requirements

The required auto insurance in Colchester, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Colchester, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Colchester, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Colchester, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Colchester, CT. Take a look at Colchester, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Colchester, Connecticut

Insurance Company Poor Fair Good
Allstate $7,480 $5,644 $4,479
GEICO $3,827 $2,311 $1,761
Liberty Mutual $9,524 $5,932 $4,665
Nationwide $4,229 $2,850 $2,527
Progressive $4,638 $4,161 $3,985
State Farm $3,705 $2,378 $1,917
Travelers $6,049 $5,041 $4,895
USAA $3,987 $2,690 $2,369

Buy Cheap Colchester, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Colchester, Connecticut auto insurance rates? Find out how car insurance rates in Colchester, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Colchester, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,700 $3,661 $3,403 $3,645 $11,280 $13,311 $3,874 $4,070
GEICO $1,954 $1,959 $1,813 $1,827 $4,484 $5,312 $1,885 $1,833
Liberty Mutual $3,238 $3,512 $2,489 $3,052 $16,229 $18,258 $3,287 $3,593
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,292 $2,142 $1,958 $2,032 $9,527 $10,562 $2,626 $2,951
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,632 $1,657 $1,624 $1,620 $12,387 $19,929 $1,775 $2,004
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Buy Cheap Colchester, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Colchester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Colchester, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Colchester, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,280 $13,311
GEICO $4,484 $5,312
Liberty Mutual $16,229 $18,258
Nationwide $5,616 $7,110
Progressive $9,527 $10,562
State Farm $4,921 $6,180
Travelers $12,387 $19,929
USAA $5,822 $6,120

Buy Cheap Colchester, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Colchester, Connecticut by comparing Colchester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Colchester, CT here.

Annual Auto Insurance Rates for Senior Drivers in Colchester, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,403 $3,645
GEICO $1,813 $1,827
Liberty Mutual $2,489 $3,052
Nationwide $1,858 $1,946
Progressive $1,958 $2,032
State Farm $1,506 $1,506
Travelers $1,624 $1,620
USAA $1,727 $1,706

Find Cheap Auto Insurance Rates in Colchester, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Colchester, Connecticut auto insurance. Compare Colchester, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Colchester, Connecticut

Insurance Company Low Medium High
Allstate $5,510 $5,859 $6,235
GEICO $2,450 $2,603 $2,847
Liberty Mutual $6,478 $6,664 $6,979
Nationwide $3,253 $3,223 $3,130
Progressive $3,994 $4,227 $4,563
State Farm $2,504 $2,671 $2,826
Travelers $4,956 $5,293 $5,736
USAA $2,826 $3,018 $3,202

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Colchester, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Colchester. Compare auto insurance rates in Colchester, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Colchester, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,868 $5,868
GEICO $2,593 $2,673
Liberty Mutual $6,707 $6,707
Nationwide $3,202 $3,202
Progressive $4,261 $4,261
State Farm $2,602 $2,732
Travelers $5,328 $5,328
USAA $2,979 $3,051

Find Cheap Colchester, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Colchester, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Colchester, CT, take a look at the average cost for various violations versus rates for a clean driving record in Colchester.

Annual Colchester, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,998 $6,173 $7,304 $4,998
GEICO $1,665 $2,181 $4,643 $2,044
Liberty Mutual $5,875 $7,361 $7,278 $6,314
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $3,634 $5,277 $3,818 $4,316
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,293 $4,648 $6,759 $5,614
USAA $2,343 $2,941 $4,435 $2,343

Find Cheap Colchester, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Colchester, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Colchester for less when you shop around and compare rates from multiple Colchester, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Colchester, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,304
GEICO $4,643
Liberty Mutual $7,278
Nationwide $3,882
Progressive $3,818
State Farm $2,727
Travelers $6,759
USAA $4,435

Winners by Category: Where to Buy Cheap Auto Insurance in Colchester, CT

Compare rates from the cheapest auto insurance companies in Colchester, CT for your needs. Take a look at how Colchester, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Colchester, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Colchester, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Colchester, CT auto insurance companies overall, you can compare them here. Find the best price for Colchester, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Colchester, Connecticut

Insurance Company Average Annual Rates
Allstate $5,868
GEICO $2,633
Liberty Mutual $6,707
Nationwide $3,202
Progressive $4,261
State Farm $2,667
Travelers $5,328
USAA $3,015

What affects Colchester, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Colchester, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Colchester auto insurance rates.

Commute Times in Colchester

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Colchester, CT is 29.2 minutes according to City-Data.

Traffic in Colchester

How is traffic in Colchester, Connecticut? Inrix data shows that Colchester, CT traffic makes it the 296th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Colchester, CT

You can buy cheap Colchester, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Colchester, Connecticut auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption