Buy Cheap Cohoes, NY Auto Insurance (2021)

Cohoes, NY auto insurance rates average $263 a month. Minimum auto insurance requirements in Cohoes, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Cohoes, NY, compare Cohoes auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cohoes, NY after a DUI are $4,203/year
  • The most expensive auto insurance company in Cohoes after a DUI is Liberty Mutual
  • Average auto insurance rates in Cohoes, NY for teens drivers are $5,533/year

Finding affordable Cohoes, New York auto insurance can be challenging, but everything you need to know to buy cheap Cohoes, NY auto insurance with confidence is right here. Auto insurance rates in Cohoes are affected by local factors as well as personal ones like your driving record.

See how Cohoes, NY car insurance rates compare to Utica auto insurance rates, Mount Vernon auto insurance rates, and Schenectady auto insurance rates before you read more about the cost of auto insurance in Cohoes.

Don’t buy Cohoes, NY auto insurance until you’ve compared rates. Get free Cohoes, New York auto insurance quotes when you enter your ZIP code above.

Cohoes, NY Minimum Auto Insurance Requirements

The required auto insurance in Cohoes, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Cohoes, New York is outlined here.

Minimum Required Auto Insurance Coverage in Cohoes, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cohoes, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cohoes, NY. Take a look at Cohoes, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cohoes, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,511 $1,844 $1,656
Liberty Mutual $6,458 $4,235 $3,180
Nationwide $2,708 $2,708 $2,708
Progressive $4,224 $2,227 $1,646
State Farm $4,406 $2,763 $2,194
Travelers $4,726 $3,030 $2,646
USAA $4,508 $2,300 $2,036

Buy Cheap Cohoes, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cohoes, New York auto insurance rates? Find out how car insurance rates in Cohoes, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cohoes, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,446 $1,395 $1,411 $1,390 $3,117 $4,626 $1,300 $1,343
Liberty Mutual $3,353 $3,353 $3,125 $3,125 $6,539 $10,591 $3,353 $3,555
Nationwide $2,041 $2,041 $1,929 $1,929 $3,658 $5,430 $2,041 $2,598
Progressive $1,569 $1,457 $1,253 $1,273 $5,658 $6,320 $2,054 $2,010
State Farm $1,930 $1,930 $1,689 $1,689 $5,828 $7,512 $2,129 $2,261
Travelers $2,441 $2,455 $2,254 $2,412 $5,863 $6,998 $2,605 $2,711
USAA $1,532 $1,502 $1,397 $1,391 $6,246 $7,415 $1,952 $2,149

Buy Cheap Cohoes, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cohoes can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cohoes, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cohoes, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,117 $4,626
Liberty Mutual $6,539 $10,591
Nationwide $3,658 $5,430
Progressive $5,658 $6,320
State Farm $5,828 $7,512
Travelers $5,863 $6,998
USAA $6,246 $7,415

Buy Cheap Cohoes, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cohoes, New York by comparing Cohoes senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cohoes, NY here.

Annual Auto Insurance Rates for Senior Drivers in Cohoes, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,411 $1,390
Liberty Mutual $3,125 $3,125
Nationwide $1,929 $1,929
Progressive $1,253 $1,273
State Farm $1,689 $1,689
Travelers $2,254 $2,412
USAA $1,397 $1,391

Find Cheap Auto Insurance Rates in Cohoes, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cohoes, New York auto insurance. Compare Cohoes, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cohoes, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,899 $2,003 $2,110
Liberty Mutual $4,407 $4,607 $4,859
Nationwide $2,546 $2,689 $2,890
Progressive $2,566 $2,689 $2,843
State Farm $2,939 $3,142 $3,282
Travelers $3,318 $3,447 $3,637
USAA $2,855 $2,933 $3,055

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Find Cheap Cohoes, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cohoes. Compare auto insurance rates in Cohoes, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cohoes, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,944 $2,063
Liberty Mutual $4,496 $4,753
Nationwide $2,708 $2,708
Progressive $2,699 $2,699
State Farm $3,013 $3,229
Travelers $3,467 $3,467
USAA $2,919 $2,977

Find Cheap Cohoes, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Cohoes, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cohoes, NY, take a look at the average cost for various violations versus rates for a clean driving record in Cohoes.

Annual Cohoes, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,555 $1,696 $3,209 $1,555
Liberty Mutual $3,689 $3,689 $7,431 $3,689
Nationwide $2,080 $2,080 $4,546 $2,127
Progressive $2,624 $2,624 $2,910 $2,640
State Farm $2,968 $2,968 $3,274 $3,274
Travelers $2,944 $3,709 $3,764 $3,452
USAA $2,609 $2,652 $3,879 $2,652

Find Cheap Cohoes, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cohoes, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Cohoes for less when you shop around and compare rates from multiple Cohoes, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cohoes, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,607
GEICO $3,209
Liberty Mutual $7,431
Nationwide $4,546
Progressive $2,910
State Farm $3,274
Travelers $3,764
USAA $3,879

Winners by Category: Where to Buy Cheap Auto Insurance in Cohoes, NY

Compare rates from the cheapest auto insurance companies in Cohoes, NY for your needs. Take a look at how Cohoes, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cohoes, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Cohoes, New York Auto Insurance Companies

If you’re looking for the cheapest Cohoes, NY auto insurance companies overall, you can compare them here. Find the best price for Cohoes, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Cohoes, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $2,004
Liberty Mutual $4,624
Nationwide $2,708
Progressive $2,699
State Farm $3,121
Travelers $3,467
USAA $2,948

What affects Cohoes, New York auto insurance rates?

Local factors affect auto insurance rates in Cohoes, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Cohoes auto insurance rates.

Commute Times in Cohoes

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cohoes, NY is 21.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Cohoes, NY

You can buy cheap Cohoes, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cohoes, New York auto insurance quotes from top companies.

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