Buy Cheap Cochiti Lake, NM Auto Insurance (2021)

Cochiti Lake, NM auto insurance rates average $298 a month. Minimum auto insurance requirements in Cochiti Lake, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Cochiti Lake, NM, compare Cochiti Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cochiti Lake, NM are $298/month
  • Average auto insurance rates in Cochiti Lake, NM for teens drivers are $6,978/year
  • The most expensive auto insurance company in Cochiti Lake is Allstate

Finding affordable Cochiti Lake, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Cochiti Lake, NM auto insurance with confidence is right here. Auto insurance rates in Cochiti Lake are affected by local factors as well as personal ones like your driving record.

See how Cochiti Lake, NM car insurance rates compare to Albuquerque auto insurance rates, Hobbs auto insurance rates, and Santa Fe auto insurance rates before you read more about the cost of auto insurance in Cochiti Lake.

Don’t buy Cochiti Lake, NM auto insurance until you’ve compared rates. Get free Cochiti Lake, New Mexico auto insurance quotes when you enter your ZIP code above.

Cochiti Lake, NM Minimum Auto Insurance Requirements

The required auto insurance in Cochiti Lake, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Cochiti Lake, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Cochiti Lake, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cochiti Lake, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cochiti Lake, NM. Take a look at Cochiti Lake, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cochiti Lake, New Mexico

Insurance Company Poor Fair Good
Allstate $5,275 $4,351 $3,973
Farmers $5,160 $4,273 $4,061
GEICO $4,787 $4,162 $3,849
Nationwide $4,388 $3,418 $2,962
Progressive $3,410 $3,049 $2,889
State Farm $3,638 $2,245 $1,779
USAA $3,070 $2,300 $1,994

Buy Cheap Cochiti Lake, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cochiti Lake, New Mexico auto insurance rates? Find out how car insurance rates in Cochiti Lake, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cochiti Lake, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,635 $2,622 $2,434 $2,557 $9,288 $10,804 $2,886 $3,036
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,648 $1,590 $1,506 $1,507 $6,892 $7,757 $1,986 $2,043
State Farm $1,661 $1,661 $1,514 $1,514 $4,512 $5,668 $1,859 $2,044
USAA $1,617 $1,602 $1,545 $1,535 $4,316 $4,875 $2,004 $2,142

Buy Cheap Cochiti Lake, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cochiti Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cochiti Lake, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cochiti Lake, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,288 $10,804
Farmers $10,278 $10,545
GEICO $7,583 $10,447
Nationwide $5,976 $7,514
Progressive $6,892 $7,757
State Farm $4,512 $5,668
USAA $4,316 $4,875

Buy Cheap Cochiti Lake, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Cochiti Lake, New Mexico by comparing Cochiti Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cochiti Lake, NM here.

Annual Auto Insurance Rates for Senior Drivers in Cochiti Lake, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,434 $2,557
Farmers $2,218 $2,377
GEICO $2,511 $2,511
Nationwide $2,228 $2,332
Progressive $1,506 $1,507
State Farm $1,514 $1,514
USAA $1,545 $1,535

Find Cheap Auto Insurance Rates in Cochiti Lake, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cochiti Lake, New Mexico auto insurance. Compare Cochiti Lake, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cochiti Lake, New Mexico

Insurance Company Low Medium High
Allstate $4,286 $4,522 $4,791
Farmers $4,060 $4,451 $4,983
GEICO $3,990 $4,256 $4,552
Nationwide $3,511 $3,558 $3,699
Progressive $2,940 $3,115 $3,294
State Farm $2,316 $2,563 $2,784
USAA $2,279 $2,467 $2,618

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Find Cheap Cochiti Lake, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cochiti Lake. Compare auto insurance rates in Cochiti Lake, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cochiti Lake, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,533 $4,533
Farmers $4,498 $4,498
GEICO $4,201 $4,331
Nationwide $3,589 $3,589
Progressive $3,116 $3,116
State Farm $2,490 $2,618
USAA $2,381 $2,528

Find Cheap Cochiti Lake, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Cochiti Lake, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cochiti Lake, NM, take a look at the average cost for various violations versus rates for a clean driving record in Cochiti Lake.

Annual Cochiti Lake, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,693 $4,942 $5,307 $4,190
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $2,692 $3,695 $2,900 $3,177
State Farm $2,398 $2,606 $2,606 $2,606
USAA $1,819 $2,539 $3,339 $2,121

Find Cheap Cochiti Lake, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cochiti Lake, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Cochiti Lake for less when you shop around and compare rates from multiple Cochiti Lake, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cochiti Lake, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,307
Farmers $4,788
GEICO $8,009
Nationwide $4,853
Progressive $2,900
State Farm $2,606
USAA $3,339

Winners by Category: Where to Buy Cheap Auto Insurance in Cochiti Lake, NM

Compare rates from the cheapest auto insurance companies in Cochiti Lake, NM for your needs. Take a look at how Cochiti Lake, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cochiti Lake, New Mexico

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Cochiti Lake, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Cochiti Lake, NM auto insurance companies overall, you can compare them here. Find the best price for Cochiti Lake, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Cochiti Lake, New Mexico

Insurance Company Average Annual Rates
Allstate $4,533
Farmers $4,498
GEICO $4,266
Nationwide $3,589
Progressive $3,116
State Farm $2,554
USAA $2,455

What affects Cochiti Lake, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Cochiti Lake, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Cochiti Lake auto insurance rates.

Commute Times in Cochiti Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cochiti Lake, NM is 41.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Cochiti Lake, NM

You can buy cheap Cochiti Lake, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cochiti Lake, New Mexico auto insurance quotes from top companies.

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