Buy Cheap Cobleskill, NY Auto Insurance (2021)

Cobleskill, NY auto insurance rates average $279 a month. Minimum auto insurance requirements in Cobleskill, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Cobleskill, NY, compare Cobleskill auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Cobleskill after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Cobleskill is Liberty Mutual
  • Average auto insurance rates in Cobleskill, NY for teens drivers are $5,726/year

Finding affordable Cobleskill, New York auto insurance can be challenging, but everything you need to know to buy cheap Cobleskill, NY auto insurance with confidence is right here. Auto insurance rates in Cobleskill are affected by local factors as well as personal ones like your driving record.

See how Cobleskill, NY car insurance rates compare to Mount Vernon auto insurance rates, Buffalo auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Cobleskill.

Don’t buy Cobleskill, NY auto insurance until you’ve compared rates. Get free Cobleskill, New York auto insurance quotes when you enter your ZIP code above.

Cobleskill, NY Minimum Auto Insurance Requirements

The required auto insurance in Cobleskill, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Cobleskill, New York is outlined here.

Minimum Required Auto Insurance Coverage in Cobleskill, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Cobleskill, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cobleskill, NY. Take a look at Cobleskill, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cobleskill, New York

Insurance Company Poor Fair Good
Allstate $4,812 $2,840 $2,466
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,730 $2,730 $2,730
Progressive $4,265 $2,226 $1,635
State Farm $4,396 $2,757 $2,189
Travelers $4,757 $3,013 $2,623
USAA $5,185 $2,565 $2,265

Buy Cheap Cobleskill, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cobleskill, New York auto insurance rates? Find out how car insurance rates in Cobleskill, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cobleskill, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,276 $2,155 $2,131 $2,171 $6,583 $7,072 $2,279 $2,316
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,068 $2,068 $1,954 $1,954 $3,660 $5,437 $2,068 $2,629
Progressive $1,633 $1,541 $1,319 $1,339 $5,495 $6,143 $2,118 $2,083
State Farm $1,959 $1,959 $1,706 $1,706 $5,742 $7,411 $2,151 $2,280
Travelers $2,506 $2,537 $2,277 $2,448 $5,725 $6,781 $2,661 $2,780
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Buy Cheap Cobleskill, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cobleskill can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cobleskill, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cobleskill, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,583 $7,072
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,660 $5,437
Progressive $5,495 $6,143
State Farm $5,742 $7,411
Travelers $5,725 $6,781
USAA $6,993 $8,362

Buy Cheap Cobleskill, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cobleskill, New York by comparing Cobleskill senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cobleskill, NY here.

Annual Auto Insurance Rates for Senior Drivers in Cobleskill, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,131 $2,171
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $1,954 $1,954
Progressive $1,319 $1,339
State Farm $1,706 $1,706
Travelers $2,277 $2,448
USAA $1,576 $1,583

Find Cheap Auto Insurance Rates in Cobleskill, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cobleskill, New York auto insurance. Compare Cobleskill, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cobleskill, New York

Insurance Company Low Medium High
Allstate $3,205 $3,363 $3,550
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,584 $2,711 $2,895
Progressive $2,582 $2,695 $2,849
State Farm $2,962 $3,131 $3,250
Travelers $3,302 $3,433 $3,657
USAA $3,250 $3,324 $3,442

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Cobleskill, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cobleskill. Compare auto insurance rates in Cobleskill, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cobleskill, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,328 $3,418
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,730 $2,730
Progressive $2,709 $2,709
State Farm $3,005 $3,223
Travelers $3,464 $3,464
USAA $3,305 $3,372

Find Cheap Cobleskill, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Cobleskill, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cobleskill, NY, take a look at the average cost for various violations versus rates for a clean driving record in Cobleskill.

Annual Cobleskill, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,863 $2,863 $4,165 $3,601
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,094 $2,094 $4,589 $2,141
Progressive $2,636 $2,636 $2,912 $2,651
State Farm $2,968 $2,968 $3,260 $3,260
Travelers $2,977 $3,691 $3,744 $3,445
USAA $2,972 $3,020 $4,343 $3,020

Find Cheap Cobleskill, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cobleskill, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Cobleskill for less when you shop around and compare rates from multiple Cobleskill, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cobleskill, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,165
GEICO $3,419
Liberty Mutual $9,308
Nationwide $4,589
Progressive $2,912
State Farm $3,260
Travelers $3,744
USAA $4,343

Winners by Category: Where to Buy Cheap Auto Insurance in Cobleskill, NY

Compare rates from the cheapest auto insurance companies in Cobleskill, NY for your needs. Take a look at how Cobleskill, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cobleskill, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Cobleskill, New York Auto Insurance Companies

If you’re looking for the cheapest Cobleskill, NY auto insurance companies overall, you can compare them here. Find the best price for Cobleskill, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Cobleskill, New York

Insurance Company Average Annual Rates
Allstate $3,373
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,730
Progressive $2,709
State Farm $3,114
Travelers $3,464
USAA $3,339

What affects Cobleskill, New York auto insurance rates?

Local factors affect auto insurance rates in Cobleskill, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Cobleskill auto insurance rates.

Commute Times in Cobleskill

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cobleskill, NY is 24.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Cobleskill, NY

You can buy cheap Cobleskill, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cobleskill, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption