Buy Cheap Clute, TX Auto Insurance (2021)

Clute, TX auto insurance rates average $327 a month. Minimum auto insurance requirements in Clute, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Clute, TX, compare Clute auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Clute, TX for teens drivers are $6,986/year
  • Average auto insurance rates in Clute, TX after a DUI are $4,446/year
  • The most expensive auto insurance company in Clute is Allstate

Finding affordable Clute, Texas auto insurance can be challenging, but everything you need to know to buy cheap Clute, TX auto insurance with confidence is right here. Auto insurance rates in Clute are affected by local factors as well as personal ones like your driving record.

See how Clute, TX car insurance rates compare to Dallas auto insurance rates, El Paso auto insurance rates, and San Antonio auto insurance rates before you read more about the cost of auto insurance in Clute.

Don’t buy Clute, TX auto insurance until you’ve compared rates. Get free Clute, Texas auto insurance quotes when you enter your ZIP code above.

Clute, TX Minimum Auto Insurance Requirements

The required auto insurance in Clute, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Clute, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Clute, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Clute, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clute, TX. Take a look at Clute, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clute, Texas

Insurance Company Poor Fair Good
Allstate $7,105 $5,196 $4,448
American Family $7,116 $4,639 $4,044
GEICO $5,258 $2,973 $1,980
Nationwide $4,455 $3,582 $3,112
Progressive $4,854 $4,179 $3,866
State Farm $3,749 $2,335 $1,862
USAA $3,666 $2,141 $1,729

Buy Cheap Clute, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clute, Texas auto insurance rates? Find out how car insurance rates in Clute, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clute, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,649 $3,677 $3,603 $3,603 $9,509 $11,460 $4,491 $4,670
American Family $3,023 $3,403 $2,900 $3,358 $8,651 $11,230 $4,473 $5,095
GEICO $2,510 $2,719 $2,433 $2,774 $5,572 $5,787 $2,721 $2,711
Nationwide $2,324 $2,361 $2,055 $2,173 $6,629 $8,499 $2,735 $2,956
Progressive $2,327 $2,213 $2,065 $2,108 $9,525 $10,620 $2,750 $2,790
State Farm $1,851 $1,851 $1,649 $1,649 $4,442 $5,661 $2,013 $2,073
USAA $1,590 $1,590 $1,528 $1,506 $4,572 $4,949 $2,116 $2,247

Buy Cheap Clute, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clute can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clute, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clute, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,509 $11,460
American Family $8,651 $11,230
GEICO $5,572 $5,787
Nationwide $6,629 $8,499
Progressive $9,525 $10,620
State Farm $4,442 $5,661
USAA $4,572 $4,949

Buy Cheap Clute, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Clute, Texas by comparing Clute senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clute, TX here.

Annual Auto Insurance Rates for Senior Drivers in Clute, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,603 $3,603
American Family $2,900 $3,358
GEICO $2,433 $2,774
Nationwide $2,055 $2,173
Progressive $2,065 $2,108
State Farm $1,649 $1,649
USAA $1,528 $1,506

Find Cheap Auto Insurance Rates in Clute, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clute, Texas auto insurance. Compare Clute, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clute, Texas

Insurance Company Low Medium High
Allstate $5,432 $5,526 $5,790
American Family $4,829 $5,031 $5,940
GEICO $3,219 $3,360 $3,631
Nationwide $3,996 $3,558 $3,595
Progressive $4,086 $4,278 $4,535
State Farm $2,509 $2,642 $2,795
USAA $2,416 $2,500 $2,621

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Find Cheap Clute, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clute. Compare auto insurance rates in Clute, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clute, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,446 $5,720
American Family $5,267 $5,267
GEICO $3,341 $3,465
Nationwide $3,716 $3,716
Progressive $4,300 $4,300
State Farm $2,649 $2,649
USAA $2,481 $2,544

Find Cheap Clute, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Clute, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clute, TX, take a look at the average cost for various violations versus rates for a clean driving record in Clute.

Annual Clute, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,342 $6,689 $6,958 $4,342
American Family $4,783 $6,132 $5,368 $4,783
GEICO $2,887 $3,834 $3,177 $3,715
Nationwide $3,226 $3,226 $4,772 $3,641
Progressive $3,753 $4,835 $4,385 $4,226
State Farm $2,352 $2,699 $3,191 $2,352
USAA $1,864 $2,771 $3,274 $2,140

Find Cheap Clute, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clute, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Clute for less when you shop around and compare rates from multiple Clute, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clute, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,958
American Family $5,368
GEICO $3,177
Nationwide $4,772
Progressive $4,385
State Farm $3,191
USAA $3,274

Winners by Category: Where to Buy Cheap Auto Insurance in Clute, TX

Compare rates from the cheapest auto insurance companies in Clute, TX for your needs. Take a look at how Clute, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clute, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Clute, Texas Auto Insurance Companies

If you’re looking for the cheapest Clute, TX auto insurance companies overall, you can compare them here. Find the best price for Clute, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Clute, Texas

Insurance Company Average Annual Rates
Allstate $5,583
American Family $5,267
GEICO $3,403
Nationwide $3,716
Progressive $4,300
State Farm $2,649
USAA $2,512

What affects Clute, Texas auto insurance rates?

Local factors affect auto insurance rates in Clute, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Clute auto insurance rates.

Auto Theft in Clute

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Clute, TX auto theft show a total of 23 vehicle thefts annually.

Commute Times in Clute

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clute, TX is 18.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Clute, TX

You can buy cheap Clute, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clute, Texas auto insurance quotes from top companies.

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