Buy Cheap Cloverdale, CA Auto Insurance (2021)

Cloverdale, CA auto insurance rates average $265 a month. Minimum auto insurance requirements in Cloverdale, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Cloverdale, CA, compare Cloverdale auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cloverdale is Farmers
  • Average auto insurance rates in Cloverdale, CA are $265/month
  • Average auto insurance rates in Cloverdale, CA after a DUI are $4,462/year

Finding affordable Cloverdale, California auto insurance can be challenging, but everything you need to know to buy cheap Cloverdale, CA auto insurance with confidence is right here. Auto insurance rates in Cloverdale are affected by local factors as well as personal ones like your driving record.

See how Cloverdale, CA car insurance rates compare to Sacramento auto insurance rates, San Jose auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Cloverdale.

Don’t buy Cloverdale, CA auto insurance until you’ve compared rates. Get free Cloverdale, California auto insurance quotes when you enter your ZIP code above.

Cloverdale, CA Minimum Auto Insurance Requirements

The required auto insurance in Cloverdale, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Cloverdale, California is outlined here.

Minimum Required Auto Insurance Coverage in Cloverdale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Cloverdale, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cloverdale, California auto insurance rates? Find out how car insurance rates in Cloverdale, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cloverdale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,537 $2,544 $1,849 $1,876 $7,014 $8,833 $3,275 $3,625
Farmers $2,336 $2,336 $2,099 $2,099 $7,462 $12,287 $2,768 $3,083
GEICO $1,441 $1,443 $1,356 $1,356 $4,397 $4,489 $2,071 $2,125
Liberty Mutual $2,196 $2,083 $2,040 $1,979 $4,835 $5,123 $2,482 $2,495
Nationwide $2,769 $2,647 $2,410 $2,277 $6,997 $7,711 $3,311 $3,281
Progressive $1,415 $1,460 $1,179 $1,410 $3,678 $4,464 $2,011 $2,166
State Farm $3,012 $3,012 $2,691 $2,691 $5,505 $6,806 $3,336 $3,443
Travelers $2,132 $2,071 $1,886 $1,866 $4,299 $4,941 $2,755 $2,704
USAA $1,681 $1,595 $1,640 $1,651 $3,781 $3,816 $2,333 $2,208

Buy Cheap Cloverdale, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cloverdale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cloverdale, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cloverdale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,014 $8,833
Farmers $7,462 $12,287
GEICO $4,397 $4,489
Liberty Mutual $4,835 $5,123
Nationwide $6,997 $7,711
Progressive $3,678 $4,464
State Farm $5,505 $6,806
Travelers $4,299 $4,941
USAA $3,781 $3,816

Buy Cheap Cloverdale, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cloverdale, California by comparing Cloverdale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cloverdale, CA here.

Annual Auto Insurance Rates for Senior Drivers in Cloverdale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,849 $1,876
Farmers $2,099 $2,099
GEICO $1,356 $1,356
Liberty Mutual $2,040 $1,979
Nationwide $2,410 $2,277
Progressive $1,179 $1,410
State Farm $2,691 $2,691
Travelers $1,886 $1,866
USAA $1,640 $1,651

Find Cheap Auto Insurance Rates in Cloverdale, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cloverdale, California auto insurance. Compare Cloverdale, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cloverdale, California

Insurance Company Low Medium High
Allstate $3,758 $3,975 $4,100
Farmers $4,036 $4,339 $4,551
GEICO $2,188 $2,356 $2,460
Liberty Mutual $2,722 $2,929 $3,061
Nationwide $3,562 $3,990 $4,224
Progressive $2,056 $2,278 $2,335
State Farm $3,506 $3,863 $4,068
Travelers $2,505 $2,903 $3,088
USAA $2,150 $2,377 $2,487

Find Cheap Cloverdale, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cloverdale. Compare auto insurance rates in Cloverdale, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cloverdale, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,563 $4,326
Farmers $3,910 $4,707
GEICO $2,122 $2,548
Liberty Mutual $2,667 $3,141
Nationwide $3,469 $4,382
Progressive $2,018 $2,428
State Farm $3,676 $3,948
Travelers $2,552 $3,112
USAA $2,157 $2,519

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Find Cheap Cloverdale, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Cloverdale, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cloverdale, CA, take a look at the average cost for various violations versus rates for a clean driving record in Cloverdale.

Annual Cloverdale, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,375 $4,014 $6,271 $3,117
Farmers $3,182 $4,336 $5,408 $4,308
GEICO $1,635 $2,515 $3,161 $2,028
Liberty Mutual $2,521 $3,378 $3,046 $2,671
Nationwide $2,744 $3,512 $5,935 $3,512
Progressive $1,468 $2,465 $2,852 $2,107
State Farm $2,717 $3,242 $6,134 $3,155
Travelers $1,917 $3,061 $3,571 $2,778
USAA $1,557 $2,309 $3,782 $1,704

Find Cheap Cloverdale, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cloverdale, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Cloverdale for less when you shop around and compare rates from multiple Cloverdale, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cloverdale, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,271
Farmers $5,408
GEICO $3,161
Liberty Mutual $3,046
Nationwide $5,935
Progressive $2,852
State Farm $6,134
Travelers $3,571
USAA $3,782

Winners by Category: Where to Buy Cheap Auto Insurance in Cloverdale, CA

Compare rates from the cheapest auto insurance companies in Cloverdale, CA for your needs. Take a look at how Cloverdale, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cloverdale, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Cloverdale, California Auto Insurance Companies

If you’re looking for the cheapest Cloverdale, CA auto insurance companies overall, you can compare them here. Find the best price for Cloverdale, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Cloverdale, California

Insurance Company Average Annual Rates
Allstate $3,944
Farmers $4,309
GEICO $2,335
Liberty Mutual $2,904
Nationwide $3,925
Progressive $2,223
State Farm $3,812
Travelers $2,832
USAA $2,338

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What affects Cloverdale, California auto insurance rates?

Local factors affect auto insurance rates in Cloverdale, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cloverdale auto insurance rates.

Auto Theft in Cloverdale

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Cloverdale, CA auto theft show a total of 10 vehicle thefts annually.

Commute Times in Cloverdale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cloverdale, CA is 26.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Cloverdale, CA

You can buy cheap Cloverdale, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cloverdale, California auto insurance quotes from top companies.

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