Buy Cheap Cloudcroft, NM Auto Insurance (2021)

Cloudcroft, NM auto insurance rates average $263 a month. Minimum auto insurance requirements in Cloudcroft, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Cloudcroft, NM, compare Cloudcroft auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cloudcroft, NM after a DUI are $4,052/year
  • Average auto insurance rates in Cloudcroft, NM are $263/month
  • The most expensive auto insurance company in Cloudcroft after a DUI is GEICO

Finding affordable Cloudcroft, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Cloudcroft, NM auto insurance with confidence is right here. Auto insurance rates in Cloudcroft are affected by local factors as well as personal ones like your driving record.

See how Cloudcroft, NM car insurance rates compare to Las Cruces auto insurance rates, Rio Rancho auto insurance rates, and Gallup auto insurance rates before you read more about the cost of auto insurance in Cloudcroft.

Don’t buy Cloudcroft, NM auto insurance until you’ve compared rates. Get free Cloudcroft, New Mexico auto insurance quotes when you enter your ZIP code above.

Cloudcroft, NM Minimum Auto Insurance Requirements

The required auto insurance in Cloudcroft, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Cloudcroft, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Cloudcroft, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cloudcroft, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cloudcroft, NM. Take a look at Cloudcroft, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cloudcroft, New Mexico

Insurance Company Poor Fair Good
Allstate $4,518 $3,728 $3,413
Farmers $4,530 $3,749 $3,563
GEICO $4,787 $4,162 $3,849
Nationwide $3,510 $2,730 $2,372
Progressive $3,070 $2,730 $2,579
State Farm $2,829 $1,745 $1,382
USAA $2,906 $2,179 $1,891

Buy Cheap Cloudcroft, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cloudcroft, New Mexico auto insurance rates? Find out how car insurance rates in Cloudcroft, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cloudcroft, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,352 $2,368 $2,144 $2,257 $7,693 $8,879 $2,619 $2,778
Farmers $2,201 $2,188 $1,971 $2,097 $8,899 $9,143 $2,492 $2,588
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $1,987 $2,019 $1,811 $1,897 $4,709 $5,921 $2,233 $2,388
Progressive $1,518 $1,475 $1,373 $1,381 $6,053 $6,812 $1,833 $1,899
State Farm $1,300 $1,300 $1,179 $1,179 $3,487 $4,378 $1,454 $1,607
USAA $1,548 $1,536 $1,480 $1,475 $4,040 $4,563 $1,914 $2,048

Buy Cheap Cloudcroft, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cloudcroft can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cloudcroft, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cloudcroft, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,693 $8,879
Farmers $8,899 $9,143
GEICO $7,583 $10,447
Nationwide $4,709 $5,921
Progressive $6,053 $6,812
State Farm $3,487 $4,378
USAA $4,040 $4,563

Buy Cheap Cloudcroft, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Cloudcroft, New Mexico by comparing Cloudcroft senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cloudcroft, NM here.

Annual Auto Insurance Rates for Senior Drivers in Cloudcroft, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,144 $2,257
Farmers $1,971 $2,097
GEICO $2,511 $2,511
Nationwide $1,811 $1,897
Progressive $1,373 $1,381
State Farm $1,179 $1,179
USAA $1,480 $1,475

Find Cheap Auto Insurance Rates in Cloudcroft, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cloudcroft, New Mexico auto insurance. Compare Cloudcroft, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cloudcroft, New Mexico

Insurance Company Low Medium High
Allstate $3,727 $3,879 $4,052
Farmers $3,631 $3,915 $4,295
GEICO $3,990 $4,256 $4,552
Nationwide $2,807 $2,842 $2,963
Progressive $2,670 $2,790 $2,919
State Farm $1,814 $1,991 $2,152
USAA $2,154 $2,337 $2,485

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Find Cheap Cloudcroft, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cloudcroft. Compare auto insurance rates in Cloudcroft, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cloudcroft, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
Farmers $3,947 $3,947
GEICO $4,201 $4,331
Nationwide $2,871 $2,871
Progressive $2,793 $2,793
State Farm $1,937 $2,034
USAA $2,256 $2,395

Find Cheap Cloudcroft, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Cloudcroft, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cloudcroft, NM, take a look at the average cost for various violations versus rates for a clean driving record in Cloudcroft.

Annual Cloudcroft, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,219 $4,218 $4,496 $3,612
Farmers $3,329 $4,291 $4,189 $3,980
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,161 $3,013 $3,869 $2,440
Progressive $2,420 $3,290 $2,607 $2,855
State Farm $1,867 $2,025 $2,025 $2,025
USAA $1,725 $2,401 $3,166 $2,009

Find Cheap Cloudcroft, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cloudcroft, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Cloudcroft for less when you shop around and compare rates from multiple Cloudcroft, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cloudcroft, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,496
Farmers $4,189
GEICO $8,009
Nationwide $3,869
Progressive $2,607
State Farm $2,025
USAA $3,166

Winners by Category: Where to Buy Cheap Auto Insurance in Cloudcroft, NM

Compare rates from the cheapest auto insurance companies in Cloudcroft, NM for your needs. Take a look at how Cloudcroft, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cloudcroft, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Cloudcroft, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Cloudcroft, NM auto insurance companies overall, you can compare them here. Find the best price for Cloudcroft, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Cloudcroft, New Mexico

Insurance Company Average Annual Rates
Allstate $3,886
Farmers $3,947
GEICO $4,266
Nationwide $2,871
Progressive $2,793
State Farm $1,986
USAA $2,325

What affects Cloudcroft, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Cloudcroft, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Cloudcroft auto insurance rates.

Commute Times in Cloudcroft

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cloudcroft, NM is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Cloudcroft, NM

You can buy cheap Cloudcroft, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cloudcroft, New Mexico auto insurance quotes from top companies.

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