Buy Cheap Climax, MI Auto Insurance (2022)

Climax, MI auto insurance rates average $747 a month. Minimum auto insurance requirements in Climax, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Climax, MI, compare Climax auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Climax, MI for teens drivers are $16,825/year
  • Average auto insurance rates in Climax, MI after a DUI are $15,090/year
  • Average auto insurance rates in Climax, MI are $747/month

Finding affordable Climax, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Climax, MI auto insurance with confidence is right here. Auto insurance rates in Climax are affected by local factors as well as personal ones like your driving record.

See how Climax, MI car insurance rates compare to Troy auto insurance rates, Ann Arbor auto insurance rates, and Grand Rapids auto insurance rates before you read more about the cost of auto insurance in Climax.

Don’t buy Climax, MI auto insurance until you’ve compared rates. Get free Climax, Michigan auto insurance quotes when you enter your ZIP code above.

Climax, MI Minimum Auto Insurance Requirements

The required auto insurance in Climax, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Climax, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Climax, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Climax, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Climax, MI. Take a look at Climax, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Climax, Michigan

Insurance Company Poor Fair Good
Allstate $34,753 $19,209 $14,647
Farmers $7,042 $4,593 $4,230
GEICO $7,095 $5,218 $4,247
Liberty Mutual $26,611 $15,381 $8,508
Nationwide $6,806 $5,145 $4,393
Progressive $5,853 $4,915 $4,425
State Farm $15,875 $8,050 $5,478
Travelers $6,813 $6,608 $6,525
USAA $4,725 $2,703 $2,080

Buy Cheap Climax, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Climax, Michigan auto insurance rates? Find out how car insurance rates in Climax, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Climax, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,753 $16,753 $15,563 $15,563 $41,514 $41,514 $17,649 $17,649
Farmers $4,058 $4,058 $3,795 $3,795 $8,746 $8,746 $4,555 $4,555
GEICO $3,785 $3,785 $3,866 $3,866 $10,806 $10,806 $3,623 $3,623
Liberty Mutual $12,631 $12,631 $12,507 $12,507 $29,564 $29,564 $12,631 $12,631
Nationwide $3,893 $3,893 $3,457 $3,457 $10,180 $10,180 $4,262 $4,262
Progressive $3,005 $2,803 $2,649 $2,958 $10,822 $11,526 $3,502 $3,250
State Farm $5,955 $5,955 $5,509 $5,509 $20,747 $20,747 $6,993 $6,993
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,297 $2,199 $2,158 $2,053 $5,655 $5,441 $2,817 $2,736

Buy Cheap Climax, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Climax can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Climax, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Climax, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,514 $41,514
Farmers $8,746 $8,746
GEICO $10,806 $10,806
Liberty Mutual $29,564 $29,564
Nationwide $10,180 $10,180
Progressive $10,822 $11,526
State Farm $20,747 $20,747
Travelers $13,395 $13,395
USAA $5,655 $5,441

Buy Cheap Climax, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Climax, Michigan by comparing Climax senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Climax, MI here.

Annual Auto Insurance Rates for Senior Drivers in Climax, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,563 $15,563
Farmers $3,795 $3,795
GEICO $3,866 $3,866
Liberty Mutual $12,507 $12,507
Nationwide $3,457 $3,457
Progressive $2,649 $2,958
State Farm $5,509 $5,509
Travelers $3,858 $3,858
USAA $2,158 $2,053

Find Cheap Auto Insurance Rates in Climax, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Climax, Michigan auto insurance. Compare Climax, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Climax, Michigan

Insurance Company Low Medium High
Allstate $22,301 $22,921 $23,388
Farmers $5,177 $5,279 $5,409
GEICO $5,162 $5,471 $5,927
Liberty Mutual $16,431 $16,795 $17,275
Nationwide $5,691 $5,358 $5,296
Progressive $4,947 $5,069 $5,177
State Farm $9,356 $9,856 $10,191
Travelers $6,575 $6,656 $6,715
USAA $3,077 $3,177 $3,255

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Find Cheap Climax, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Climax. Compare auto insurance rates in Climax, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Climax, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,870 $22,870
Farmers $5,288 $5,288
GEICO $5,395 $5,645
Liberty Mutual $16,258 $17,409
Nationwide $5,448 $5,448
Progressive $5,064 $5,064
State Farm $9,546 $10,056
Travelers $6,611 $6,686
USAA $3,134 $3,205

Find Cheap Climax, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Climax, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Climax, MI, take a look at the average cost for various violations versus rates for a clean driving record in Climax.

Annual Climax, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,126 $14,871 $49,902 $15,579
Farmers $4,451 $5,653 $5,590 $5,459
GEICO $1,935 $4,112 $12,445 $3,588
Liberty Mutual $11,651 $14,167 $26,510 $15,005
Nationwide $4,679 $6,188 $5,664 $5,261
Progressive $4,298 $5,634 $5,066 $5,261
State Farm $6,246 $7,482 $16,139 $9,337
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,556 $3,175 $4,162 $2,785

Find Cheap Climax, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Climax, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Climax for less when you shop around and compare rates from multiple Climax, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Climax, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,902
Farmers $5,590
GEICO $12,445
Liberty Mutual $26,510
Nationwide $5,664
Progressive $5,066
State Farm $16,139
Travelers $10,331
USAA $4,162

Winners by Category: Where to Buy Cheap Auto Insurance in Climax, MI

Compare rates from the cheapest auto insurance companies in Climax, MI for your needs. Take a look at how Climax, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Climax, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Climax, Michigan Auto Insurance Companies

If you’re looking for the cheapest Climax, MI auto insurance companies overall, you can compare them here. Find the best price for Climax, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Climax, Michigan

Insurance Company Average Annual Rates
Allstate $22,870
Farmers $5,288
GEICO $5,520
Liberty Mutual $16,833
Nationwide $5,448
Progressive $5,064
State Farm $9,801
Travelers $6,649
USAA $3,170

What affects Climax, Michigan auto insurance rates?

Local factors affect auto insurance rates in Climax, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Climax auto insurance rates.

Commute Times in Climax

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Climax, MI is 26.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Climax, MI

You can buy cheap Climax, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Climax, Michigan auto insurance quotes from top companies.

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