Buy Cheap Cleveland, TX Auto Insurance (2021)

Cleveland, TX auto insurance rates average $356 a month. Minimum auto insurance requirements in Cleveland, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Cleveland, TX, compare Cleveland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cleveland, TX after a DUI are $4,860/year
  • The most expensive auto insurance company in Cleveland is Allstate
  • Average auto insurance rates in Cleveland, TX are $356/month

Finding affordable Cleveland, Texas auto insurance can be challenging, but everything you need to know to buy cheap Cleveland, TX auto insurance with confidence is right here. Auto insurance rates in Cleveland are affected by local factors as well as personal ones like your driving record.

See how Cleveland, TX car insurance rates compare to Austin auto insurance rates, Dallas auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Cleveland.

Don’t buy Cleveland, TX auto insurance until you’ve compared rates. Get free Cleveland, Texas auto insurance quotes when you enter your ZIP code above.

Cleveland, TX Minimum Auto Insurance Requirements

The required auto insurance in Cleveland, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Cleveland, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Cleveland, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cleveland, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cleveland, TX. Take a look at Cleveland, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cleveland, Texas

Insurance Company Poor Fair Good
Allstate $7,344 $5,370 $4,597
American Family $7,150 $4,602 $4,034
GEICO $5,355 $3,026 $2,014
Nationwide $5,027 $4,034 $3,501
Progressive $5,701 $4,964 $4,614
State Farm $4,722 $2,934 $2,335
USAA $4,130 $2,386 $1,919

Buy Cheap Cleveland, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cleveland, Texas auto insurance rates? Find out how car insurance rates in Cleveland, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cleveland, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,761 $3,789 $3,713 $3,713 $9,858 $11,880 $4,633 $4,817
American Family $3,042 $3,413 $2,899 $3,347 $8,588 $11,219 $4,476 $5,113
GEICO $2,559 $2,773 $2,479 $2,830 $5,661 $5,882 $2,774 $2,763
Nationwide $2,603 $2,646 $2,296 $2,431 $7,499 $9,632 $3,069 $3,322
Progressive $2,611 $2,504 $2,345 $2,371 $11,544 $12,984 $3,148 $3,236
State Farm $2,331 $2,331 $2,071 $2,071 $5,580 $7,112 $2,533 $2,613
USAA $1,796 $1,808 $1,718 $1,708 $5,027 $5,474 $2,394 $2,567

Buy Cheap Cleveland, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cleveland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cleveland, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cleveland, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,858 $11,880
American Family $8,588 $11,219
GEICO $5,661 $5,882
Nationwide $7,499 $9,632
Progressive $11,544 $12,984
State Farm $5,580 $7,112
USAA $5,027 $5,474

Buy Cheap Cleveland, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Cleveland, Texas by comparing Cleveland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cleveland, TX here.

Annual Auto Insurance Rates for Senior Drivers in Cleveland, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,713 $3,713
American Family $2,899 $3,347
GEICO $2,479 $2,830
Nationwide $2,296 $2,431
Progressive $2,345 $2,371
State Farm $2,071 $2,071
USAA $1,718 $1,708

Find Cheap Auto Insurance Rates in Cleveland, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cleveland, Texas auto insurance. Compare Cleveland, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cleveland, Texas

Insurance Company Low Medium High
Allstate $5,617 $5,713 $5,981
American Family $4,836 $5,040 $5,910
GEICO $3,271 $3,416 $3,708
Nationwide $4,510 $4,006 $4,046
Progressive $4,887 $5,083 $5,310
State Farm $3,161 $3,319 $3,510
USAA $2,709 $2,799 $2,926

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Find Cheap Cleveland, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cleveland. Compare auto insurance rates in Cleveland, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cleveland, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,628 $5,913
American Family $5,262 $5,262
GEICO $3,400 $3,530
Nationwide $4,187 $4,187
Progressive $5,093 $5,093
State Farm $3,330 $3,330
USAA $2,776 $2,848

Find Cheap Cleveland, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Cleveland, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Cleveland, TX to see how much where you live in Cleveland affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Cleveland, Texas

ZIP Code Average Annual Rates
77327 $6,623
77328 $6,192

Find Cheap Cleveland, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Cleveland, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cleveland, TX, take a look at the average cost for various violations versus rates for a clean driving record in Cleveland.

Annual Cleveland, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,478 $6,924 $7,202 $4,478
American Family $4,792 $6,107 $5,357 $4,792
GEICO $2,939 $3,897 $3,237 $3,787
Nationwide $3,628 $3,628 $5,392 $4,102
Progressive $4,431 $5,775 $5,176 $4,990
State Farm $2,960 $3,394 $4,007 $2,960
USAA $2,094 $3,098 $3,649 $2,406

Find Cheap Cleveland, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cleveland, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Cleveland for less when you shop around and compare rates from multiple Cleveland, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cleveland, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,202
American Family $5,357
GEICO $3,237
Nationwide $5,392
Progressive $5,176
State Farm $4,007
USAA $3,649

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Winners by Category: Where to Buy Cheap Auto Insurance in Cleveland, TX

Compare rates from the cheapest auto insurance companies in Cleveland, TX for your needs. Take a look at how Cleveland, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cleveland, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Cleveland, Texas Auto Insurance Companies

If you’re looking for the cheapest Cleveland, TX auto insurance companies overall, you can compare them here. Find the best price for Cleveland, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Cleveland, Texas

Insurance Company Average Annual Rates
Allstate $5,771
American Family $5,262
GEICO $3,465
Nationwide $4,187
Progressive $5,093
State Farm $3,330
USAA $2,812

What affects Cleveland, Texas auto insurance rates?

Local factors affect auto insurance rates in Cleveland, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Cleveland auto insurance rates.

Auto Theft in Cleveland

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Cleveland, TX auto theft show a total of 29 vehicle thefts annually.

Commute Times in Cleveland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cleveland, TX is 28.7 minutes according to City-Data.

Traffic in Cleveland

How is traffic in Cleveland, Texas? Inrix data shows that Cleveland, TX traffic makes it the 542nd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Cleveland, TX

You can buy cheap Cleveland, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cleveland, Texas auto insurance quotes from top companies.

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