Buy Cheap Clearwater Beach, FL Auto Insurance (2021)

Clearwater Beach, FL auto insurance rates average $441 a month. Minimum auto insurance requirements in Clearwater Beach, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Clearwater Beach, FL, compare Clearwater Beach auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Clearwater Beach is Allstate
  • Average auto insurance rates in Clearwater Beach, FL for teens drivers are $9,578/year
  • Average auto insurance rates in Clearwater Beach, FL are $441/month

Finding affordable Clearwater Beach, Florida auto insurance can be challenging, but everything you need to know to buy cheap Clearwater Beach, FL auto insurance with confidence is right here. Auto insurance rates in Clearwater Beach are affected by local factors as well as personal ones like your driving record.

See how Clearwater Beach, FL car insurance rates compare to Hialeah auto insurance rates, Fort Lauderdale auto insurance rates, and Port St. Lucie auto insurance rates before you read more about the cost of auto insurance in Clearwater Beach.

Don’t buy Clearwater Beach, FL auto insurance until you’ve compared rates. Get free Clearwater Beach, Florida auto insurance quotes when you enter your ZIP code above.

Clearwater Beach, FL Minimum Auto Insurance Requirements

The required auto insurance in Clearwater Beach, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Clearwater Beach, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Clearwater Beach, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Clearwater Beach, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clearwater Beach, FL. Take a look at Clearwater Beach, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clearwater Beach, Florida

Insurance Company Poor Fair Good
Allstate $12,406 $7,781 $6,264
GEICO $6,429 $3,888 $2,918
Liberty Mutual $7,745 $5,649 $4,553
Nationwide $6,121 $4,494 $4,064
Progressive $7,768 $5,537 $4,607
State Farm $5,206 $3,376 $2,749
USAA $5,224 $2,582 $1,878

Buy Cheap Clearwater Beach, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clearwater Beach, Florida auto insurance rates? Find out how car insurance rates in Clearwater Beach, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clearwater Beach, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,450 $5,201 $4,768 $4,832 $18,929 $20,642 $5,334 $5,378
GEICO $3,487 $3,502 $3,265 $3,265 $6,232 $7,808 $3,841 $3,892
Liberty Mutual $4,100 $4,100 $3,746 $3,746 $8,809 $13,645 $4,100 $5,612
Nationwide $3,418 $3,375 $3,052 $3,155 $8,266 $10,183 $3,769 $3,923
Progressive $4,011 $3,741 $3,427 $3,673 $11,361 $12,283 $4,785 $4,484
State Farm $2,336 $2,336 $2,124 $2,124 $6,981 $8,923 $2,608 $2,784
USAA $1,851 $1,815 $1,747 $1,722 $6,467 $7,447 $2,303 $2,474

Buy Cheap Clearwater Beach, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clearwater Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clearwater Beach, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clearwater Beach, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,929 $20,642
GEICO $6,232 $7,808
Liberty Mutual $8,809 $13,645
Nationwide $8,266 $10,183
Progressive $11,361 $12,283
State Farm $6,981 $8,923
USAA $6,467 $7,447

Buy Cheap Clearwater Beach, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Clearwater Beach, Florida by comparing Clearwater Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clearwater Beach, FL here.

Annual Auto Insurance Rates for Senior Drivers in Clearwater Beach, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,768 $4,832
GEICO $3,265 $3,265
Liberty Mutual $3,746 $3,746
Nationwide $3,052 $3,155
Progressive $3,427 $3,673
State Farm $2,124 $2,124
USAA $1,747 $1,722

Find Cheap Auto Insurance Rates in Clearwater Beach, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clearwater Beach, Florida auto insurance. Compare Clearwater Beach, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clearwater Beach, Florida

Insurance Company Low Medium High
Allstate $6,478 $9,346 $10,627
GEICO $3,417 $4,596 $5,222
Liberty Mutual $5,424 $6,093 $6,429
Nationwide $3,701 $5,116 $5,861
Progressive $4,774 $6,139 $7,000
State Farm $3,170 $3,882 $4,279
USAA $2,697 $3,367 $3,621

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Find Cheap Clearwater Beach, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clearwater Beach. Compare auto insurance rates in Clearwater Beach, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clearwater Beach, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,563 $9,071
GEICO $4,390 $4,433
Liberty Mutual $5,784 $6,181
Nationwide $4,893 $4,893
Progressive $5,971 $5,971
State Farm $3,644 $3,910
USAA $3,191 $3,265

Find Cheap Clearwater Beach, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Clearwater Beach, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Clearwater Beach, FL to see how much where you live in Clearwater Beach affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Clearwater Beach, Florida

ZIP Code Average Annual Rates
33760 $4,077
33761 $4,075
33762 $4,098
33763 $4,077
33764 $4,077
33765 $4,032
33767 $4,025

Find Cheap Clearwater Beach, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Clearwater Beach, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clearwater Beach, FL, take a look at the average cost for various violations versus rates for a clean driving record in Clearwater Beach.

Annual Clearwater Beach, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,592 $9,131 $10,113 $8,432
GEICO $3,070 $3,926 $5,849 $4,800
Liberty Mutual $4,229 $5,579 $8,236 $5,885
Nationwide $4,167 $4,579 $6,189 $4,635
Progressive $4,722 $6,964 $5,879 $6,319
State Farm $3,444 $4,110 $3,777 $3,777
USAA $2,513 $3,120 $4,641 $2,638

Find Cheap Clearwater Beach, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clearwater Beach, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Clearwater Beach for less when you shop around and compare rates from multiple Clearwater Beach, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clearwater Beach, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,113
GEICO $5,849
Liberty Mutual $8,236
Nationwide $6,189
Progressive $5,879
State Farm $3,777
USAA $4,641

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Winners by Category: Where to Buy Cheap Auto Insurance in Clearwater Beach, FL

Compare rates from the cheapest auto insurance companies in Clearwater Beach, FL for your needs. Take a look at how Clearwater Beach, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clearwater Beach, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Clearwater Beach, Florida Auto Insurance Companies

If you’re looking for the cheapest Clearwater Beach, FL auto insurance companies overall, you can compare them here. Find the best price for Clearwater Beach, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Clearwater Beach, Florida

Insurance Company Average Annual Rates
Allstate $8,817
GEICO $4,411
Liberty Mutual $5,982
Nationwide $4,893
Progressive $5,971
State Farm $3,777
USAA $3,228

Compare Auto Insurance Quotes in Clearwater Beach, FL

You can buy cheap Clearwater Beach, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clearwater Beach, Florida auto insurance quotes from top companies.

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