Buy Cheap Clearlake Oaks, CA Auto Insurance (2021)

Clearlake Oaks, CA auto insurance rates average $276 a month. Minimum auto insurance requirements in Clearlake Oaks, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Clearlake Oaks, CA, compare Clearlake Oaks auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Clearlake Oaks, CA for teens drivers are $5,563/year
  • The most expensive auto insurance company in Clearlake Oaks is Farmers
  • Average auto insurance rates in Clearlake Oaks, CA are $276/month

Finding affordable Clearlake Oaks, California auto insurance can be challenging, but everything you need to know to buy cheap Clearlake Oaks, CA auto insurance with confidence is right here. Auto insurance rates in Clearlake Oaks are affected by local factors as well as personal ones like your driving record.

See how Clearlake Oaks, CA car insurance rates compare to Sacramento auto insurance rates, Los Angeles auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Clearlake Oaks.

Don’t buy Clearlake Oaks, CA auto insurance until you’ve compared rates. Get free Clearlake Oaks, California auto insurance quotes when you enter your ZIP code above.

Clearlake Oaks, CA Minimum Auto Insurance Requirements

The required auto insurance in Clearlake Oaks, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Clearlake Oaks, California is outlined here.

Minimum Required Auto Insurance Coverage in Clearlake Oaks, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Clearlake Oaks, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clearlake Oaks, California auto insurance rates? Find out how car insurance rates in Clearlake Oaks, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clearlake Oaks, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,330 $2,338 $1,696 $1,724 $6,360 $8,003 $3,010 $3,337
Farmers $2,360 $2,360 $2,120 $2,120 $7,562 $12,472 $2,799 $3,118
GEICO $1,609 $1,611 $1,514 $1,514 $4,890 $4,984 $2,311 $2,369
Liberty Mutual $2,170 $2,066 $2,005 $1,948 $4,783 $5,044 $2,462 $2,467
Nationwide $2,997 $2,864 $2,622 $2,474 $7,567 $8,363 $3,567 $3,528
Progressive $1,735 $1,784 $1,498 $1,768 $4,676 $5,617 $2,524 $2,712
State Farm $3,032 $3,032 $2,709 $2,709 $5,562 $6,900 $3,355 $3,459
Travelers $2,282 $2,217 $2,015 $1,993 $4,597 $5,332 $2,967 $2,909
USAA $1,787 $1,695 $1,744 $1,752 $4,068 $4,079 $2,464 $2,331

Buy Cheap Clearlake Oaks, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clearlake Oaks can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clearlake Oaks, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clearlake Oaks, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,360 $8,003
Farmers $7,562 $12,472
GEICO $4,890 $4,984
Liberty Mutual $4,783 $5,044
Nationwide $7,567 $8,363
Progressive $4,676 $5,617
State Farm $5,562 $6,900
Travelers $4,597 $5,332
USAA $4,068 $4,079

Buy Cheap Clearlake Oaks, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Clearlake Oaks, California by comparing Clearlake Oaks senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clearlake Oaks, CA here.

Annual Auto Insurance Rates for Senior Drivers in Clearlake Oaks, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,696 $1,724
Farmers $2,120 $2,120
GEICO $1,514 $1,514
Liberty Mutual $2,005 $1,948
Nationwide $2,622 $2,474
Progressive $1,498 $1,768
State Farm $2,709 $2,709
Travelers $2,015 $1,993
USAA $1,744 $1,752

Find Cheap Auto Insurance Rates in Clearlake Oaks, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clearlake Oaks, California auto insurance. Compare Clearlake Oaks, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clearlake Oaks, California

Insurance Company Low Medium High
Allstate $3,426 $3,628 $3,745
Farmers $4,096 $4,395 $4,601
GEICO $2,373 $2,627 $2,801
Liberty Mutual $2,704 $2,890 $3,010
Nationwide $3,822 $4,319 $4,602
Progressive $2,455 $2,879 $3,035
State Farm $3,480 $3,906 $4,149
Travelers $2,716 $3,108 $3,293
USAA $2,251 $2,539 $2,680

Find Cheap Clearlake Oaks, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clearlake Oaks. Compare auto insurance rates in Clearlake Oaks, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clearlake Oaks, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,252 $3,948
Farmers $3,961 $4,767
GEICO $2,363 $2,838
Liberty Mutual $2,634 $3,102
Nationwide $3,752 $4,743
Progressive $2,534 $3,045
State Farm $3,705 $3,985
Travelers $2,734 $3,344
USAA $2,293 $2,687

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Find Cheap Clearlake Oaks, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Clearlake Oaks, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clearlake Oaks, CA, take a look at the average cost for various violations versus rates for a clean driving record in Clearlake Oaks.

Annual Clearlake Oaks, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,169 $3,665 $5,720 $2,844
Farmers $3,222 $4,391 $5,479 $4,364
GEICO $1,820 $2,802 $3,522 $2,258
Liberty Mutual $2,489 $3,338 $3,008 $2,637
Nationwide $2,966 $3,800 $6,425 $3,800
Progressive $1,818 $3,106 $3,614 $2,620
State Farm $2,742 $3,271 $6,184 $3,183
Travelers $2,049 $3,285 $3,845 $2,977
USAA $1,656 $2,458 $4,033 $1,813

Find Cheap Clearlake Oaks, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clearlake Oaks, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Clearlake Oaks for less when you shop around and compare rates from multiple Clearlake Oaks, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clearlake Oaks, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,720
Farmers $5,479
GEICO $3,522
Liberty Mutual $3,008
Nationwide $6,425
Progressive $3,614
State Farm $6,184
Travelers $3,845
USAA $4,033

Winners by Category: Where to Buy Cheap Auto Insurance in Clearlake Oaks, CA

Compare rates from the cheapest auto insurance companies in Clearlake Oaks, CA for your needs. Take a look at how Clearlake Oaks, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clearlake Oaks, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Clearlake Oaks, California Auto Insurance Companies

If you’re looking for the cheapest Clearlake Oaks, CA auto insurance companies overall, you can compare them here. Find the best price for Clearlake Oaks, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Clearlake Oaks, California

Insurance Company Average Annual Rates
Allstate $3,600
Farmers $4,364
GEICO $2,600
Liberty Mutual $2,868
Nationwide $4,248
Progressive $2,789
State Farm $3,845
Travelers $3,039
USAA $2,490

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What affects Clearlake Oaks, California auto insurance rates?

Local factors affect auto insurance rates in Clearlake Oaks, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Clearlake Oaks auto insurance rates.

Commute Times in Clearlake Oaks

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clearlake Oaks, CA is 22.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Clearlake Oaks, CA

You can buy cheap Clearlake Oaks, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clearlake Oaks, California auto insurance quotes from top companies.

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