Buy Cheap Clearlake, CA Auto Insurance (2021)

Clearlake, CA auto insurance rates average $276 a month. Minimum auto insurance requirements in Clearlake, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Clearlake, CA, compare Clearlake auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Clearlake, CA for teens drivers are $5,543/year
  • The most expensive auto insurance company in Clearlake is Farmers
  • Average auto insurance rates in Clearlake, CA are $276/month

Finding affordable Clearlake, California auto insurance can be challenging, but everything you need to know to buy cheap Clearlake, CA auto insurance with confidence is right here. Auto insurance rates in Clearlake are affected by local factors as well as personal ones like your driving record.

See how Clearlake, CA car insurance rates compare to San Francisco auto insurance rates, San Jose auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Clearlake.

Don’t buy Clearlake, CA auto insurance until you’ve compared rates. Get free Clearlake, California auto insurance quotes when you enter your ZIP code above.

Clearlake, CA Minimum Auto Insurance Requirements

The required auto insurance in Clearlake, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Clearlake, California is outlined here.

Minimum Required Auto Insurance Coverage in Clearlake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Buy Cheap Clearlake, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clearlake, California auto insurance rates? Find out how car insurance rates in Clearlake, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clearlake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,412 $2,420 $1,762 $1,787 $6,652 $8,380 $3,109 $3,441
Farmers $2,318 $2,318 $2,080 $2,080 $7,399 $12,199 $2,746 $3,056
GEICO $1,609 $1,610 $1,514 $1,514 $4,879 $4,974 $2,309 $2,368
Liberty Mutual $2,128 $2,025 $1,966 $1,910 $4,675 $4,935 $2,413 $2,420
Nationwide $2,894 $2,768 $2,522 $2,383 $7,239 $8,006 $3,441 $3,411
Progressive $1,794 $1,850 $1,513 $1,806 $4,772 $5,786 $2,588 $2,790
State Farm $2,838 $2,838 $2,533 $2,533 $5,185 $6,435 $3,138 $3,235
Travelers $2,374 $2,306 $2,096 $2,071 $4,800 $5,571 $3,094 $3,031
USAA $1,884 $1,784 $1,841 $1,848 $4,283 $4,295 $2,600 $2,456

Buy Cheap Clearlake, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clearlake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clearlake, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clearlake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,652 $8,380
Farmers $7,399 $12,199
GEICO $4,879 $4,974
Liberty Mutual $4,675 $4,935
Nationwide $7,239 $8,006
Progressive $4,772 $5,786
State Farm $5,185 $6,435
Travelers $4,800 $5,571
USAA $4,283 $4,295

Buy Cheap Clearlake, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Clearlake, California by comparing Clearlake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clearlake, CA here.

Annual Auto Insurance Rates for Senior Drivers in Clearlake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,762 $1,787
Farmers $2,080 $2,080
GEICO $1,514 $1,514
Liberty Mutual $1,966 $1,910
Nationwide $2,522 $2,383
Progressive $1,513 $1,806
State Farm $2,533 $2,533
Travelers $2,096 $2,071
USAA $1,841 $1,848

Find Cheap Auto Insurance Rates in Clearlake, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clearlake, California auto insurance. Compare Clearlake, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clearlake, California

Insurance Company Low Medium High
Allstate $3,570 $3,774 $3,892
Farmers $4,010 $4,303 $4,510
GEICO $2,371 $2,624 $2,796
Liberty Mutual $2,646 $2,831 $2,950
Nationwide $3,685 $4,148 $4,416
Progressive $2,601 $2,937 $3,049
State Farm $3,258 $3,647 $3,870
Travelers $2,829 $3,239 $3,437
USAA $2,372 $2,676 $2,823

Find Cheap Clearlake, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clearlake. Compare auto insurance rates in Clearlake, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clearlake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,383 $4,108
Farmers $3,879 $4,669
GEICO $2,360 $2,835
Liberty Mutual $2,580 $3,038
Nationwide $3,609 $4,556
Progressive $2,600 $3,125
State Farm $3,461 $3,723
Travelers $2,849 $3,487
USAA $2,417 $2,831

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Clearlake, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Clearlake, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clearlake, CA, take a look at the average cost for various violations versus rates for a clean driving record in Clearlake.

Annual Clearlake, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,260 $3,808 $5,950 $2,964
Farmers $3,156 $4,301 $5,367 $4,274
GEICO $1,819 $2,796 $3,518 $2,256
Liberty Mutual $2,438 $3,269 $2,946 $2,583
Nationwide $2,851 $3,652 $6,176 $3,652
Progressive $1,874 $3,177 $3,702 $2,696
State Farm $2,560 $3,055 $5,780 $2,973
Travelers $2,129 $3,429 $4,012 $3,103
USAA $1,744 $2,591 $4,251 $1,910

Find Cheap Clearlake, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clearlake, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Clearlake for less when you shop around and compare rates from multiple Clearlake, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clearlake, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,950
Farmers $5,367
GEICO $3,518
Liberty Mutual $2,946
Nationwide $6,176
Progressive $3,702
State Farm $5,780
Travelers $4,012
USAA $4,251

Winners by Category: Where to Buy Cheap Auto Insurance in Clearlake, CA

Compare rates from the cheapest auto insurance companies in Clearlake, CA for your needs. Take a look at how Clearlake, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clearlake, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Clearlake, California Auto Insurance Companies

If you’re looking for the cheapest Clearlake, CA auto insurance companies overall, you can compare them here. Find the best price for Clearlake, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Clearlake, California

Insurance Company Average Annual Rates
Allstate $3,745
Farmers $4,274
GEICO $2,597
Liberty Mutual $2,809
Nationwide $4,083
Progressive $2,862
State Farm $3,592
Travelers $3,168
USAA $2,624

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

What affects Clearlake, California auto insurance rates?

Local factors affect auto insurance rates in Clearlake, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Clearlake auto insurance rates.

Auto Theft in Clearlake

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Clearlake, CA auto theft show a total of 98 vehicle thefts annually.

Commute Times in Clearlake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clearlake, CA is 44.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Clearlake, CA

You can buy cheap Clearlake, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clearlake, California auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption