Buy Cheap Clear Lake Shores, TX Auto Insurance (2021)

Clear Lake Shores, TX auto insurance rates average $334 a month. Minimum auto insurance requirements in Clear Lake Shores, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Clear Lake Shores, TX, compare Clear Lake Shores auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Clear Lake Shores, TX after a DUI are $4,562/year
  • Average auto insurance rates in Clear Lake Shores, TX for teens drivers are $7,161/year
  • The most expensive auto insurance company in Clear Lake Shores is Allstate

Finding affordable Clear Lake Shores, Texas auto insurance can be challenging, but everything you need to know to buy cheap Clear Lake Shores, TX auto insurance with confidence is right here. Auto insurance rates in Clear Lake Shores are affected by local factors as well as personal ones like your driving record.

See how Clear Lake Shores, TX car insurance rates compare to San Antonio auto insurance rates, Fort Worth auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Clear Lake Shores.

Don’t buy Clear Lake Shores, TX auto insurance until you’ve compared rates. Get free Clear Lake Shores, Texas auto insurance quotes when you enter your ZIP code above.

Clear Lake Shores, TX Minimum Auto Insurance Requirements

The required auto insurance in Clear Lake Shores, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Clear Lake Shores, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Clear Lake Shores, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Clear Lake Shores, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clear Lake Shores, TX. Take a look at Clear Lake Shores, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clear Lake Shores, Texas

Insurance Company Poor Fair Good
Allstate $7,273 $5,321 $4,557
American Family $7,416 $4,840 $4,219
GEICO $4,873 $2,762 $1,845
Nationwide $4,739 $3,815 $3,315
Progressive $4,755 $4,120 $3,822
State Farm $4,538 $2,833 $2,262
USAA $3,318 $1,941 $1,569

Buy Cheap Clear Lake Shores, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clear Lake Shores, Texas auto insurance rates? Find out how car insurance rates in Clear Lake Shores, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clear Lake Shores, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,720 $3,746 $3,672 $3,672 $9,793 $11,793 $4,581 $4,759
American Family $3,129 $3,525 $3,011 $3,490 $9,056 $11,769 $4,650 $5,303
GEICO $2,333 $2,531 $2,276 $2,601 $5,166 $5,348 $2,523 $2,504
Nationwide $2,450 $2,488 $2,160 $2,287 $7,109 $9,130 $2,894 $3,133
Progressive $2,247 $2,135 $2,006 $2,042 $9,484 $10,579 $2,663 $2,704
State Farm $2,230 $2,230 $1,993 $1,993 $5,408 $6,902 $2,430 $2,501
USAA $1,451 $1,452 $1,394 $1,377 $4,111 $4,451 $1,925 $2,045

Buy Cheap Clear Lake Shores, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clear Lake Shores can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clear Lake Shores, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clear Lake Shores, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,793 $11,793
American Family $9,056 $11,769
GEICO $5,166 $5,348
Nationwide $7,109 $9,130
Progressive $9,484 $10,579
State Farm $5,408 $6,902
USAA $4,111 $4,451

Buy Cheap Clear Lake Shores, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Clear Lake Shores, Texas by comparing Clear Lake Shores senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clear Lake Shores, TX here.

Annual Auto Insurance Rates for Senior Drivers in Clear Lake Shores, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,672 $3,672
American Family $3,011 $3,490
GEICO $2,276 $2,601
Nationwide $2,160 $2,287
Progressive $2,006 $2,042
State Farm $1,993 $1,993
USAA $1,394 $1,377

Find Cheap Auto Insurance Rates in Clear Lake Shores, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clear Lake Shores, Texas auto insurance. Compare Clear Lake Shores, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clear Lake Shores, Texas

Insurance Company Low Medium High
Allstate $5,564 $5,659 $5,928
American Family $5,035 $5,242 $6,196
GEICO $2,980 $3,118 $3,383
Nationwide $4,264 $3,787 $3,818
Progressive $4,039 $4,214 $4,444
State Farm $3,033 $3,200 $3,399
USAA $2,187 $2,265 $2,375

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Find Cheap Clear Lake Shores, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clear Lake Shores. Compare auto insurance rates in Clear Lake Shores, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clear Lake Shores, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,576 $5,858
American Family $5,491 $5,491
GEICO $3,104 $3,217
Nationwide $3,956 $3,956
Progressive $4,232 $4,232
State Farm $3,211 $3,211
USAA $2,247 $2,304

Find Cheap Clear Lake Shores, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Clear Lake Shores, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clear Lake Shores, TX, take a look at the average cost for various violations versus rates for a clean driving record in Clear Lake Shores.

Annual Clear Lake Shores, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,427 $6,866 $7,147 $4,427
American Family $4,981 $6,405 $5,599 $4,981
GEICO $2,683 $3,564 $2,947 $3,447
Nationwide $3,426 $3,426 $5,098 $3,875
Progressive $3,693 $4,777 $4,306 $4,153
State Farm $2,845 $3,273 $3,879 $2,845
USAA $1,693 $2,509 $2,959 $1,942

Find Cheap Clear Lake Shores, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clear Lake Shores, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Clear Lake Shores for less when you shop around and compare rates from multiple Clear Lake Shores, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clear Lake Shores, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,147
American Family $5,599
GEICO $2,947
Nationwide $5,098
Progressive $4,306
State Farm $3,879
USAA $2,959

Winners by Category: Where to Buy Cheap Auto Insurance in Clear Lake Shores, TX

Compare rates from the cheapest auto insurance companies in Clear Lake Shores, TX for your needs. Take a look at how Clear Lake Shores, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clear Lake Shores, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Clear Lake Shores, Texas Auto Insurance Companies

If you’re looking for the cheapest Clear Lake Shores, TX auto insurance companies overall, you can compare them here. Find the best price for Clear Lake Shores, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Clear Lake Shores, Texas

Insurance Company Average Annual Rates
Allstate $5,717
American Family $5,491
GEICO $3,160
Nationwide $3,956
Progressive $4,232
State Farm $3,211
USAA $2,276

What affects Clear Lake Shores, Texas auto insurance rates?

Local factors affect auto insurance rates in Clear Lake Shores, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Clear Lake Shores auto insurance rates.

Commute Times in Clear Lake Shores

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clear Lake Shores, TX is 27.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Clear Lake Shores, TX

You can buy cheap Clear Lake Shores, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clear Lake Shores, Texas auto insurance quotes from top companies.

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