Buy Cheap Clayton, IN Auto Insurance (2021)

Clayton, IN auto insurance rates average $260 a month. Minimum auto insurance requirements in Clayton, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Clayton, IN, compare Clayton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Clayton, IN after a DUI are $3,699/year
  • Average auto insurance rates in Clayton, IN for teens drivers are $6,210/year
  • The most expensive auto insurance company in Clayton is Liberty Mutual

Finding affordable Clayton, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Clayton, IN auto insurance with confidence is right here. Auto insurance rates in Clayton are affected by local factors as well as personal ones like your driving record.

See how Clayton, IN car insurance rates compare to Gary auto insurance rates, Indianapolis auto insurance rates, and Fishers auto insurance rates before you read more about the cost of auto insurance in Clayton.

Don’t buy Clayton, IN auto insurance until you’ve compared rates. Get free Clayton, Indiana auto insurance quotes when you enter your ZIP code above.

Clayton, IN Minimum Auto Insurance Requirements

The required auto insurance in Clayton, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Clayton, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Clayton, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Clayton, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clayton, IN. Take a look at Clayton, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clayton, Indiana

Insurance Company Poor Fair Good
Allstate $4,407 $3,296 $3,001
American Family $4,861 $3,145 $2,631
Farmers $3,806 $3,108 $2,880
GEICO $2,657 $2,209 $1,761
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,795 $2,362 $2,210
Progressive $4,379 $3,886 $3,667
State Farm $3,348 $1,997 $1,548
Travelers $3,885 $3,289 $3,286
USAA $2,262 $1,502 $1,290

Buy Cheap Clayton, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clayton, Indiana auto insurance rates? Find out how car insurance rates in Clayton, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clayton, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,182 $2,227 $1,932 $2,114 $6,846 $8,680 $2,188 $2,374
American Family $2,195 $2,195 $1,980 $1,980 $6,210 $8,933 $2,195 $2,677
Farmers $1,475 $1,456 $1,257 $1,412 $7,966 $8,487 $1,951 $2,115
GEICO $1,496 $1,492 $1,408 $1,464 $4,457 $4,133 $1,717 $1,506
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,674 $1,581 $1,518 $1,527 $10,005 $11,256 $2,106 $2,152
State Farm $1,383 $1,383 $1,243 $1,243 $4,340 $5,547 $1,536 $1,711
Travelers $1,268 $1,290 $1,190 $1,187 $7,796 $12,263 $1,342 $1,557
USAA $1,065 $1,046 $998 $999 $3,033 $3,371 $1,438 $1,529

Buy Cheap Clayton, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clayton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clayton, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clayton, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,846 $8,680
American Family $6,210 $8,933
Farmers $7,966 $8,487
GEICO $4,457 $4,133
Liberty Mutual $7,045 $10,603
Nationwide $4,405 $5,706
Progressive $10,005 $11,256
State Farm $4,340 $5,547
Travelers $7,796 $12,263
USAA $3,033 $3,371

Buy Cheap Clayton, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Clayton, Indiana by comparing Clayton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clayton, IN here.

Annual Auto Insurance Rates for Senior Drivers in Clayton, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,932 $2,114
American Family $1,980 $1,980
Farmers $1,257 $1,412
GEICO $1,408 $1,464
Liberty Mutual $2,998 $2,998
Nationwide $1,332 $1,420
Progressive $1,518 $1,527
State Farm $1,243 $1,243
Travelers $1,190 $1,187
USAA $998 $999

Find Cheap Auto Insurance Rates in Clayton, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clayton, Indiana auto insurance. Compare Clayton, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clayton, Indiana

Insurance Company Low Medium High
Allstate $3,375 $3,551 $3,777
American Family $3,492 $3,662 $3,483
Farmers $3,160 $3,260 $3,374
GEICO $2,072 $2,203 $2,353
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,498 $2,436 $2,433
Progressive $3,778 $3,921 $4,233
State Farm $2,180 $2,297 $2,417
Travelers $3,427 $3,519 $3,513
USAA $1,620 $1,681 $1,754

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Find Cheap Clayton, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clayton. Compare auto insurance rates in Clayton, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clayton, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,568 $3,568
American Family $3,502 $3,589
Farmers $3,265 $3,265
GEICO $2,172 $2,246
Liberty Mutual $4,607 $4,855
Nationwide $2,456 $2,456
Progressive $3,977 $3,977
State Farm $2,233 $2,363
Travelers $3,487 $3,487
USAA $1,663 $1,707

Find Cheap Clayton, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Clayton, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clayton, IN, take a look at the average cost for various violations versus rates for a clean driving record in Clayton.

Annual Clayton, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,846 $4,190 $3,856 $3,379
American Family $2,442 $3,897 $4,932 $2,911
Farmers $2,916 $3,412 $3,510 $3,221
GEICO $1,441 $2,283 $3,117 $1,996
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,981 $5,229 $3,558 $4,142
State Farm $2,241 $2,469 $2,241 $2,241
Travelers $2,958 $3,663 $4,151 $3,174
USAA $1,268 $1,814 $2,082 $1,575

Find Cheap Clayton, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clayton, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Clayton for less when you shop around and compare rates from multiple Clayton, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clayton, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,856
American Family $4,932
Farmers $3,510
GEICO $3,117
Liberty Mutual $6,929
Nationwide $2,608
Progressive $3,558
State Farm $2,241
Travelers $4,151
USAA $2,082

Winners by Category: Where to Buy Cheap Auto Insurance in Clayton, IN

Compare rates from the cheapest auto insurance companies in Clayton, IN for your needs. Take a look at how Clayton, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clayton, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Clayton, Indiana Auto Insurance Companies

If you’re looking for the cheapest Clayton, IN auto insurance companies overall, you can compare them here. Find the best price for Clayton, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Clayton, Indiana

Insurance Company Average Annual Rates
Allstate $3,568
American Family $3,546
Farmers $3,265
GEICO $2,209
Liberty Mutual $4,731
Nationwide $2,456
Progressive $3,977
State Farm $2,298
Travelers $3,487
USAA $1,685

What affects Clayton, Indiana auto insurance rates?

Local factors affect auto insurance rates in Clayton, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Clayton auto insurance rates.

Commute Times in Clayton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clayton, IN is 27.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Clayton, IN

You can buy cheap Clayton, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clayton, Indiana auto insurance quotes from top companies.

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