Buy Cheap Clayton, DE Auto Insurance (2021)

Clayton, DE auto insurance rates average $471 a month. Minimum auto insurance requirements in Clayton, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Clayton, DE, compare Clayton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Clayton is Liberty Mutual
  • Average auto insurance rates in Clayton, DE after a DUI are $7,424/year
  • Average auto insurance rates in Clayton, DE are $471/month

Finding affordable Clayton, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Clayton, DE auto insurance with confidence is right here. Auto insurance rates in Clayton are affected by local factors as well as personal ones like your driving record.

See how Clayton, DE car insurance rates compare to Laurel auto insurance rates, Newark auto insurance rates, and Seaford auto insurance rates before you read more about the cost of auto insurance in Clayton.

Don’t buy Clayton, DE auto insurance until you’ve compared rates. Get free Clayton, Delaware auto insurance quotes when you enter your ZIP code above.

Clayton, DE Minimum Auto Insurance Requirements

The required auto insurance in Clayton, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Clayton, Delaware is outlined here.

Minimum Required Auto Insurance Coverage in Clayton, Delaware

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Clayton, DE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clayton, DE. Take a look at Clayton, Delaware auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clayton, Delaware

Insurance Company Poor Fair Good
Allstate $9,141 $6,463 $5,724
GEICO $5,219 $2,898 $1,988
Liberty Mutual $23,467 $15,822 $12,765
Nationwide $4,452 $3,700 $3,371
Progressive $4,438 $3,888 $3,596
State Farm $6,054 $3,335 $2,474
Travelers $3,869 $3,191 $3,332
USAA $3,498 $1,679 $1,205

Buy Cheap Clayton, DE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clayton, Delaware auto insurance rates? Find out how car insurance rates in Clayton, DE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clayton, Delaware

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,145 $4,063 $3,631 $3,825 $14,881 $17,356 $4,353 $4,621
GEICO $2,394 $2,660 $2,291 $2,666 $5,847 $6,106 $2,526 $2,454
Liberty Mutual $11,602 $11,602 $11,461 $11,461 $25,842 $39,158 $11,602 $16,085
Nationwide $2,686 $2,664 $2,452 $2,442 $6,323 $8,008 $2,974 $3,176
Progressive $1,892 $1,752 $1,667 $1,698 $9,596 $10,618 $2,312 $2,257
State Farm $2,498 $2,498 $2,302 $2,302 $7,115 $9,193 $2,802 $2,923
Travelers $1,391 $1,394 $1,377 $1,336 $7,629 $11,506 $1,482 $1,599
USAA $1,180 $1,160 $1,092 $1,089 $4,325 $5,085 $1,473 $1,613

Buy Cheap Clayton, DE Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clayton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clayton, DE are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clayton, Delaware

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,881 $17,356
GEICO $5,847 $6,106
Liberty Mutual $25,842 $39,158
Nationwide $6,323 $8,008
Progressive $9,596 $10,618
State Farm $7,115 $9,193
Travelers $7,629 $11,506
USAA $4,325 $5,085

Buy Cheap Clayton, DE Auto Insurance for Seniors

You can save on senior auto insurance rates in Clayton, Delaware by comparing Clayton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clayton, DE here.

Annual Auto Insurance Rates for Senior Drivers in Clayton, Delaware

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,631 $3,825
GEICO $2,291 $2,666
Liberty Mutual $11,461 $11,461
Nationwide $2,452 $2,442
Progressive $1,667 $1,698
State Farm $2,302 $2,302
Travelers $1,377 $1,336
USAA $1,092 $1,089

Find Cheap Auto Insurance Rates in Clayton, DE by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clayton, Delaware auto insurance. Compare Clayton, DE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clayton, Delaware

Insurance Company Low Medium High
Allstate $6,478 $7,196 $7,654
GEICO $3,044 $3,417 $3,644
Liberty Mutual $16,543 $17,161 $18,350
Nationwide $3,837 $3,774 $3,911
Progressive $3,473 $4,021 $4,427
State Farm $3,694 $3,963 $4,205
Travelers $3,287 $3,569 $3,537
USAA $2,001 $2,122 $2,258

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Find Cheap Clayton, DE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clayton. Compare auto insurance rates in Clayton, DE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clayton, Delaware

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,109 $7,109
GEICO $3,314 $3,422
Liberty Mutual $16,870 $17,833
Nationwide $3,841 $3,841
Progressive $3,974 $3,974
State Farm $3,819 $4,089
Travelers $3,464 $3,464
USAA $2,105 $2,150

Find Cheap Clayton, DE Auto Insurance Rates by Driving Record

Auto insurance rates in Clayton, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clayton, DE, take a look at the average cost for various violations versus rates for a clean driving record in Clayton.

Annual Clayton, Delaware Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,003 $7,205 $8,408 $6,821
GEICO $2,586 $3,579 $4,373 $2,935
Liberty Mutual $13,892 $15,965 $25,316 $14,233
Nationwide $3,065 $3,065 $5,612 $3,621
Progressive $3,425 $4,537 $3,899 $4,036
State Farm $3,586 $4,323 $3,954 $3,954
Travelers $2,958 $2,967 $4,828 $3,104
USAA $1,754 $1,754 $2,999 $2,001

Find Cheap Clayton, DE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clayton, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Clayton for less when you shop around and compare rates from multiple Clayton, DE auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clayton, Delaware

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,408
GEICO $4,373
Liberty Mutual $25,316
Nationwide $5,612
Progressive $3,899
State Farm $3,954
Travelers $4,828
USAA $2,999

Winners by Category: Where to Buy Cheap Auto Insurance in Clayton, DE

Compare rates from the cheapest auto insurance companies in Clayton, DE for your needs. Take a look at how Clayton, Delaware auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clayton, Delaware

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Clayton, Delaware Auto Insurance Companies

If you’re looking for the cheapest Clayton, DE auto insurance companies overall, you can compare them here. Find the best price for Clayton, Delaware car insurance by company.

Average Annual Auto Insurance Rates by Company in Clayton, Delaware

Insurance Company Average Annual Rates
Allstate $7,109
GEICO $3,368
Liberty Mutual $17,351
Nationwide $3,841
Progressive $3,974
State Farm $3,954
Travelers $3,464
USAA $2,127

What affects Clayton, Delaware auto insurance rates?

Local factors affect auto insurance rates in Clayton, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Clayton auto insurance rates.

Commute Times in Clayton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clayton, DE is 31.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Clayton, DE

You can buy cheap Clayton, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clayton, Delaware auto insurance quotes from top companies.

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