Buy Cheap Clay Center, OH Auto Insurance (2021)

Clay Center, OH auto insurance rates average $223 a month. Minimum auto insurance requirements in Clay Center, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Clay Center, OH, compare Clay Center auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Clay Center, OH are $223/month
  • The most expensive auto insurance company in Clay Center after a DUI is Liberty Mutual
  • Average auto insurance rates in Clay Center, OH for teens drivers are $5,572/year

Finding affordable Clay Center, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Clay Center, OH auto insurance with confidence is right here. Auto insurance rates in Clay Center are affected by local factors as well as personal ones like your driving record.

See how Clay Center, OH car insurance rates compare to Canton auto insurance rates, Akron auto insurance rates, and Lorain auto insurance rates before you read more about the cost of auto insurance in Clay Center.

Don’t buy Clay Center, OH auto insurance until you’ve compared rates. Get free Clay Center, Ohio auto insurance quotes when you enter your ZIP code above.

Clay Center, OH Minimum Auto Insurance Requirements

The required auto insurance in Clay Center, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Clay Center, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Clay Center, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Clay Center, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clay Center, OH. Take a look at Clay Center, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clay Center, Ohio

Insurance Company Poor Fair Good
Allstate $3,951 $2,881 $2,405
American Family $2,162 $1,470 $1,245
Farmers $3,781 $3,195 $3,042
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,972 $3,670 $2,877
Nationwide $3,538 $2,854 $2,413
Progressive $3,736 $3,244 $3,035
State Farm $3,415 $2,111 $1,664
Travelers $3,363 $2,928 $2,736
USAA $1,656 $1,174 $1,001

Buy Cheap Clay Center, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clay Center, Ohio auto insurance rates? Find out how car insurance rates in Clay Center, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clay Center, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,048 $2,035 $1,848 $1,973 $5,726 $6,561 $2,148 $2,292
American Family $985 $1,023 $910 $913 $3,197 $3,468 $1,223 $1,289
Farmers $1,766 $1,759 $1,556 $1,643 $7,829 $8,119 $1,979 $2,065
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,929 $2,106 $1,481 $1,806 $10,236 $11,562 $2,040 $2,225
Nationwide $1,953 $1,961 $1,767 $1,777 $5,036 $6,471 $2,089 $2,423
Progressive $1,697 $1,589 $1,417 $1,463 $7,729 $8,687 $2,027 $2,097
State Farm $1,430 $1,430 $1,283 $1,283 $4,512 $5,669 $1,662 $1,904
Travelers $1,377 $1,398 $1,372 $1,364 $5,994 $9,499 $1,436 $1,631
USAA $779 $786 $741 $741 $2,371 $2,640 $1,037 $1,121

Buy Cheap Clay Center, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clay Center can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clay Center, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clay Center, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,726 $6,561
American Family $3,197 $3,468
Farmers $7,829 $8,119
GEICO $3,091 $2,874
Liberty Mutual $10,236 $11,562
Nationwide $5,036 $6,471
Progressive $7,729 $8,687
State Farm $4,512 $5,669
Travelers $5,994 $9,499
USAA $2,371 $2,640

Buy Cheap Clay Center, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Clay Center, Ohio by comparing Clay Center senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clay Center, OH here.

Annual Auto Insurance Rates for Senior Drivers in Clay Center, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,973
American Family $910 $913
Farmers $1,556 $1,643
GEICO $1,096 $1,110
Liberty Mutual $1,481 $1,806
Nationwide $1,767 $1,777
Progressive $1,417 $1,463
State Farm $1,283 $1,283
Travelers $1,372 $1,364
USAA $741 $741

Find Cheap Auto Insurance Rates in Clay Center, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clay Center, Ohio auto insurance. Compare Clay Center, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clay Center, Ohio

Insurance Company Low Medium High
Allstate $2,986 $3,073 $3,177
American Family $1,591 $1,639 $1,649
Farmers $3,164 $3,289 $3,566
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,999 $4,197 $4,325
Nationwide $3,226 $2,846 $2,732
Progressive $3,208 $3,310 $3,498
State Farm $2,272 $2,404 $2,512
Travelers $2,915 $3,051 $3,060
USAA $1,223 $1,276 $1,333

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Find Cheap Clay Center, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clay Center. Compare auto insurance rates in Clay Center, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clay Center, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,079 $3,079
American Family $1,606 $1,646
Farmers $3,339 $3,339
GEICO $1,575 $1,629
Liberty Mutual $4,173 $4,173
Nationwide $2,935 $2,935
Progressive $3,338 $3,338
State Farm $2,336 $2,456
Travelers $3,009 $3,009
USAA $1,229 $1,325

Find Cheap Clay Center, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Clay Center, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clay Center, OH, take a look at the average cost for various violations versus rates for a clean driving record in Clay Center.

Annual Clay Center, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,585 $3,122 $3,680 $2,928
American Family $1,557 $1,649 $1,649 $1,649
Farmers $2,751 $3,547 $3,459 $3,601
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,501 $4,507 $4,596 $4,089
Nationwide $2,360 $2,991 $3,783 $2,605
Progressive $2,875 $3,926 $3,065 $3,489
State Farm $2,180 $2,612 $2,396 $2,396
Travelers $2,214 $2,887 $4,360 $2,575
USAA $985 $1,316 $1,718 $1,089

Find Cheap Clay Center, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clay Center, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Clay Center for less when you shop around and compare rates from multiple Clay Center, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clay Center, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,680
American Family $1,649
Farmers $3,459
GEICO $2,282
Liberty Mutual $4,596
Nationwide $3,783
Progressive $3,065
State Farm $2,396
Travelers $4,360
USAA $1,718

Winners by Category: Where to Buy Cheap Auto Insurance in Clay Center, OH

Compare rates from the cheapest auto insurance companies in Clay Center, OH for your needs. Take a look at how Clay Center, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clay Center, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Clay Center, Ohio Auto Insurance Companies

If you’re looking for the cheapest Clay Center, OH auto insurance companies overall, you can compare them here. Find the best price for Clay Center, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Clay Center, Ohio

Insurance Company Average Annual Rates
Allstate $3,079
American Family $1,626
Farmers $3,339
GEICO $1,602
Liberty Mutual $4,173
Nationwide $2,935
Progressive $3,338
State Farm $2,396
Travelers $3,009
USAA $1,277

What affects Clay Center, Ohio auto insurance rates?

Local factors affect auto insurance rates in Clay Center, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Clay Center auto insurance rates.

Commute Times in Clay Center

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clay Center, OH is 24.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Clay Center, OH

You can buy cheap Clay Center, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clay Center, Ohio auto insurance quotes from top companies.

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