Buy Cheap Clay, CA Auto Insurance (2021)

Clay, CA auto insurance rates average $305 a month. Minimum auto insurance requirements in Clay, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Clay, CA, compare Clay auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Clay after a DUI is State Farm
  • Average auto insurance rates in Clay, CA after a DUI are $5,150/year
  • The most expensive auto insurance company in Clay is State Farm

Finding affordable Clay, California auto insurance can be challenging, but everything you need to know to buy cheap Clay, CA auto insurance with confidence is right here. Auto insurance rates in Clay are affected by local factors as well as personal ones like your driving record.

See how Clay, CA car insurance rates compare to Sacramento auto insurance rates, Anaheim auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Clay.

Don’t buy Clay, CA auto insurance until you’ve compared rates. Get free Clay, California auto insurance quotes when you enter your ZIP code above.

Clay, CA Minimum Auto Insurance Requirements

The required auto insurance in Clay, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Clay, California is outlined here.

Minimum Required Auto Insurance Coverage in Clay, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Clay, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clay, California auto insurance rates? Find out how car insurance rates in Clay, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clay, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,757 $2,768 $2,008 $2,035 $7,606 $9,591 $3,551 $3,932
Farmers $2,622 $2,622 $2,368 $2,368 $8,338 $13,616 $3,104 $3,455
GEICO $1,840 $1,842 $1,731 $1,731 $5,560 $5,668 $2,639 $2,707
Liberty Mutual $2,401 $2,270 $2,230 $2,159 $5,213 $5,556 $2,705 $2,732
Nationwide $3,155 $3,014 $2,759 $2,604 $7,951 $8,795 $3,755 $3,713
Progressive $1,605 $1,652 $1,363 $1,617 $4,260 $5,133 $2,305 $2,478
State Farm $3,822 $3,822 $3,414 $3,414 $7,062 $8,774 $4,232 $4,361
Travelers $2,418 $2,342 $2,134 $2,112 $4,976 $5,668 $3,131 $3,070
USAA $1,875 $1,777 $1,829 $1,837 $4,285 $4,300 $2,592 $2,450

Buy Cheap Clay, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clay can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clay, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clay, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,606 $9,591
Farmers $8,338 $13,616
GEICO $5,560 $5,668
Liberty Mutual $5,213 $5,556
Nationwide $7,951 $8,795
Progressive $4,260 $5,133
State Farm $7,062 $8,774
Travelers $4,976 $5,668
USAA $4,285 $4,300

Buy Cheap Clay, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Clay, California by comparing Clay senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clay, CA here.

Annual Auto Insurance Rates for Senior Drivers in Clay, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,008 $2,035
Farmers $2,368 $2,368
GEICO $1,731 $1,731
Liberty Mutual $2,230 $2,159
Nationwide $2,759 $2,604
Progressive $1,363 $1,617
State Farm $3,414 $3,414
Travelers $2,134 $2,112
USAA $1,829 $1,837

Find Cheap Auto Insurance Rates in Clay, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clay, California auto insurance. Compare Clay, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clay, California

Insurance Company Low Medium High
Allstate $4,071 $4,316 $4,457
Farmers $4,463 $4,851 $5,121
GEICO $2,669 $2,995 $3,230
Liberty Mutual $2,941 $3,186 $3,348
Nationwide $4,003 $4,543 $4,859
Progressive $2,295 $2,628 $2,731
State Farm $4,352 $4,955 $5,281
Travelers $2,810 $3,319 $3,565
USAA $2,371 $2,669 $2,815

Find Cheap Clay, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clay. Compare auto insurance rates in Clay, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clay, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,862 $4,701
Farmers $4,365 $5,258
GEICO $2,694 $3,236
Liberty Mutual $2,899 $3,418
Nationwide $3,948 $4,989
Progressive $2,315 $2,788
State Farm $4,685 $5,040
Travelers $2,909 $3,554
USAA $2,411 $2,825

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Find Cheap Clay, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Clay, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clay, CA, take a look at the average cost for various violations versus rates for a clean driving record in Clay.

Annual Clay, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,577 $4,348 $6,814 $3,386
Farmers $3,562 $4,846 $6,030 $4,809
GEICO $2,076 $3,191 $4,018 $2,575
Liberty Mutual $2,741 $3,673 $3,315 $2,905
Nationwide $3,117 $3,997 $6,762 $3,997
Progressive $1,674 $2,838 $3,284 $2,410
State Farm $3,472 $4,139 $7,812 $4,028
Travelers $2,162 $3,512 $4,078 $3,174
USAA $1,740 $2,586 $4,241 $1,906

Find Cheap Clay, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clay, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Clay for less when you shop around and compare rates from multiple Clay, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clay, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,814
Farmers $6,030
GEICO $4,018
Liberty Mutual $3,315
Nationwide $6,762
Progressive $3,284
State Farm $7,812
Travelers $4,078
USAA $4,241

Winners by Category: Where to Buy Cheap Auto Insurance in Clay, CA

Compare rates from the cheapest auto insurance companies in Clay, CA for your needs. Take a look at how Clay, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clay, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Clay, California Auto Insurance Companies

If you’re looking for the cheapest Clay, CA auto insurance companies overall, you can compare them here. Find the best price for Clay, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Clay, California

Insurance Company Average Annual Rates
Allstate $4,281
Farmers $4,812
GEICO $2,965
Liberty Mutual $3,158
Nationwide $4,468
Progressive $2,552
State Farm $4,863
Travelers $3,231
USAA $2,618

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What affects Clay, California auto insurance rates?

Local factors affect auto insurance rates in Clay, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Clay auto insurance rates.

Commute Times in Clay

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clay, CA is 36.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Clay, CA

You can buy cheap Clay, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clay, California auto insurance quotes from top companies.

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