Buy Cheap Clare, MI Auto Insurance (2022)

Clare, MI auto insurance rates average $784 a month. Minimum auto insurance requirements in Clare, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Clare, MI, compare Clare auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Clare, MI after a DUI are $15,396/year
  • The most expensive auto insurance company in Clare is Liberty Mutual
  • Average auto insurance rates in Clare, MI are $784/month

Finding affordable Clare, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Clare, MI auto insurance with confidence is right here. Auto insurance rates in Clare are affected by local factors as well as personal ones like your driving record.

See how Clare, MI car insurance rates compare to Dearborn auto insurance rates, Detroit auto insurance rates, and Troy auto insurance rates before you read more about the cost of auto insurance in Clare.

Don’t buy Clare, MI auto insurance until you’ve compared rates. Get free Clare, Michigan auto insurance quotes when you enter your ZIP code above.

Clare, MI Minimum Auto Insurance Requirements

The required auto insurance in Clare, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Clare, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Clare, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Clare, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clare, MI. Take a look at Clare, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clare, Michigan

Insurance Company Poor Fair Good
Allstate $28,786 $15,923 $12,157
Farmers $6,978 $4,683 $4,333
GEICO $6,962 $5,121 $4,169
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $5,554 $4,670 $4,218
State Farm $21,277 $10,748 $7,288
Travelers $7,622 $7,392 $7,299
USAA $5,463 $3,110 $2,364

Buy Cheap Clare, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clare, Michigan auto insurance rates? Find out how car insurance rates in Clare, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clare, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $13,909 $13,909 $12,919 $12,919 $34,343 $34,343 $14,650 $14,650
Farmers $4,004 $4,004 $3,734 $3,734 $9,083 $9,083 $4,505 $4,505
GEICO $3,759 $3,759 $3,814 $3,814 $10,501 $10,501 $3,597 $3,597
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $2,858 $2,686 $2,520 $2,790 $10,230 $10,957 $3,335 $3,135
State Farm $7,993 $7,993 $7,370 $7,370 $27,670 $27,670 $9,383 $9,383
Travelers $4,991 $4,991 $4,282 $4,282 $15,054 $15,054 $5,423 $5,423
USAA $2,676 $2,536 $2,514 $2,376 $6,496 $6,174 $3,262 $3,132

Buy Cheap Clare, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clare can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clare, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clare, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,343 $34,343
Farmers $9,083 $9,083
GEICO $10,501 $10,501
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $10,230 $10,957
State Farm $27,670 $27,670
Travelers $15,054 $15,054
USAA $6,496 $6,174

Buy Cheap Clare, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Clare, Michigan by comparing Clare senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clare, MI here.

Annual Auto Insurance Rates for Senior Drivers in Clare, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $12,919 $12,919
Farmers $3,734 $3,734
GEICO $3,814 $3,814
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $2,520 $2,790
State Farm $7,370 $7,370
Travelers $4,282 $4,282
USAA $2,514 $2,376

Find Cheap Auto Insurance Rates in Clare, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clare, Michigan auto insurance. Compare Clare, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clare, Michigan

Insurance Company Low Medium High
Allstate $18,495 $18,996 $19,375
Farmers $5,206 $5,322 $5,466
GEICO $5,090 $5,374 $5,788
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $4,672 $4,820 $4,949
State Farm $12,494 $13,179 $13,639
Travelers $7,365 $7,444 $7,504
USAA $3,547 $3,654 $3,737

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Find Cheap Clare, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clare. Compare auto insurance rates in Clare, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clare, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $18,955 $18,955
Farmers $5,331 $5,331
GEICO $5,293 $5,542
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $4,814 $4,814
State Farm $12,756 $13,452
Travelers $7,395 $7,480
USAA $3,604 $3,688

Find Cheap Clare, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Clare, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clare, MI, take a look at the average cost for various violations versus rates for a clean driving record in Clare.

Annual Clare, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,278 $12,387 $41,214 $12,942
Farmers $4,478 $5,711 $5,632 $5,505
GEICO $1,930 $4,037 $12,163 $3,540
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $4,096 $5,342 $4,817 $5,001
State Farm $8,413 $10,045 $21,467 $12,492
Travelers $5,050 $7,190 $11,546 $5,964
USAA $2,934 $3,658 $4,794 $3,198

Find Cheap Clare, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clare, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Clare for less when you shop around and compare rates from multiple Clare, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clare, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,214
Farmers $5,632
GEICO $12,163
Liberty Mutual $30,874
Nationwide $6,057
Progressive $4,817
State Farm $21,467
Travelers $11,546
USAA $4,794

Winners by Category: Where to Buy Cheap Auto Insurance in Clare, MI

Compare rates from the cheapest auto insurance companies in Clare, MI for your needs. Take a look at how Clare, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clare, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Clare, Michigan Auto Insurance Companies

If you’re looking for the cheapest Clare, MI auto insurance companies overall, you can compare them here. Find the best price for Clare, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Clare, Michigan

Insurance Company Average Annual Rates
Allstate $18,955
Farmers $5,331
GEICO $5,418
Liberty Mutual $20,125
Nationwide $5,828
Progressive $4,814
State Farm $13,104
Travelers $7,438
USAA $3,646

What affects Clare, Michigan auto insurance rates?

Local factors affect auto insurance rates in Clare, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Clare auto insurance rates.

Auto Theft in Clare

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Clare, MI auto theft show a total of 5 vehicle thefts annually.

Commute Times in Clare

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clare, MI is 19.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Clare, MI

You can buy cheap Clare, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clare, Michigan auto insurance quotes from top companies.

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