Buy Cheap Clare, IA Auto Insurance (2021)

Clare, IA auto insurance rates average $253 a month. Minimum auto insurance requirements in Clare, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Clare, IA, compare Clare auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Clare after a DUI is Travelers
  • Average auto insurance rates in Clare, IA are $253/month
  • The most expensive auto insurance company in Clare is Travelers

Finding affordable Clare, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Clare, IA auto insurance with confidence is right here. Auto insurance rates in Clare are affected by local factors as well as personal ones like your driving record.

See how Clare, IA car insurance rates compare to Council Bluffs auto insurance rates, Ames auto insurance rates, and Davenport auto insurance rates before you read more about the cost of auto insurance in Clare.

Don’t buy Clare, IA auto insurance until you’ve compared rates. Get free Clare, Iowa auto insurance quotes when you enter your ZIP code above.

Clare, IA Minimum Auto Insurance Requirements

The required auto insurance in Clare, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Clare, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Clare, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Clare, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clare, IA. Take a look at Clare, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clare, Iowa

Insurance Company Poor Fair Good
Allstate $3,681 $2,925 $2,636
American Family $3,968 $2,914 $2,450
Farmers $2,736 $2,270 $2,151
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,761 $2,232 $2,022
State Farm $3,157 $1,953 $1,541
Travelers $7,075 $6,041 $5,756
USAA $2,466 $1,692 $1,465

Buy Cheap Clare, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clare, Iowa auto insurance rates? Find out how car insurance rates in Clare, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clare, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,978 $1,882 $1,774 $1,801 $6,048 $6,859 $2,127 $2,178
American Family $2,007 $2,007 $1,794 $1,794 $5,350 $7,510 $2,007 $2,417
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,642 $1,579 $1,354 $1,406 $4,051 $4,570 $1,974 $2,132
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,803 $2,859 $2,737 $2,740 $12,632 $20,208 $2,915 $3,431
USAA $1,255 $1,270 $1,149 $1,174 $3,380 $3,592 $1,508 $1,666

Buy Cheap Clare, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clare can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clare, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clare, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,048 $6,859
American Family $5,350 $7,510
Farmers $4,449 $4,739
GEICO $4,328 $4,022
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $4,051 $4,570
State Farm $3,891 $4,937
Travelers $12,632 $20,208
USAA $3,380 $3,592

Buy Cheap Clare, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Clare, Iowa by comparing Clare senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clare, IA here.

Annual Auto Insurance Rates for Senior Drivers in Clare, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,774 $1,801
American Family $1,794 $1,794
Farmers $1,324 $1,444
GEICO $1,710 $1,564
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,354 $1,406
State Farm $1,269 $1,269
Travelers $2,737 $2,740
USAA $1,149 $1,174

Find Cheap Auto Insurance Rates in Clare, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clare, Iowa auto insurance. Compare Clare, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clare, Iowa

Insurance Company Low Medium High
Allstate $2,950 $3,086 $3,207
American Family $3,123 $3,284 $2,925
Farmers $2,288 $2,393 $2,476
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $2,203 $2,347 $2,466
State Farm $2,111 $2,229 $2,311
Travelers $5,869 $6,389 $6,613
USAA $1,780 $1,880 $1,963

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Find Cheap Clare, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clare. Compare auto insurance rates in Clare, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clare, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,007 $3,155
American Family $3,074 $3,147
Farmers $2,386 $2,386
GEICO $2,294 $2,387
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $2,339 $2,339
State Farm $2,164 $2,270
Travelers $6,291 $6,291
USAA $1,806 $1,943

Find Cheap Clare, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Clare, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clare, IA, take a look at the average cost for various violations versus rates for a clean driving record in Clare.

Annual Clare, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,590 $3,167 $3,646 $2,921
American Family $2,246 $3,285 $4,270 $2,641
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,880 $3,082 $2,040 $2,353
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,572 $6,106 $8,202 $6,282
USAA $1,432 $1,922 $2,500 $1,643

Find Cheap Clare, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clare, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Clare for less when you shop around and compare rates from multiple Clare, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clare, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,646
American Family $4,270
Farmers $2,558
GEICO $3,206
Liberty Mutual $4,816
Nationwide $3,265
Progressive $2,040
State Farm $2,217
Travelers $8,202
USAA $2,500

Winners by Category: Where to Buy Cheap Auto Insurance in Clare, IA

Compare rates from the cheapest auto insurance companies in Clare, IA for your needs. Take a look at how Clare, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clare, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Clare, Iowa Auto Insurance Companies

If you’re looking for the cheapest Clare, IA auto insurance companies overall, you can compare them here. Find the best price for Clare, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Clare, Iowa

Insurance Company Average Annual Rates
Allstate $3,081
American Family $3,111
Farmers $2,386
GEICO $2,341
Liberty Mutual $4,415
Nationwide $2,309
Progressive $2,339
State Farm $2,217
Travelers $6,291
USAA $1,874

What affects Clare, Iowa auto insurance rates?

Local factors affect auto insurance rates in Clare, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Clare auto insurance rates.

Commute Times in Clare

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clare, IA is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Clare, IA

You can buy cheap Clare, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clare, Iowa auto insurance quotes from top companies.

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