Buy Cheap Citrus Heights, CA Auto Insurance (2021)

Citrus Heights, CA auto insurance rates average $325 a month. Minimum auto insurance requirements in Citrus Heights, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Citrus Heights, CA, compare Citrus Heights auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Citrus Heights is Farmers
  • The most expensive auto insurance company in Citrus Heights after a DUI is State Farm
  • Average auto insurance rates in Citrus Heights, CA for teens drivers are $6,576/year

Finding affordable Citrus Heights, California auto insurance can be challenging, but everything you need to know to buy cheap Citrus Heights, CA auto insurance with confidence is right here. Auto insurance rates in Citrus Heights are affected by local factors as well as personal ones like your driving record.

See how Citrus Heights, CA car insurance rates compare to San Francisco auto insurance rates, Fresno auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Citrus Heights.

Don’t buy Citrus Heights, CA auto insurance until you’ve compared rates. Get free Citrus Heights, California auto insurance quotes when you enter your ZIP code above.

Citrus Heights, CA Minimum Auto Insurance Requirements

The required auto insurance in Citrus Heights, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Citrus Heights, California is outlined here.

Minimum Required Auto Insurance Coverage in Citrus Heights, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Citrus Heights, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Citrus Heights, California auto insurance rates? Find out how car insurance rates in Citrus Heights, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Citrus Heights, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,076 $3,074 $2,237 $2,250 $8,488 $10,662 $3,894 $4,252
Farmers $3,109 $3,109 $2,815 $2,815 $9,906 $16,137 $3,684 $4,103
GEICO $1,740 $1,741 $1,637 $1,637 $5,285 $5,368 $2,498 $2,550
Liberty Mutual $2,464 $2,330 $2,283 $2,212 $5,301 $5,663 $2,773 $2,806
Nationwide $3,388 $3,232 $2,985 $2,810 $8,632 $9,548 $4,045 $3,982
Progressive $1,691 $1,738 $1,458 $1,719 $4,557 $5,462 $2,448 $2,627
State Farm $3,721 $3,721 $3,326 $3,326 $6,888 $8,561 $4,119 $4,244
Travelers $2,635 $2,548 $2,324 $2,300 $5,496 $6,247 $3,424 $3,353
USAA $2,023 $1,914 $1,972 $1,978 $4,634 $4,650 $2,787 $2,633

Buy Cheap Citrus Heights, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Citrus Heights can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Citrus Heights, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Citrus Heights, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,488 $10,662
Farmers $9,906 $16,137
GEICO $5,285 $5,368
Liberty Mutual $5,301 $5,663
Nationwide $8,632 $9,548
Progressive $4,557 $5,462
State Farm $6,888 $8,561
Travelers $5,496 $6,247
USAA $4,634 $4,650

Buy Cheap Citrus Heights, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Citrus Heights, California by comparing Citrus Heights senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Citrus Heights, CA here.

Annual Auto Insurance Rates for Senior Drivers in Citrus Heights, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,237 $2,250
Farmers $2,815 $2,815
GEICO $1,637 $1,637
Liberty Mutual $2,283 $2,212
Nationwide $2,985 $2,810
Progressive $1,458 $1,719
State Farm $3,326 $3,326
Travelers $2,324 $2,300
USAA $1,972 $1,978

Find Cheap Auto Insurance Rates in Citrus Heights, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Citrus Heights, California auto insurance. Compare Citrus Heights, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Citrus Heights, California

Insurance Company Low Medium High
Allstate $4,436 $4,790 $4,999
Farmers $5,281 $5,759 $6,089
GEICO $2,521 $2,842 $3,059
Liberty Mutual $3,000 $3,257 $3,430
Nationwide $4,279 $4,922 $5,282
Progressive $2,387 $2,804 $2,946
State Farm $4,223 $4,829 $5,163
Travelers $3,063 $3,641 $3,918
USAA $2,538 $2,883 $3,050

Find Cheap Citrus Heights, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Citrus Heights. Compare auto insurance rates in Citrus Heights, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Citrus Heights, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,263 $5,221
Farmers $5,179 $6,241
GEICO $2,550 $3,065
Liberty Mutual $2,963 $3,495
Nationwide $4,266 $5,390
Progressive $2,460 $2,964
State Farm $4,564 $4,912
Travelers $3,184 $3,898
USAA $2,601 $3,046

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Find Cheap Citrus Heights, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Citrus Heights, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Citrus Heights, CA to see how much where you live in Citrus Heights affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Citrus Heights, California

ZIP Code Average Annual Rates
95610 $5,378
95621 $5,320

Find Cheap Citrus Heights, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Citrus Heights, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Citrus Heights, CA, take a look at the average cost for various violations versus rates for a clean driving record in Citrus Heights.

Annual Citrus Heights, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,862 $4,783 $7,570 $3,751
Farmers $4,229 $5,751 $7,152 $5,707
GEICO $1,962 $3,031 $3,801 $2,434
Liberty Mutual $2,802 $3,755 $3,390 $2,970
Nationwide $3,365 $4,321 $7,304 $4,321
Progressive $1,772 $3,024 $3,500 $2,554
State Farm $3,384 $4,034 $7,610 $3,925
Travelers $2,352 $3,857 $4,474 $3,480
USAA $1,875 $2,795 $4,572 $2,054

Find Cheap Citrus Heights, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Citrus Heights, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Citrus Heights for less when you shop around and compare rates from multiple Citrus Heights, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Citrus Heights, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,570
Farmers $7,152
GEICO $3,801
Liberty Mutual $3,390
Nationwide $7,304
Progressive $3,500
State Farm $7,610
Travelers $4,474
USAA $4,572

Winners by Category: Where to Buy Cheap Auto Insurance in Citrus Heights, CA

Compare rates from the cheapest auto insurance companies in Citrus Heights, CA for your needs. Take a look at how Citrus Heights, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Citrus Heights, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Citrus Heights, California Auto Insurance Companies

If you’re looking for the cheapest Citrus Heights, CA auto insurance companies overall, you can compare them here. Find the best price for Citrus Heights, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Citrus Heights, California

Insurance Company Average Annual Rates
Allstate $4,742
Farmers $5,710
GEICO $2,807
Liberty Mutual $3,229
Nationwide $4,828
Progressive $2,712
State Farm $4,738
Travelers $3,541
USAA $2,824

What affects Citrus Heights, California auto insurance rates?

Local factors affect auto insurance rates in Citrus Heights, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Citrus Heights auto insurance rates.

Auto Theft in Citrus Heights

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Citrus Heights, CA auto theft show a total of 329 vehicle thefts annually.

Commute Times in Citrus Heights

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Citrus Heights, CA is 26.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Citrus Heights, CA

You can buy cheap Citrus Heights, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Citrus Heights, California auto insurance quotes from top companies.

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