Buy Cheap Churdan, IA Auto Insurance (2021)

Churdan, IA auto insurance rates average $238 a month. Minimum auto insurance requirements in Churdan, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Churdan, IA, compare Churdan auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Churdan, IA are $238/month
  • The most expensive auto insurance company in Churdan is Travelers
  • The most expensive auto insurance company in Churdan after a DUI is Travelers

Finding affordable Churdan, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Churdan, IA auto insurance with confidence is right here. Auto insurance rates in Churdan are affected by local factors as well as personal ones like your driving record.

See how Churdan, IA car insurance rates compare to Des Moines auto insurance rates, Ames auto insurance rates, and Cedar Rapids auto insurance rates before you read more about the cost of auto insurance in Churdan.

Don’t buy Churdan, IA auto insurance until you’ve compared rates. Get free Churdan, Iowa auto insurance quotes when you enter your ZIP code above.

Churdan, IA Minimum Auto Insurance Requirements

The required auto insurance in Churdan, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Churdan, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Churdan, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Churdan, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Churdan, IA. Take a look at Churdan, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Churdan, Iowa

Insurance Company Poor Fair Good
Allstate $3,503 $2,779 $2,505
American Family $3,918 $2,879 $2,420
Farmers $2,811 $2,336 $2,213
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,957 $2,317 $2,030
Progressive $2,857 $2,304 $2,085
State Farm $3,058 $1,892 $1,493
Travelers $5,256 $4,486 $4,274
USAA $2,406 $1,649 $1,427

Buy Cheap Churdan, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Churdan, Iowa auto insurance rates? Find out how car insurance rates in Churdan, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Churdan, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,844 $1,711 $1,739 $5,620 $6,347 $2,091 $2,157
American Family $1,977 $1,977 $1,770 $1,770 $5,305 $7,426 $1,977 $2,380
Farmers $1,511 $1,539 $1,350 $1,475 $4,605 $4,904 $2,048 $2,198
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,692 $1,737 $1,508 $1,610 $3,895 $5,038 $1,916 $2,083
Progressive $1,709 $1,647 $1,408 $1,462 $4,146 $4,681 $2,054 $2,217
State Farm $1,393 $1,393 $1,225 $1,225 $3,791 $4,805 $1,566 $1,784
Travelers $2,113 $2,156 $2,051 $2,058 $9,318 $14,896 $2,195 $2,591
USAA $1,231 $1,249 $1,127 $1,155 $3,264 $3,477 $1,480 $1,638

Buy Cheap Churdan, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Churdan can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Churdan, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Churdan, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,620 $6,347
American Family $5,305 $7,426
Farmers $4,605 $4,904
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,895 $5,038
Progressive $4,146 $4,681
State Farm $3,791 $4,805
Travelers $9,318 $14,896
USAA $3,264 $3,477

Buy Cheap Churdan, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Churdan, Iowa by comparing Churdan senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Churdan, IA here.

Annual Auto Insurance Rates for Senior Drivers in Churdan, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,711 $1,739
American Family $1,770 $1,770
Farmers $1,350 $1,475
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,508 $1,610
Progressive $1,408 $1,462
State Farm $1,225 $1,225
Travelers $2,051 $2,058
USAA $1,127 $1,155

Find Cheap Auto Insurance Rates in Churdan, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Churdan, Iowa auto insurance. Compare Churdan, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Churdan, Iowa

Insurance Company Low Medium High
Allstate $2,836 $2,932 $3,019
American Family $3,086 $3,243 $2,888
Farmers $2,355 $2,461 $2,545
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,544 $2,422 $2,339
Progressive $2,277 $2,424 $2,546
State Farm $2,041 $2,160 $2,242
Travelers $4,373 $4,744 $4,899
USAA $1,735 $1,833 $1,915

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Find Cheap Churdan, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Churdan. Compare auto insurance rates in Churdan, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Churdan, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,859 $2,999
American Family $3,037 $3,108
Farmers $2,454 $2,454
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,435 $2,435
Progressive $2,416 $2,416
State Farm $2,096 $2,200
Travelers $4,672 $4,672
USAA $1,761 $1,894

Find Cheap Churdan, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Churdan, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Churdan, IA, take a look at the average cost for various violations versus rates for a clean driving record in Churdan.

Annual Churdan, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,481 $3,009 $3,443 $2,783
American Family $2,219 $3,246 $4,217 $2,608
Farmers $2,090 $2,596 $2,632 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,763 $2,531 $3,450 $1,995
Progressive $1,943 $3,178 $2,108 $2,433
State Farm $1,987 $2,309 $2,148 $2,148
Travelers $3,414 $4,538 $6,072 $4,665
USAA $1,399 $1,873 $2,435 $1,604

Find Cheap Churdan, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Churdan, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Churdan for less when you shop around and compare rates from multiple Churdan, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Churdan, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,443
American Family $4,217
Farmers $2,632
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,450
Progressive $2,108
State Farm $2,148
Travelers $6,072
USAA $2,435

Winners by Category: Where to Buy Cheap Auto Insurance in Churdan, IA

Compare rates from the cheapest auto insurance companies in Churdan, IA for your needs. Take a look at how Churdan, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Churdan, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Churdan, Iowa Auto Insurance Companies

If you’re looking for the cheapest Churdan, IA auto insurance companies overall, you can compare them here. Find the best price for Churdan, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Churdan, Iowa

Insurance Company Average Annual Rates
Allstate $2,929
American Family $3,073
Farmers $2,454
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,435
Progressive $2,416
State Farm $2,148
Travelers $4,672
USAA $1,828

What affects Churdan, Iowa auto insurance rates?

Local factors affect auto insurance rates in Churdan, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Churdan auto insurance rates.

Commute Times in Churdan

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Churdan, IA is 25.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Churdan, IA

You can buy cheap Churdan, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Churdan, Iowa auto insurance quotes from top companies.

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