Buy Cheap Chuluota, FL Auto Insurance (2021)

Chuluota, FL auto insurance rates average $348 a month. Minimum auto insurance requirements in Chuluota, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Chuluota, FL, compare Chuluota auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Chuluota after a DUI is Allstate
  • The most expensive auto insurance company in Chuluota is Allstate
  • Average auto insurance rates in Chuluota, FL for teens drivers are $7,508/year

Finding affordable Chuluota, Florida auto insurance can be challenging, but everything you need to know to buy cheap Chuluota, FL auto insurance with confidence is right here. Auto insurance rates in Chuluota are affected by local factors as well as personal ones like your driving record.

See how Chuluota, FL car insurance rates compare to Tallahassee auto insurance rates, Cape Coral auto insurance rates, and Port St. Lucie auto insurance rates before you read more about the cost of auto insurance in Chuluota.

Don’t buy Chuluota, FL auto insurance until you’ve compared rates. Get free Chuluota, Florida auto insurance quotes when you enter your ZIP code above.

Chuluota, FL Minimum Auto Insurance Requirements

The required auto insurance in Chuluota, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Chuluota, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Chuluota, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Chuluota, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chuluota, FL. Take a look at Chuluota, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chuluota, Florida

Insurance Company Poor Fair Good
Allstate $9,462 $5,977 $4,845
GEICO $5,137 $3,098 $2,318
Liberty Mutual $5,792 $4,269 $3,475
Nationwide $4,654 $3,425 $3,099
Progressive $6,452 $4,579 $3,825
State Farm $4,228 $2,771 $2,271
USAA $4,393 $2,145 $1,556

Buy Cheap Chuluota, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chuluota, Florida auto insurance rates? Find out how car insurance rates in Chuluota, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chuluota, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,208 $4,018 $3,659 $3,714 $14,431 $15,626 $4,188 $4,245
GEICO $2,783 $2,792 $2,607 $2,607 $4,978 $6,219 $3,062 $3,096
Liberty Mutual $3,147 $3,147 $2,891 $2,891 $6,564 $10,070 $3,147 $4,240
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,298 $3,127 $2,849 $3,039 $9,317 $10,173 $3,987 $3,825
State Farm $1,929 $1,929 $1,753 $1,753 $5,666 $7,244 $2,143 $2,301
USAA $1,560 $1,533 $1,460 $1,445 $5,345 $6,195 $1,947 $2,099

Buy Cheap Chuluota, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chuluota can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chuluota, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chuluota, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,431 $15,626
GEICO $4,978 $6,219
Liberty Mutual $6,564 $10,070
Nationwide $6,256 $7,694
Progressive $9,317 $10,173
State Farm $5,666 $7,244
USAA $5,345 $6,195

Buy Cheap Chuluota, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Chuluota, Florida by comparing Chuluota senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chuluota, FL here.

Annual Auto Insurance Rates for Senior Drivers in Chuluota, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,659 $3,714
GEICO $2,607 $2,607
Liberty Mutual $2,891 $2,891
Nationwide $2,345 $2,424
Progressive $2,849 $3,039
State Farm $1,753 $1,753
USAA $1,460 $1,445

Find Cheap Auto Insurance Rates in Chuluota, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chuluota, Florida auto insurance. Compare Chuluota, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chuluota, Florida

Insurance Company Low Medium High
Allstate $5,248 $7,105 $7,930
GEICO $2,865 $3,645 $4,043
Liberty Mutual $4,150 $4,577 $4,809
Nationwide $2,937 $3,875 $4,366
Progressive $4,171 $5,065 $5,621
State Farm $2,623 $3,167 $3,480
USAA $2,338 $2,791 $2,965

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Find Cheap Chuluota, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chuluota. Compare auto insurance rates in Chuluota, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chuluota, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,568 $6,954
GEICO $3,501 $3,535
Liberty Mutual $4,369 $4,656
Nationwide $3,726 $3,726
Progressive $4,952 $4,952
State Farm $2,985 $3,195
USAA $2,667 $2,729

Find Cheap Chuluota, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Chuluota, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chuluota, FL, take a look at the average cost for various violations versus rates for a clean driving record in Chuluota.

Annual Chuluota, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,834 $6,988 $7,750 $6,473
GEICO $2,440 $3,128 $4,673 $3,830
Liberty Mutual $3,270 $4,228 $6,107 $4,444
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $3,906 $5,786 $4,869 $5,248
State Farm $2,824 $3,355 $3,090 $3,090
USAA $2,110 $2,608 $3,860 $2,213

Find Cheap Chuluota, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chuluota, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Chuluota for less when you shop around and compare rates from multiple Chuluota, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chuluota, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,750
GEICO $4,673
Liberty Mutual $6,107
Nationwide $4,692
Progressive $4,869
State Farm $3,090
USAA $3,860

Winners by Category: Where to Buy Cheap Auto Insurance in Chuluota, FL

Compare rates from the cheapest auto insurance companies in Chuluota, FL for your needs. Take a look at how Chuluota, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chuluota, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Chuluota, Florida Auto Insurance Companies

If you’re looking for the cheapest Chuluota, FL auto insurance companies overall, you can compare them here. Find the best price for Chuluota, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Chuluota, Florida

Insurance Company Average Annual Rates
Allstate $6,761
GEICO $3,518
Liberty Mutual $4,512
Nationwide $3,726
Progressive $4,952
State Farm $3,090
USAA $2,698

What affects Chuluota, Florida auto insurance rates?

Local factors affect auto insurance rates in Chuluota, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Chuluota auto insurance rates.

Commute Times in Chuluota

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chuluota, FL is 32.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Chuluota, FL

You can buy cheap Chuluota, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chuluota, Florida auto insurance quotes from top companies.

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