Buy Cheap Chula Vista, TX Auto Insurance (2021)

Chula Vista, TX auto insurance rates average $350 a month. Minimum auto insurance requirements in Chula Vista, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Chula Vista, TX, compare Chula Vista auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chula Vista, TX for teens drivers are $7,404/year
  • The most expensive auto insurance company in Chula Vista after a DUI is Allstate
  • Average auto insurance rates in Chula Vista, TX are $350/month

Finding affordable Chula Vista, Texas auto insurance can be challenging, but everything you need to know to buy cheap Chula Vista, TX auto insurance with confidence is right here. Auto insurance rates in Chula Vista are affected by local factors as well as personal ones like your driving record.

See how Chula Vista, TX car insurance rates compare to Dallas auto insurance rates, Plano auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Chula Vista.

Don’t buy Chula Vista, TX auto insurance until you’ve compared rates. Get free Chula Vista, Texas auto insurance quotes when you enter your ZIP code above.

Chula Vista, TX Minimum Auto Insurance Requirements

The required auto insurance in Chula Vista, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Chula Vista, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Chula Vista, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Chula Vista, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chula Vista, TX. Take a look at Chula Vista, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chula Vista, Texas

Insurance Company Poor Fair Good
Allstate $7,174 $5,216 $4,449
American Family $7,083 $4,672 $4,061
GEICO $4,852 $2,751 $1,838
Nationwide $5,440 $4,328 $3,763
Progressive $6,344 $5,364 $4,926
State Farm $4,191 $2,603 $2,071
USAA $3,426 $1,991 $1,608

Buy Cheap Chula Vista, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chula Vista, Texas auto insurance rates? Find out how car insurance rates in Chula Vista, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chula Vista, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,713 $3,770 $3,673 $3,673 $9,324 $11,329 $4,597 $4,825
American Family $3,019 $3,408 $2,905 $3,373 $8,694 $11,210 $4,481 $5,086
GEICO $2,382 $2,564 $2,287 $2,602 $5,040 $5,192 $2,568 $2,539
Nationwide $2,866 $2,925 $2,524 $2,688 $7,890 $10,214 $3,344 $3,635
Progressive $3,139 $3,020 $2,738 $2,821 $11,897 $13,249 $3,721 $3,775
State Farm $2,112 $2,112 $1,868 $1,868 $4,878 $6,175 $2,284 $2,346
USAA $1,515 $1,532 $1,452 $1,454 $4,106 $4,484 $2,016 $2,173

Buy Cheap Chula Vista, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chula Vista can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chula Vista, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chula Vista, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,324 $11,329
American Family $8,694 $11,210
GEICO $5,040 $5,192
Nationwide $7,890 $10,214
Progressive $11,897 $13,249
State Farm $4,878 $6,175
USAA $4,106 $4,484

Buy Cheap Chula Vista, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Chula Vista, Texas by comparing Chula Vista senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chula Vista, TX here.

Annual Auto Insurance Rates for Senior Drivers in Chula Vista, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,673 $3,673
American Family $2,905 $3,373
GEICO $2,287 $2,602
Nationwide $2,524 $2,688
Progressive $2,738 $2,821
State Farm $1,868 $1,868
USAA $1,452 $1,454

Find Cheap Auto Insurance Rates in Chula Vista, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chula Vista, Texas auto insurance. Compare Chula Vista, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chula Vista, Texas

Insurance Company Low Medium High
Allstate $5,482 $5,564 $5,792
American Family $4,753 $4,970 $6,093
GEICO $2,942 $3,085 $3,413
Nationwide $4,818 $4,309 $4,405
Progressive $5,210 $5,514 $5,911
State Farm $2,771 $2,933 $3,162
USAA $2,248 $2,329 $2,448

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Find Cheap Chula Vista, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chula Vista. Compare auto insurance rates in Chula Vista, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chula Vista, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,485 $5,740
American Family $5,272 $5,272
GEICO $3,079 $3,215
Nationwide $4,511 $4,511
Progressive $5,545 $5,545
State Farm $2,955 $2,955
USAA $2,311 $2,372

Find Cheap Chula Vista, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Chula Vista, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chula Vista, TX, take a look at the average cost for various violations versus rates for a clean driving record in Chula Vista.

Annual Chula Vista, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,458 $6,654 $6,882 $4,458
American Family $4,789 $6,135 $5,375 $4,789
GEICO $2,671 $3,483 $2,967 $3,465
Nationwide $3,896 $3,896 $5,832 $4,418
Progressive $4,835 $6,170 $5,689 $5,486
State Farm $2,641 $3,008 $3,530 $2,641
USAA $1,753 $2,581 $3,019 $2,012

Find Cheap Chula Vista, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chula Vista, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Chula Vista for less when you shop around and compare rates from multiple Chula Vista, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chula Vista, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,882
American Family $5,375
GEICO $2,967
Nationwide $5,832
Progressive $5,689
State Farm $3,530
USAA $3,019

Winners by Category: Where to Buy Cheap Auto Insurance in Chula Vista, TX

Compare rates from the cheapest auto insurance companies in Chula Vista, TX for your needs. Take a look at how Chula Vista, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chula Vista, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Chula Vista, Texas Auto Insurance Companies

If you’re looking for the cheapest Chula Vista, TX auto insurance companies overall, you can compare them here. Find the best price for Chula Vista, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Chula Vista, Texas

Insurance Company Average Annual Rates
Allstate $5,613
American Family $5,272
GEICO $3,147
Nationwide $4,511
Progressive $5,545
State Farm $2,955
USAA $2,342

Compare Auto Insurance Quotes in Chula Vista, TX

You can buy cheap Chula Vista, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chula Vista, Texas auto insurance quotes from top companies.

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