Buy Cheap Chula Vista, CA Auto Insurance (2021)

Chula Vista, CA auto insurance rates average $283 a month. Minimum auto insurance requirements in Chula Vista, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Chula Vista, CA, compare Chula Vista auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Chula Vista after a DUI is Allstate
  • Average auto insurance rates in Chula Vista, CA are $283/month
  • Average auto insurance rates in Chula Vista, CA for teens drivers are $5,657/year

Finding affordable Chula Vista, California auto insurance can be challenging, but everything you need to know to buy cheap Chula Vista, CA auto insurance with confidence is right here. Auto insurance rates in Chula Vista are affected by local factors as well as personal ones like your driving record.

See how Chula Vista, CA car insurance rates compare to San Jose auto insurance rates, San Francisco auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Chula Vista.

Don’t buy Chula Vista, CA auto insurance until you’ve compared rates. Get free Chula Vista, California auto insurance quotes when you enter your ZIP code above.

Chula Vista, CA Minimum Auto Insurance Requirements

The required auto insurance in Chula Vista, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Chula Vista, California is outlined here.

Minimum Required Auto Insurance Coverage in Chula Vista, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Chula Vista, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chula Vista, California auto insurance rates? Find out how car insurance rates in Chula Vista, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chula Vista, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,855 $2,900 $2,047 $2,109 $7,517 $9,550 $3,765 $4,287
Farmers $2,461 $2,461 $2,216 $2,216 $7,828 $12,819 $2,913 $3,241
GEICO $1,467 $1,468 $1,380 $1,380 $4,466 $4,539 $2,107 $2,152
Liberty Mutual $2,079 $1,968 $1,926 $1,867 $4,475 $4,770 $2,341 $2,364
Nationwide $3,053 $2,919 $2,667 $2,518 $7,692 $8,502 $3,642 $3,603
Progressive $1,599 $1,644 $1,355 $1,607 $4,205 $5,069 $2,297 $2,467
State Farm $3,102 $3,102 $2,770 $2,770 $5,684 $7,060 $3,430 $3,536
Travelers $2,348 $2,279 $2,068 $2,047 $4,777 $5,453 $3,030 $2,980
USAA $1,891 $1,794 $1,845 $1,856 $4,264 $4,295 $2,617 $2,476

Buy Cheap Chula Vista, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chula Vista can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chula Vista, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chula Vista, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,517 $9,550
Farmers $7,828 $12,819
GEICO $4,466 $4,539
Liberty Mutual $4,475 $4,770
Nationwide $7,692 $8,502
Progressive $4,205 $5,069
State Farm $5,684 $7,060
Travelers $4,777 $5,453
USAA $4,264 $4,295

Buy Cheap Chula Vista, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Chula Vista, California by comparing Chula Vista senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chula Vista, CA here.

Annual Auto Insurance Rates for Senior Drivers in Chula Vista, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,047 $2,109
Farmers $2,216 $2,216
GEICO $1,380 $1,380
Liberty Mutual $1,926 $1,867
Nationwide $2,667 $2,518
Progressive $1,355 $1,607
State Farm $2,770 $2,770
Travelers $2,068 $2,047
USAA $1,845 $1,856

Find Cheap Auto Insurance Rates in Chula Vista, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chula Vista, California auto insurance. Compare Chula Vista, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chula Vista, California

Insurance Company Low Medium High
Allstate $4,199 $4,409 $4,528
Farmers $4,206 $4,554 $4,798
GEICO $2,151 $2,397 $2,562
Liberty Mutual $2,537 $2,747 $2,888
Nationwide $3,887 $4,399 $4,688
Progressive $2,279 $2,604 $2,708
State Farm $3,548 $3,996 $4,252
Travelers $2,732 $3,205 $3,432
USAA $2,398 $2,679 $2,813

Find Cheap Chula Vista, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chula Vista. Compare auto insurance rates in Chula Vista, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chula Vista, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,946 $4,812
Farmers $4,100 $4,938
GEICO $2,153 $2,587
Liberty Mutual $2,501 $2,947
Nationwide $3,823 $4,826
Progressive $2,297 $2,764
State Farm $3,788 $4,076
Travelers $2,812 $3,434
USAA $2,425 $2,835

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Find Cheap Chula Vista, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Chula Vista, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Chula Vista, CA to see how much where you live in Chula Vista affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Chula Vista, California

ZIP Code Average Annual Rates
91902 $4,684
91910 $4,663
91911 $4,779
91913 $4,585
91914 $4,557
91915 $4,549

Find Cheap Chula Vista, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Chula Vista, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chula Vista, CA, take a look at the average cost for various violations versus rates for a clean driving record in Chula Vista.

Annual Chula Vista, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,612 $4,470 $6,982 $3,451
Farmers $3,344 $4,550 $5,666 $4,517
GEICO $1,657 $2,560 $3,208 $2,055
Liberty Mutual $2,363 $3,168 $2,859 $2,505
Nationwide $3,018 $3,869 $6,543 $3,869
Progressive $1,661 $2,812 $3,258 $2,391
State Farm $2,803 $3,345 $6,325 $3,255
Travelers $2,101 $3,385 $3,941 $3,066
USAA $1,748 $2,598 $4,259 $1,915

Find Cheap Chula Vista, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chula Vista, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Chula Vista for less when you shop around and compare rates from multiple Chula Vista, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chula Vista, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,982
Farmers $5,666
GEICO $3,208
Liberty Mutual $2,859
Nationwide $6,543
Progressive $3,258
State Farm $6,325
Travelers $3,941
USAA $4,259

Winners by Category: Where to Buy Cheap Auto Insurance in Chula Vista, CA

Compare rates from the cheapest auto insurance companies in Chula Vista, CA for your needs. Take a look at how Chula Vista, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chula Vista, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Chula Vista, California Auto Insurance Companies

If you’re looking for the cheapest Chula Vista, CA auto insurance companies overall, you can compare them here. Find the best price for Chula Vista, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Chula Vista, California

Insurance Company Average Annual Rates
Allstate $4,379
Farmers $4,519
GEICO $2,370
Liberty Mutual $2,724
Nationwide $4,325
Progressive $2,530
State Farm $3,932
Travelers $3,123
USAA $2,630

What affects Chula Vista, California auto insurance rates?

Local factors affect auto insurance rates in Chula Vista, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Chula Vista auto insurance rates.

Auto Theft in Chula Vista

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Chula Vista, CA auto theft show a total of 688 vehicle thefts annually.

Commute Times in Chula Vista

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chula Vista, CA is 30.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Chula Vista, CA

You can buy cheap Chula Vista, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chula Vista, California auto insurance quotes from top companies.

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