Buy Cheap Chipley, FL Auto Insurance (2021)

Chipley, FL auto insurance rates average $311 a month. Minimum auto insurance requirements in Chipley, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Chipley, FL, compare Chipley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Chipley after a DUI is Allstate
  • The most expensive auto insurance company in Chipley is Allstate
  • Average auto insurance rates in Chipley, FL are $311/month

Finding affordable Chipley, Florida auto insurance can be challenging, but everything you need to know to buy cheap Chipley, FL auto insurance with confidence is right here. Auto insurance rates in Chipley are affected by local factors as well as personal ones like your driving record.

See how Chipley, FL car insurance rates compare to Fort Lauderdale auto insurance rates, Port St. Lucie auto insurance rates, and Cape Coral auto insurance rates before you read more about the cost of auto insurance in Chipley.

Don’t buy Chipley, FL auto insurance until you’ve compared rates. Get free Chipley, Florida auto insurance quotes when you enter your ZIP code above.

Chipley, FL Minimum Auto Insurance Requirements

The required auto insurance in Chipley, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Chipley, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Chipley, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Chipley, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chipley, FL. Take a look at Chipley, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chipley, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,299 $2,621 $1,980
Liberty Mutual $5,462 $4,026 $3,278
Nationwide $4,263 $3,133 $2,839
Progressive $5,379 $3,774 $3,129
State Farm $3,653 $2,441 $2,026
USAA $4,377 $2,083 $1,498

Buy Cheap Chipley, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chipley, Florida auto insurance rates? Find out how car insurance rates in Chipley, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chipley, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,338 $2,354 $2,185 $2,185 $4,174 $5,280 $2,581 $2,637
Liberty Mutual $2,968 $2,968 $2,726 $2,726 $6,192 $9,498 $2,968 $3,996
Nationwide $2,392 $2,380 $2,131 $2,218 $5,680 $7,082 $2,637 $2,774
Progressive $2,787 $2,658 $2,405 $2,576 $7,462 $8,207 $3,362 $3,298
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,557 $1,540 $1,426 $1,433 $5,125 $6,036 $1,963 $2,141

Buy Cheap Chipley, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chipley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chipley, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chipley, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,174 $5,280
Liberty Mutual $6,192 $9,498
Nationwide $5,680 $7,082
Progressive $7,462 $8,207
State Farm $4,900 $6,272
USAA $5,125 $6,036

Buy Cheap Chipley, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Chipley, Florida by comparing Chipley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chipley, FL here.

Annual Auto Insurance Rates for Senior Drivers in Chipley, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,185 $2,185
Liberty Mutual $2,726 $2,726
Nationwide $2,131 $2,218
Progressive $2,405 $2,576
State Farm $1,546 $1,546
USAA $1,426 $1,433

Find Cheap Auto Insurance Rates in Chipley, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chipley, Florida auto insurance. Compare Chipley, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chipley, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,547 $3,050 $3,304
Liberty Mutual $3,937 $4,316 $4,514
Nationwide $2,778 $3,532 $3,926
Progressive $3,637 $4,162 $4,484
State Farm $2,367 $2,761 $2,992
USAA $2,363 $2,728 $2,868

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Find Cheap Chipley, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chipley. Compare auto insurance rates in Chipley, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chipley, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,822 $6,171
GEICO $2,952 $2,982
Liberty Mutual $4,120 $4,390
Nationwide $3,412 $3,412
Progressive $4,094 $4,094
State Farm $2,617 $2,797
USAA $2,622 $2,683

Find Cheap Chipley, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Chipley, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chipley, FL, take a look at the average cost for various violations versus rates for a clean driving record in Chipley.

Annual Chipley, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,083 $2,647 $3,914 $3,223
Liberty Mutual $3,112 $3,996 $5,720 $4,192
Nationwide $2,946 $3,205 $4,246 $3,249
Progressive $3,286 $4,743 $4,020 $4,329
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,109 $2,566 $3,732 $2,203

Find Cheap Chipley, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chipley, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Chipley for less when you shop around and compare rates from multiple Chipley, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chipley, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $3,914
Liberty Mutual $5,720
Nationwide $4,246
Progressive $4,020
State Farm $2,707
USAA $3,732

Winners by Category: Where to Buy Cheap Auto Insurance in Chipley, FL

Compare rates from the cheapest auto insurance companies in Chipley, FL for your needs. Take a look at how Chipley, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chipley, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Chipley, Florida Auto Insurance Companies

If you’re looking for the cheapest Chipley, FL auto insurance companies overall, you can compare them here. Find the best price for Chipley, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Chipley, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $2,967
Liberty Mutual $4,255
Nationwide $3,412
Progressive $4,094
State Farm $2,707
USAA $2,653

What affects Chipley, Florida auto insurance rates?

Local factors affect auto insurance rates in Chipley, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Chipley auto insurance rates.

Commute Times in Chipley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chipley, FL is 19.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Chipley, FL

You can buy cheap Chipley, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chipley, Florida auto insurance quotes from top companies.

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