Buy Cheap Chesterfield, IL Auto Insurance (2022)

Chesterfield, IL auto insurance rates average $272 a month. Minimum auto insurance requirements in Chesterfield, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Chesterfield, IL, compare Chesterfield auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chesterfield, IL for teens drivers are $6,167/year
  • The most expensive auto insurance company in Chesterfield is Allstate
  • Average auto insurance rates in Chesterfield, IL are $272/month

Finding affordable Chesterfield, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Chesterfield, IL auto insurance with confidence is right here. Auto insurance rates in Chesterfield are affected by local factors as well as personal ones like your driving record.

See how Chesterfield, IL car insurance rates compare to Champaign auto insurance rates, Joliet auto insurance rates, and Springfield auto insurance rates before you read more about the cost of auto insurance in Chesterfield.

Don’t buy Chesterfield, IL auto insurance until you’ve compared rates. Get free Chesterfield, Illinois auto insurance quotes when you enter your ZIP code above.

Chesterfield, IL Minimum Auto Insurance Requirements

The required auto insurance in Chesterfield, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Chesterfield, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Chesterfield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Chesterfield, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chesterfield, IL. Take a look at Chesterfield, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chesterfield, Illinois

Insurance Company Poor Fair Good
Allstate $7,218 $5,202 $4,549
American Family $4,999 $3,383 $2,856
Farmers $5,060 $4,243 $4,038
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,355 $2,087 $1,660
Nationwide $4,051 $3,258 $2,850
Progressive $3,872 $3,281 $3,029
State Farm $3,115 $1,865 $1,446
Travelers $2,697 $2,147 $1,755
USAA $3,715 $2,549 $2,100

Buy Cheap Chesterfield, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chesterfield, Illinois auto insurance rates? Find out how car insurance rates in Chesterfield, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chesterfield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,606 $3,623 $3,765 $3,765 $9,342 $12,135 $4,334 $4,683
American Family $2,351 $2,351 $2,146 $2,146 $6,511 $9,083 $2,351 $3,027
Farmers $2,414 $2,418 $2,145 $2,262 $10,125 $10,565 $2,755 $2,891
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,460 $1,578 $1,210 $1,354 $4,821 $5,368 $1,530 $1,619
Nationwide $2,151 $2,193 $1,906 $2,027 $5,937 $7,652 $2,506 $2,722
Progressive $2,001 $1,906 $1,648 $1,716 $7,004 $7,883 $2,394 $2,600
State Farm $1,374 $1,374 $1,218 $1,218 $3,798 $4,833 $1,550 $1,771
Travelers $1,445 $1,526 $1,298 $1,385 $3,924 $4,866 $1,535 $1,618
USAA $1,662 $1,693 $1,545 $1,524 $5,363 $5,918 $2,190 $2,410

Buy Cheap Chesterfield, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chesterfield can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chesterfield, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chesterfield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,342 $12,135
American Family $6,511 $9,083
Farmers $10,125 $10,565
GEICO $4,847 $5,129
Liberty Mutual $4,821 $5,368
Nationwide $5,937 $7,652
Progressive $7,004 $7,883
State Farm $3,798 $4,833
Travelers $3,924 $4,866
USAA $5,363 $5,918

Buy Cheap Chesterfield, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Chesterfield, Illinois by comparing Chesterfield senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chesterfield, IL here.

Annual Auto Insurance Rates for Senior Drivers in Chesterfield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,765 $3,765
American Family $2,146 $2,146
Farmers $2,145 $2,262
GEICO $1,521 $1,797
Liberty Mutual $1,210 $1,354
Nationwide $1,906 $2,027
Progressive $1,648 $1,716
State Farm $1,218 $1,218
Travelers $1,298 $1,385
USAA $1,545 $1,524

Find Cheap Auto Insurance Rates in Chesterfield, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chesterfield, Illinois auto insurance. Compare Chesterfield, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chesterfield, Illinois

Insurance Company Low Medium High
Allstate $5,482 $5,651 $5,836
American Family $3,633 $3,882 $3,723
Farmers $4,241 $4,346 $4,753
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,235 $2,362 $2,505
Nationwide $3,388 $3,412 $3,360
Progressive $3,146 $3,388 $3,647
State Farm $2,032 $2,145 $2,249
Travelers $2,075 $2,197 $2,327
USAA $2,603 $2,785 $2,975

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Find Cheap Chesterfield, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chesterfield. Compare auto insurance rates in Chesterfield, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chesterfield, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,657 $5,657
American Family $3,697 $3,794
Farmers $4,447 $4,447
GEICO $2,519 $2,617
Liberty Mutual $2,368 $2,368
Nationwide $3,387 $3,387
Progressive $3,394 $3,394
State Farm $2,088 $2,196
Travelers $2,114 $2,285
USAA $2,710 $2,866

Find Cheap Chesterfield, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Chesterfield, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chesterfield, IL, take a look at the average cost for various violations versus rates for a clean driving record in Chesterfield.

Annual Chesterfield, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,047 $6,873 $6,392 $5,314
American Family $2,752 $3,912 $5,196 $3,124
Farmers $3,760 $4,835 $4,714 $4,479
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,972 $2,797 $2,461 $2,239
Nationwide $2,715 $3,535 $4,168 $3,129
Progressive $2,803 $4,131 $3,099 $3,543
State Farm $1,967 $2,317 $2,142 $2,142
Travelers $1,759 $2,290 $2,548 $2,201
USAA $1,987 $2,856 $3,912 $2,397

Find Cheap Chesterfield, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chesterfield, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Chesterfield for less when you shop around and compare rates from multiple Chesterfield, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chesterfield, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,392
American Family $5,196
Farmers $4,714
GEICO $3,482
Liberty Mutual $2,461
Nationwide $4,168
Progressive $3,099
State Farm $2,142
Travelers $2,548
USAA $3,912

Winners by Category: Where to Buy Cheap Auto Insurance in Chesterfield, IL

Compare rates from the cheapest auto insurance companies in Chesterfield, IL for your needs. Take a look at how Chesterfield, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chesterfield, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Chesterfield, Illinois Auto Insurance Companies

If you’re looking for the cheapest Chesterfield, IL auto insurance companies overall, you can compare them here. Find the best price for Chesterfield, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Chesterfield, Illinois

Insurance Company Average Annual Rates
Allstate $5,657
American Family $3,746
Farmers $4,447
GEICO $2,568
Liberty Mutual $2,368
Nationwide $3,387
Progressive $3,394
State Farm $2,142
Travelers $2,199
USAA $2,788

What affects Chesterfield, Illinois auto insurance rates?

Local factors affect auto insurance rates in Chesterfield, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Chesterfield auto insurance rates.

Commute Times in Chesterfield

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chesterfield, IL is 31.0 minutes according to City-Data.

Traffic in Chesterfield

How is traffic in Chesterfield, Illinois? Inrix data shows that Chesterfield, IL traffic makes it the 520th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Chesterfield, IL

You can buy cheap Chesterfield, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chesterfield, Illinois auto insurance quotes from top companies.

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