Buy Cheap Chester, UT Auto Insurance (2022)

Chester, UT auto insurance rates average $286 a month. Minimum auto insurance requirements in Chester, Utah are 25/65/15 to comply with Utah laws. To buy cheap auto insurance in Chester, UT, compare Chester auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Chester after a DUI is Liberty Mutual
  • Average auto insurance rates in Chester, UT for teens drivers are $6,958/year
  • Average auto insurance rates in Chester, UT after a DUI are $3,931/year

Finding affordable Chester, Utah auto insurance can be challenging, but everything you need to know to buy cheap Chester, UT auto insurance with confidence is right here. Auto insurance rates in Chester are affected by local factors as well as personal ones like your driving record.

See how Chester, UT car insurance rates compare to Layton auto insurance rates, St. George auto insurance rates, and South Jordan auto insurance rates before you read more about the cost of auto insurance in Chester.

Don’t buy Chester, UT auto insurance until you’ve compared rates. Get free Chester, Utah auto insurance quotes when you enter your ZIP code above.

Chester, UT Minimum Auto Insurance Requirements

The required auto insurance in Chester, UT is 25/65/15 according to the auto insurance laws in Utah. The minimum auto insurance in Chester, Utah is outlined here.

Minimum Required Auto Insurance Coverage in Chester, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Chester, UT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chester, UT. Take a look at Chester, Utah auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chester, Utah

Insurance Company Poor Fair Good
Allstate $5,005 $3,337 $2,846
American Family $4,451 $3,337 $2,838
Farmers $4,247 $3,532 $3,355
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,537 $2,654 $2,343
Progressive $3,759 $3,204 $2,971
State Farm $6,987 $3,519 $2,379
USAA $3,488 $2,220 $1,583

Buy Cheap Chester, UT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chester, Utah auto insurance rates? Find out how car insurance rates in Chester, UT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chester, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,431 $2,253 $2,190 $2,186 $7,370 $8,216 $2,592 $2,596
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,011 $1,987 $1,776 $1,889 $8,549 $8,810 $2,290 $2,378
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,857 $1,884 $1,659 $1,752 $4,912 $6,270 $2,132 $2,289
Progressive $1,849 $1,721 $1,508 $1,613 $7,336 $8,139 $2,121 $2,205
State Farm $2,663 $2,663 $2,403 $2,403 $7,914 $9,847 $3,014 $3,451
USAA $1,405 $1,383 $1,258 $1,261 $4,867 $5,686 $1,712 $1,871

Buy Cheap Chester, UT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chester, UT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chester, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,370 $8,216
American Family $7,096 $9,328
Farmers $8,549 $8,810
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,912 $6,270
Progressive $7,336 $8,139
State Farm $7,914 $9,847
USAA $4,867 $5,686

Buy Cheap Chester, UT Auto Insurance for Seniors

You can save on senior auto insurance rates in Chester, Utah by comparing Chester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chester, UT here.

Annual Auto Insurance Rates for Senior Drivers in Chester, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,190 $2,186
American Family $1,815 $1,815
Farmers $1,776 $1,889
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,659 $1,752
Progressive $1,508 $1,613
State Farm $2,403 $2,403
USAA $1,258 $1,261

Find Cheap Auto Insurance Rates in Chester, UT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chester, Utah auto insurance. Compare Chester, UT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chester, Utah

Insurance Company Low Medium High
Allstate $3,587 $3,722 $3,879
American Family $3,455 $3,588 $3,582
Farmers $3,405 $3,660 $4,068
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,126 $2,702 $2,706
Progressive $3,028 $3,195 $3,711
State Farm $4,054 $4,305 $4,526
USAA $2,324 $2,432 $2,535

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Find Cheap Chester, UT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chester. Compare auto insurance rates in Chester, UT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chester, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,729 $3,729
American Family $3,539 $3,544
Farmers $3,711 $3,711
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,845 $2,845
Progressive $3,312 $3,312
State Farm $4,188 $4,402
USAA $2,403 $2,457

Find Cheap Chester, UT Auto Insurance Rates by Driving Record

Auto insurance rates in Chester, Utah are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chester, UT, take a look at the average cost for various violations versus rates for a clean driving record in Chester.

Annual Chester, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,154 $3,791 $4,421 $3,552
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,158 $4,110 $3,991 $3,587
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,255 $3,040 $3,566 $2,518
Progressive $2,813 $4,205 $2,942 $3,287
State Farm $3,918 $4,671 $4,295 $4,295
USAA $1,912 $2,415 $3,252 $2,142

Find Cheap Chester, UT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chester, Utah is higher than for a clean driving record. You can buy auto insurance after a DUI in Chester for less when you shop around and compare rates from multiple Chester, UT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chester, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,421
American Family $4,307
Farmers $3,991
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,566
Progressive $2,942
State Farm $4,295
USAA $3,252

Winners by Category: Where to Buy Cheap Auto Insurance in Chester, UT

Compare rates from the cheapest auto insurance companies in Chester, UT for your needs. Take a look at how Chester, Utah auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chester, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Chester, Utah Auto Insurance Companies

If you’re looking for the cheapest Chester, UT auto insurance companies overall, you can compare them here. Find the best price for Chester, Utah car insurance by company.

Average Annual Auto Insurance Rates by Company in Chester, Utah

Insurance Company Average Annual Rates
Allstate $3,729
American Family $3,542
Farmers $3,711
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,845
Progressive $3,312
State Farm $4,295
USAA $2,430

What affects Chester, Utah auto insurance rates?

Local factors affect auto insurance rates in Chester, UT, including traffic, theft statistics, and commute length. Take a look at the things that impact Chester auto insurance rates.

Traffic in Chester

How is traffic in Chester, Utah? Inrix data shows that Chester, UT traffic makes it the 282nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Chester, UT

You can buy cheap Chester, UT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chester, Utah auto insurance quotes from top companies.

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