Buy Cheap Chester, TX Auto Insurance (2021)

Chester, TX auto insurance rates average $356 a month. Minimum auto insurance requirements in Chester, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Chester, TX, compare Chester auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chester, TX after a DUI are $4,832/year
  • The most expensive auto insurance company in Chester is Progressive
  • The most expensive auto insurance company in Chester after a DUI is Allstate

Finding affordable Chester, Texas auto insurance can be challenging, but everything you need to know to buy cheap Chester, TX auto insurance with confidence is right here. Auto insurance rates in Chester are affected by local factors as well as personal ones like your driving record.

See how Chester, TX car insurance rates compare to Corpus Christi auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Chester.

Don’t buy Chester, TX auto insurance until you’ve compared rates. Get free Chester, Texas auto insurance quotes when you enter your ZIP code above.

Chester, TX Minimum Auto Insurance Requirements

The required auto insurance in Chester, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Chester, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Chester, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Chester, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chester, TX. Take a look at Chester, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chester, Texas

Insurance Company Poor Fair Good
Allstate $6,957 $5,106 $4,377
American Family $6,860 $4,379 $3,813
GEICO $4,996 $2,829 $1,888
Nationwide $4,973 $3,992 $3,464
Progressive $7,378 $6,418 $5,959
State Farm $4,095 $2,543 $2,023
USAA $3,779 $2,174 $1,746

Buy Cheap Chester, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chester, Texas auto insurance rates? Find out how car insurance rates in Chester, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chester, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,535 $3,557 $3,487 $3,487 $9,468 $11,404 $4,367 $4,536
American Family $2,937 $3,285 $2,779 $3,199 $8,121 $10,633 $4,287 $4,898
GEICO $2,409 $2,598 $2,321 $2,620 $5,244 $5,489 $2,606 $2,615
Nationwide $2,574 $2,616 $2,270 $2,404 $7,425 $9,534 $3,036 $3,286
Progressive $3,392 $3,178 $3,043 $3,082 $15,087 $16,878 $4,008 $4,010
State Farm $2,059 $2,059 $1,821 $1,821 $4,764 $6,042 $2,227 $2,301
USAA $1,639 $1,652 $1,563 $1,555 $4,581 $5,001 $2,188 $2,355

Buy Cheap Chester, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chester, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chester, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,468 $11,404
American Family $8,121 $10,633
GEICO $5,244 $5,489
Nationwide $7,425 $9,534
Progressive $15,087 $16,878
State Farm $4,764 $6,042
USAA $4,581 $5,001

Buy Cheap Chester, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Chester, Texas by comparing Chester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chester, TX here.

Annual Auto Insurance Rates for Senior Drivers in Chester, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,487 $3,487
American Family $2,779 $3,199
GEICO $2,321 $2,620
Nationwide $2,270 $2,404
Progressive $3,043 $3,082
State Farm $1,821 $1,821
USAA $1,563 $1,555

Find Cheap Auto Insurance Rates in Chester, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chester, Texas auto insurance. Compare Chester, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chester, Texas

Insurance Company Low Medium High
Allstate $5,353 $5,433 $5,655
American Family $4,666 $4,818 $5,569
GEICO $3,077 $3,198 $3,439
Nationwide $4,461 $3,963 $4,006
Progressive $6,102 $6,549 $7,103
State Farm $2,748 $2,875 $3,037
USAA $2,483 $2,556 $2,660

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Find Cheap Chester, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chester. Compare auto insurance rates in Chester, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chester, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,343 $5,618
American Family $5,017 $5,017
GEICO $3,177 $3,298
Nationwide $4,143 $4,143
Progressive $6,585 $6,585
State Farm $2,887 $2,887
USAA $2,534 $2,599

Find Cheap Chester, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Chester, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chester, TX, take a look at the average cost for various violations versus rates for a clean driving record in Chester.

Annual Chester, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $6,595 $6,886 $4,220
American Family $4,547 $5,863 $5,113 $4,547
GEICO $2,750 $3,629 $3,035 $3,538
Nationwide $3,590 $3,590 $5,334 $4,059
Progressive $5,711 $7,511 $6,690 $6,427
State Farm $2,583 $2,939 $3,442 $2,583
USAA $1,915 $2,823 $3,329 $2,199

Find Cheap Chester, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chester, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Chester for less when you shop around and compare rates from multiple Chester, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chester, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,886
American Family $5,113
GEICO $3,035
Nationwide $5,334
Progressive $6,690
State Farm $3,442
USAA $3,329

Winners by Category: Where to Buy Cheap Auto Insurance in Chester, TX

Compare rates from the cheapest auto insurance companies in Chester, TX for your needs. Take a look at how Chester, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chester, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Chester, Texas Auto Insurance Companies

If you’re looking for the cheapest Chester, TX auto insurance companies overall, you can compare them here. Find the best price for Chester, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Chester, Texas

Insurance Company Average Annual Rates
Allstate $5,480
American Family $5,017
GEICO $3,238
Nationwide $4,143
Progressive $6,585
State Farm $2,887
USAA $2,567

What affects Chester, Texas auto insurance rates?

Local factors affect auto insurance rates in Chester, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Chester auto insurance rates.

Commute Times in Chester

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chester, TX is 36.5 minutes according to City-Data.

Traffic in Chester

How is traffic in Chester, Texas? Inrix data shows that Chester, TX traffic makes it the 282nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Chester, TX

You can buy cheap Chester, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chester, Texas auto insurance quotes from top companies.

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