Buy Cheap Chester, CT Auto Insurance (2022)

Chester, CT auto insurance rates average $347 a month. Minimum auto insurance requirements in Chester, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Chester, CT, compare Chester auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Chester is Liberty Mutual
  • Average auto insurance rates in Chester, CT are $347/month
  • The most expensive auto insurance company in Chester after a DUI is Liberty Mutual

Finding affordable Chester, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Chester, CT auto insurance with confidence is right here. Auto insurance rates in Chester are affected by local factors as well as personal ones like your driving record.

See how Chester, CT car insurance rates compare to Stamford auto insurance rates, Bridgeport auto insurance rates, and Waterbury auto insurance rates before you read more about the cost of auto insurance in Chester.

Don’t buy Chester, CT auto insurance until you’ve compared rates. Get free Chester, Connecticut auto insurance quotes when you enter your ZIP code above.

Chester, CT Minimum Auto Insurance Requirements

The required auto insurance in Chester, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Chester, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Chester, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Chester, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chester, CT. Take a look at Chester, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chester, Connecticut

Insurance Company Poor Fair Good
Allstate $6,664 $5,053 $4,015
GEICO $3,605 $2,178 $1,660
Liberty Mutual $9,971 $6,220 $4,892
Nationwide $4,229 $2,850 $2,527
Progressive $4,821 $4,324 $4,142
State Farm $3,705 $2,378 $1,917
Travelers $5,934 $4,946 $4,803
USAA $3,987 $2,690 $2,369

Buy Cheap Chester, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chester, Connecticut auto insurance rates? Find out how car insurance rates in Chester, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chester, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,291 $3,042 $3,255 $10,042 $11,850 $3,483 $3,677
GEICO $1,844 $1,848 $1,710 $1,724 $4,212 $4,999 $1,779 $1,731
Liberty Mutual $3,392 $3,685 $2,610 $3,213 $16,991 $19,140 $3,438 $3,750
Nationwide $2,062 $2,085 $1,858 $1,946 $5,616 $7,110 $2,382 $2,557
Progressive $2,381 $2,224 $2,032 $2,112 $9,905 $10,984 $2,727 $3,065
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,604 $1,628 $1,596 $1,591 $12,148 $19,543 $1,744 $1,968
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Buy Cheap Chester, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chester, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chester, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,042 $11,850
GEICO $4,212 $4,999
Liberty Mutual $16,991 $19,140
Nationwide $5,616 $7,110
Progressive $9,905 $10,984
State Farm $4,921 $6,180
Travelers $12,148 $19,543
USAA $5,822 $6,120

Buy Cheap Chester, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Chester, Connecticut by comparing Chester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chester, CT here.

Annual Auto Insurance Rates for Senior Drivers in Chester, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,042 $3,255
GEICO $1,710 $1,724
Liberty Mutual $2,610 $3,213
Nationwide $1,858 $1,946
Progressive $2,032 $2,112
State Farm $1,506 $1,506
Travelers $1,596 $1,591
USAA $1,727 $1,706

Find Cheap Auto Insurance Rates in Chester, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chester, Connecticut auto insurance. Compare Chester, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chester, Connecticut

Insurance Company Low Medium High
Allstate $4,989 $5,238 $5,505
GEICO $2,312 $2,452 $2,679
Liberty Mutual $6,769 $6,979 $7,334
Nationwide $3,253 $3,223 $3,130
Progressive $4,144 $4,392 $4,750
State Farm $2,504 $2,671 $2,826
Travelers $4,862 $5,193 $5,628
USAA $2,826 $3,018 $3,202

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Chester, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chester. Compare auto insurance rates in Chester, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chester, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,244 $5,244
GEICO $2,444 $2,518
Liberty Mutual $7,027 $7,027
Nationwide $3,202 $3,202
Progressive $4,429 $4,429
State Farm $2,602 $2,732
Travelers $5,228 $5,228
USAA $2,979 $3,051

Find Cheap Chester, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Chester, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chester, CT, take a look at the average cost for various violations versus rates for a clean driving record in Chester.

Annual Chester, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,474 $5,504 $6,524 $4,474
GEICO $1,574 $2,059 $4,360 $1,931
Liberty Mutual $6,155 $7,706 $7,631 $6,618
Nationwide $2,618 $3,396 $3,882 $2,912
Progressive $3,775 $5,485 $3,968 $4,487
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,212 $4,561 $6,630 $5,508
USAA $2,343 $2,941 $4,435 $2,343

Find Cheap Chester, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chester, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Chester for less when you shop around and compare rates from multiple Chester, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chester, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,524
GEICO $4,360
Liberty Mutual $7,631
Nationwide $3,882
Progressive $3,968
State Farm $2,727
Travelers $6,630
USAA $4,435

Winners by Category: Where to Buy Cheap Auto Insurance in Chester, CT

Compare rates from the cheapest auto insurance companies in Chester, CT for your needs. Take a look at how Chester, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chester, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Chester, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Chester, CT auto insurance companies overall, you can compare them here. Find the best price for Chester, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Chester, Connecticut

Insurance Company Average Annual Rates
Allstate $5,244
GEICO $2,481
Liberty Mutual $7,027
Nationwide $3,202
Progressive $4,429
State Farm $2,667
Travelers $5,228
USAA $3,015

What affects Chester, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Chester, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Chester auto insurance rates.

Commute Times in Chester

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chester, CT is 24.6 minutes according to City-Data.

Traffic in Chester

How is traffic in Chester, Connecticut? Inrix data shows that Chester, CT traffic makes it the 282nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Chester, CT

You can buy cheap Chester, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chester, Connecticut auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption