Buy Cheap Chester, AR Auto Insurance (2021)

Chester, AR auto insurance rates average $327 a month. Minimum auto insurance requirements in Chester, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Chester, AR, compare Chester auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chester, AR for teens drivers are $8,094/year
  • The most expensive auto insurance company in Chester after a DUI is Travelers
  • Average auto insurance rates in Chester, AR are $327/month

Finding affordable Chester, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Chester, AR auto insurance with confidence is right here. Auto insurance rates in Chester are affected by local factors as well as personal ones like your driving record.

See how Chester, AR car insurance rates compare to Little Rock auto insurance rates, Jonesboro auto insurance rates, and Conway auto insurance rates before you read more about the cost of auto insurance in Chester.

Don’t buy Chester, AR auto insurance until you’ve compared rates. Get free Chester, Arkansas auto insurance quotes when you enter your ZIP code above.

Chester, AR Minimum Auto Insurance Requirements

The required auto insurance in Chester, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Chester, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Chester, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Chester, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chester, AR. Take a look at Chester, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chester, Arkansas

Insurance Company Poor Fair Good
Allstate $6,137 $4,703 $3,817
Farmers $4,572 $3,839 $3,655
GEICO $4,152 $3,418 $2,833
Liberty Mutual $5,558 $3,375 $2,640
Nationwide $4,434 $3,567 $3,251
Progressive $5,682 $4,868 $4,536
State Farm $3,803 $2,291 $1,784
Travelers $6,388 $5,338 $4,991
USAA $2,799 $1,915 $1,634

Buy Cheap Chester, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chester, Arkansas auto insurance rates? Find out how car insurance rates in Chester, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chester, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,784 $2,810 $2,480 $2,653 $9,986 $11,942 $3,082 $3,349
Farmers $2,169 $2,151 $1,937 $2,040 $9,222 $9,534 $2,495 $2,627
GEICO $2,471 $2,436 $2,273 $2,210 $6,717 $6,706 $2,447 $2,482
Liberty Mutual $2,168 $2,317 $2,093 $2,335 $8,162 $8,987 $2,349 $2,449
Nationwide $2,547 $2,593 $2,289 $2,416 $6,206 $7,893 $2,919 $3,143
Progressive $2,615 $2,465 $2,151 $2,255 $11,402 $12,819 $3,130 $3,393
State Farm $1,602 $1,602 $1,453 $1,453 $4,885 $6,119 $1,810 $2,084
Travelers $2,059 $2,095 $2,049 $2,050 $12,135 $19,439 $2,212 $2,540
USAA $1,295 $1,306 $1,204 $1,208 $4,135 $4,319 $1,668 $1,792

Buy Cheap Chester, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chester can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chester, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chester, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,986 $11,942
Farmers $9,222 $9,534
GEICO $6,717 $6,706
Liberty Mutual $8,162 $8,987
Nationwide $6,206 $7,893
Progressive $11,402 $12,819
State Farm $4,885 $6,119
Travelers $12,135 $19,439
USAA $4,135 $4,319

Buy Cheap Chester, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Chester, Arkansas by comparing Chester senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chester, AR here.

Annual Auto Insurance Rates for Senior Drivers in Chester, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,480 $2,653
Farmers $1,937 $2,040
GEICO $2,273 $2,210
Liberty Mutual $2,093 $2,335
Nationwide $2,289 $2,416
Progressive $2,151 $2,255
State Farm $1,453 $1,453
Travelers $2,049 $2,050
USAA $1,204 $1,208

Find Cheap Auto Insurance Rates in Chester, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chester, Arkansas auto insurance. Compare Chester, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chester, Arkansas

Insurance Company Low Medium High
Allstate $4,761 $4,883 $5,014
Farmers $3,833 $3,983 $4,250
GEICO $3,314 $3,467 $3,622
Liberty Mutual $3,721 $3,829 $4,022
Nationwide $3,787 $3,680 $3,785
Progressive $4,640 $4,954 $5,492
State Farm $2,478 $2,624 $2,777
Travelers $5,315 $5,588 $5,814
USAA $2,027 $2,108 $2,213

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Find Cheap Chester, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chester. Compare auto insurance rates in Chester, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chester, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,886 $4,886
Farmers $4,022 $4,022
GEICO $3,439 $3,496
Liberty Mutual $3,857 $3,857
Nationwide $3,751 $3,751
Progressive $5,029 $5,029
State Farm $2,562 $2,690
Travelers $5,572 $5,572
USAA $2,056 $2,176

Find Cheap Chester, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Chester, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chester, AR, take a look at the average cost for various violations versus rates for a clean driving record in Chester.

Annual Chester, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,044 $5,070 $5,615 $4,814
Farmers $3,392 $4,358 $4,259 $4,079
GEICO $2,370 $3,612 $5,339 $2,550
Liberty Mutual $2,607 $4,284 $5,017 $3,521
Nationwide $2,925 $3,770 $5,091 $3,217
Progressive $4,328 $6,047 $4,550 $5,191
State Farm $2,393 $2,859 $2,626 $2,626
Travelers $4,666 $4,819 $7,075 $5,729
USAA $1,624 $2,062 $2,978 $1,800

Find Cheap Chester, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chester, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Chester for less when you shop around and compare rates from multiple Chester, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chester, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,615
Farmers $4,259
GEICO $5,339
Liberty Mutual $5,017
Nationwide $5,091
Progressive $4,550
State Farm $2,626
Travelers $7,075
USAA $2,978

Winners by Category: Where to Buy Cheap Auto Insurance in Chester, AR

Compare rates from the cheapest auto insurance companies in Chester, AR for your needs. Take a look at how Chester, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chester, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Chester, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Chester, AR auto insurance companies overall, you can compare them here. Find the best price for Chester, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Chester, Arkansas

Insurance Company Average Annual Rates
Allstate $4,886
Farmers $4,022
GEICO $3,468
Liberty Mutual $3,857
Nationwide $3,751
Progressive $5,029
State Farm $2,626
Travelers $5,572
USAA $2,116

What affects Chester, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Chester, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Chester auto insurance rates.

Traffic in Chester

How is traffic in Chester, Arkansas? Inrix data shows that Chester, AR traffic makes it the 282nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Chester, AR

You can buy cheap Chester, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chester, Arkansas auto insurance quotes from top companies.

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