Buy Cheap Cheshire, CT Auto Insurance (2021)

Cheshire, CT auto insurance rates average $385 a month. Minimum auto insurance requirements in Cheshire, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Cheshire, CT, compare Cheshire auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cheshire is Liberty Mutual
  • Average auto insurance rates in Cheshire, CT for teens drivers are $9,597/year
  • Average auto insurance rates in Cheshire, CT after a DUI are $5,664/year

Finding affordable Cheshire, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Cheshire, CT auto insurance with confidence is right here. Auto insurance rates in Cheshire are affected by local factors as well as personal ones like your driving record.

See how Cheshire, CT car insurance rates compare to Norwalk auto insurance rates, Waterbury auto insurance rates, and Bridgeport auto insurance rates before you read more about the cost of auto insurance in Cheshire.

Don’t buy Cheshire, CT auto insurance until you’ve compared rates. Get free Cheshire, Connecticut auto insurance quotes when you enter your ZIP code above.

Cheshire, CT Minimum Auto Insurance Requirements

The required auto insurance in Cheshire, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Cheshire, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Cheshire, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Cheshire, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cheshire, CT. Take a look at Cheshire, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cheshire, Connecticut

Insurance Company Poor Fair Good
Allstate $8,085 $6,116 $4,847
GEICO $5,296 $3,191 $2,428
Liberty Mutual $10,037 $6,268 $4,931
Nationwide $4,380 $2,949 $2,614
Progressive $5,098 $4,575 $4,383
State Farm $4,301 $2,751 $2,212
Travelers $6,066 $5,068 $4,928
USAA $4,507 $3,048 $2,681

Buy Cheap Cheshire, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cheshire, Connecticut auto insurance rates? Find out how car insurance rates in Cheshire, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cheshire, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,992 $3,934 $3,687 $3,951 $12,253 $14,477 $4,158 $4,343
GEICO $2,691 $2,698 $2,495 $2,515 $6,238 $7,363 $2,593 $2,515
Liberty Mutual $3,419 $3,715 $2,631 $3,242 $17,106 $19,276 $3,464 $3,774
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,518 $2,340 $2,146 $2,239 $10,515 $11,657 $2,865 $3,202
State Farm $1,876 $1,876 $1,727 $1,727 $5,740 $7,221 $2,111 $2,425
Travelers $1,611 $1,633 $1,611 $1,608 $12,451 $20,218 $1,752 $1,947
USAA $2,086 $2,061 $1,951 $1,922 $6,637 $6,949 $2,798 $2,892

Buy Cheap Cheshire, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cheshire can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cheshire, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cheshire, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,253 $14,477
GEICO $6,238 $7,363
Liberty Mutual $17,106 $19,276
Nationwide $5,833 $7,393
Progressive $10,515 $11,657
State Farm $5,740 $7,221
Travelers $12,451 $20,218
USAA $6,637 $6,949

Buy Cheap Cheshire, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Cheshire, Connecticut by comparing Cheshire senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cheshire, CT here.

Annual Auto Insurance Rates for Senior Drivers in Cheshire, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,687 $3,951
GEICO $2,495 $2,515
Liberty Mutual $2,631 $3,242
Nationwide $1,912 $2,004
Progressive $2,146 $2,239
State Farm $1,727 $1,727
Travelers $1,611 $1,608
USAA $1,951 $1,922

Find Cheap Auto Insurance Rates in Cheshire, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cheshire, Connecticut auto insurance. Compare Cheshire, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cheshire, Connecticut

Insurance Company Low Medium High
Allstate $5,943 $6,339 $6,765
GEICO $3,349 $3,591 $3,976
Liberty Mutual $6,811 $7,029 $7,396
Nationwide $3,370 $3,339 $3,233
Progressive $4,322 $4,639 $5,095
State Farm $2,893 $3,094 $3,278
Travelers $4,918 $5,313 $5,831
USAA $3,174 $3,416 $3,646

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Find Cheap Cheshire, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cheshire. Compare auto insurance rates in Cheshire, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cheshire, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,349 $6,349
GEICO $3,582 $3,695
Liberty Mutual $7,078 $7,078
Nationwide $3,314 $3,314
Progressive $4,685 $4,685
State Farm $3,011 $3,165
Travelers $5,354 $5,354
USAA $3,371 $3,453

Find Cheap Cheshire, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Cheshire, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cheshire, CT, take a look at the average cost for various violations versus rates for a clean driving record in Cheshire.

Annual Cheshire, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,393 $6,689 $7,922 $5,393
GEICO $2,289 $3,007 $6,445 $2,812
Liberty Mutual $6,200 $7,758 $7,688 $6,667
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $3,999 $5,799 $4,211 $4,732
State Farm $2,873 $3,160 $3,160 $3,160
Travelers $4,318 $4,675 $6,790 $5,633
USAA $2,631 $3,311 $5,075 $2,631

Find Cheap Cheshire, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cheshire, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Cheshire for less when you shop around and compare rates from multiple Cheshire, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cheshire, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,922
GEICO $6,445
Liberty Mutual $7,688
Nationwide $4,025
Progressive $4,211
State Farm $3,160
Travelers $6,790
USAA $5,075

Winners by Category: Where to Buy Cheap Auto Insurance in Cheshire, CT

Compare rates from the cheapest auto insurance companies in Cheshire, CT for your needs. Take a look at how Cheshire, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cheshire, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Cheshire, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Cheshire, CT auto insurance companies overall, you can compare them here. Find the best price for Cheshire, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Cheshire, Connecticut

Insurance Company Average Annual Rates
Allstate $6,349
GEICO $3,638
Liberty Mutual $7,078
Nationwide $3,314
Progressive $4,685
State Farm $3,088
Travelers $5,354
USAA $3,412

What affects Cheshire, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Cheshire, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Cheshire auto insurance rates.

Commute Times in Cheshire

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cheshire, CT is 22.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Cheshire, CT

You can buy cheap Cheshire, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cheshire, Connecticut auto insurance quotes from top companies.

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