Buy Cheap Chesapeake, OH Auto Insurance (2021)

Chesapeake, OH auto insurance rates average $254 a month. Minimum auto insurance requirements in Chesapeake, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Chesapeake, OH, compare Chesapeake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chesapeake, OH are $254/month
  • The most expensive auto insurance company in Chesapeake after a DUI is Liberty Mutual
  • Average auto insurance rates in Chesapeake, OH for teens drivers are $6,265/year

Finding affordable Chesapeake, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Chesapeake, OH auto insurance with confidence is right here. Auto insurance rates in Chesapeake are affected by local factors as well as personal ones like your driving record.

See how Chesapeake, OH car insurance rates compare to Parma auto insurance rates, Cleveland auto insurance rates, and Canton auto insurance rates before you read more about the cost of auto insurance in Chesapeake.

Don’t buy Chesapeake, OH auto insurance until you’ve compared rates. Get free Chesapeake, Ohio auto insurance quotes when you enter your ZIP code above.

Chesapeake, OH Minimum Auto Insurance Requirements

The required auto insurance in Chesapeake, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Chesapeake, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Chesapeake, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Chesapeake, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chesapeake, OH. Take a look at Chesapeake, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chesapeake, Ohio

Insurance Company Poor Fair Good
Allstate $4,092 $2,964 $2,479
American Family $2,067 $1,408 $1,193
Farmers $4,108 $3,458 $3,293
GEICO $2,444 $2,036 $1,629
Liberty Mutual $6,873 $4,186 $3,280
Nationwide $4,365 $3,512 $2,962
Progressive $4,344 $3,761 $3,511
State Farm $4,137 $2,560 $2,020
Travelers $3,708 $3,222 $3,008
USAA $2,170 $1,528 $1,299

Buy Cheap Chesapeake, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chesapeake, Ohio auto insurance rates? Find out how car insurance rates in Chesapeake, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chesapeake, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,149 $2,153 $1,928 $2,065 $5,796 $6,620 $2,274 $2,441
American Family $974 $1,013 $887 $892 $2,972 $3,237 $1,203 $1,270
Farmers $1,937 $1,934 $1,709 $1,805 $8,427 $8,732 $2,162 $2,254
GEICO $1,488 $1,434 $1,372 $1,372 $3,911 $3,639 $1,660 $1,414
Liberty Mutual $2,268 $2,482 $1,743 $2,123 $11,512 $13,030 $2,424 $2,659
Nationwide $2,425 $2,442 $2,181 $2,203 $6,095 $7,903 $2,607 $3,049
Progressive $2,001 $1,880 $1,676 $1,732 $8,875 $9,994 $2,367 $2,452
State Farm $1,754 $1,754 $1,569 $1,569 $5,423 $6,819 $2,034 $2,326
Travelers $1,543 $1,568 $1,521 $1,516 $6,548 $10,354 $1,603 $1,849
USAA $1,012 $1,022 $956 $960 $3,091 $3,453 $1,359 $1,474

Buy Cheap Chesapeake, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chesapeake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chesapeake, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chesapeake, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,796 $6,620
American Family $2,972 $3,237
Farmers $8,427 $8,732
GEICO $3,911 $3,639
Liberty Mutual $11,512 $13,030
Nationwide $6,095 $7,903
Progressive $8,875 $9,994
State Farm $5,423 $6,819
Travelers $6,548 $10,354
USAA $3,091 $3,453

Buy Cheap Chesapeake, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Chesapeake, Ohio by comparing Chesapeake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chesapeake, OH here.

Annual Auto Insurance Rates for Senior Drivers in Chesapeake, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,928 $2,065
American Family $887 $892
Farmers $1,709 $1,805
GEICO $1,372 $1,372
Liberty Mutual $1,743 $2,123
Nationwide $2,181 $2,203
Progressive $1,676 $1,732
State Farm $1,569 $1,569
Travelers $1,521 $1,516
USAA $956 $960

Find Cheap Auto Insurance Rates in Chesapeake, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chesapeake, Ohio auto insurance. Compare Chesapeake, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chesapeake, Ohio

Insurance Company Low Medium High
Allstate $3,072 $3,172 $3,291
American Family $1,531 $1,568 $1,569
Farmers $3,426 $3,561 $3,873
GEICO $1,977 $2,028 $2,104
Liberty Mutual $4,611 $4,804 $4,925
Nationwide $4,010 $3,501 $3,329
Progressive $3,656 $3,825 $4,136
State Farm $2,758 $2,914 $3,046
Travelers $3,226 $3,357 $3,355
USAA $1,596 $1,664 $1,737

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Find Cheap Chesapeake, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chesapeake. Compare auto insurance rates in Chesapeake, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chesapeake, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,178 $3,178
American Family $1,537 $1,575
Farmers $3,620 $3,620
GEICO $1,997 $2,076
Liberty Mutual $4,780 $4,780
Nationwide $3,613 $3,613
Progressive $3,872 $3,872
State Farm $2,834 $2,978
Travelers $3,313 $3,313
USAA $1,600 $1,731

Find Cheap Chesapeake, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Chesapeake, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chesapeake, OH, take a look at the average cost for various violations versus rates for a clean driving record in Chesapeake.

Annual Chesapeake, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,687 $3,240 $3,763 $3,024
American Family $1,490 $1,578 $1,578 $1,578
Farmers $2,989 $3,843 $3,749 $3,898
GEICO $1,397 $1,993 $2,843 $1,913
Liberty Mutual $4,021 $5,144 $5,272 $4,682
Nationwide $2,881 $3,684 $4,693 $3,193
Progressive $3,338 $4,540 $3,565 $4,046
State Farm $2,650 $3,161 $2,906 $2,906
Travelers $2,447 $3,178 $4,789 $2,837
USAA $1,279 $1,712 $2,253 $1,418

Find Cheap Chesapeake, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chesapeake, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Chesapeake for less when you shop around and compare rates from multiple Chesapeake, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chesapeake, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,763
American Family $1,578
Farmers $3,749
GEICO $2,843
Liberty Mutual $5,272
Nationwide $4,693
Progressive $3,565
State Farm $2,906
Travelers $4,789
USAA $2,253

Winners by Category: Where to Buy Cheap Auto Insurance in Chesapeake, OH

Compare rates from the cheapest auto insurance companies in Chesapeake, OH for your needs. Take a look at how Chesapeake, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chesapeake, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Chesapeake, Ohio Auto Insurance Companies

If you’re looking for the cheapest Chesapeake, OH auto insurance companies overall, you can compare them here. Find the best price for Chesapeake, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Chesapeake, Ohio

Insurance Company Average Annual Rates
Allstate $3,178
American Family $1,556
Farmers $3,620
GEICO $2,036
Liberty Mutual $4,780
Nationwide $3,613
Progressive $3,872
State Farm $2,906
Travelers $3,313
USAA $1,666

What affects Chesapeake, Ohio auto insurance rates?

Local factors affect auto insurance rates in Chesapeake, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Chesapeake auto insurance rates.

Commute Times in Chesapeake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chesapeake, OH is 21.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Chesapeake, OH

You can buy cheap Chesapeake, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chesapeake, Ohio auto insurance quotes from top companies.

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