Buy Cheap Cherokee, TX Auto Insurance (2021)

Cherokee, TX auto insurance rates average $310 a month. Minimum auto insurance requirements in Cherokee, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Cherokee, TX, compare Cherokee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cherokee, TX are $310/month
  • Average auto insurance rates in Cherokee, TX after a DUI are $4,205/year
  • Average auto insurance rates in Cherokee, TX for teens drivers are $6,666/year

Finding affordable Cherokee, Texas auto insurance can be challenging, but everything you need to know to buy cheap Cherokee, TX auto insurance with confidence is right here. Auto insurance rates in Cherokee are affected by local factors as well as personal ones like your driving record.

See how Cherokee, TX car insurance rates compare to Fort Worth auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Cherokee.

Don’t buy Cherokee, TX auto insurance until you’ve compared rates. Get free Cherokee, Texas auto insurance quotes when you enter your ZIP code above.

Cherokee, TX Minimum Auto Insurance Requirements

The required auto insurance in Cherokee, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Cherokee, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Cherokee, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Cherokee, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cherokee, TX. Take a look at Cherokee, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cherokee, Texas

Insurance Company Poor Fair Good
Allstate $6,577 $4,815 $4,117
American Family $5,252 $3,278 $2,866
GEICO $4,867 $2,759 $1,843
Nationwide $4,195 $3,365 $2,927
Progressive $6,151 $5,291 $4,892
State Farm $3,729 $2,318 $1,845
USAA $3,399 $1,957 $1,572

Buy Cheap Cherokee, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cherokee, Texas auto insurance rates? Find out how car insurance rates in Cherokee, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cherokee, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,339 $3,379 $3,299 $3,299 $8,831 $10,705 $4,156 $4,349
American Family $2,354 $2,606 $2,171 $2,472 $5,934 $7,766 $3,317 $3,770
GEICO $2,360 $2,541 $2,268 $2,556 $5,094 $5,322 $2,551 $2,557
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $2,954 $2,763 $2,610 $2,675 $12,185 $13,490 $3,447 $3,433
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

Buy Cheap Cherokee, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cherokee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cherokee, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cherokee, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,831 $10,705
American Family $5,934 $7,766
GEICO $5,094 $5,322
Nationwide $6,162 $7,918
Progressive $12,185 $13,490
State Farm $4,336 $5,494
USAA $4,118 $4,497

Buy Cheap Cherokee, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Cherokee, Texas by comparing Cherokee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cherokee, TX here.

Annual Auto Insurance Rates for Senior Drivers in Cherokee, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,299 $3,299
American Family $2,171 $2,472
GEICO $2,268 $2,556
Nationwide $1,957 $2,074
Progressive $2,610 $2,675
State Farm $1,663 $1,663
USAA $1,408 $1,400

Find Cheap Auto Insurance Rates in Cherokee, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cherokee, Texas auto insurance. Compare Cherokee, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cherokee, Texas

Insurance Company Low Medium High
Allstate $5,076 $5,135 $5,298
American Family $3,559 $3,677 $4,160
GEICO $2,996 $3,115 $3,357
Nationwide $3,769 $3,346 $3,372
Progressive $5,097 $5,402 $5,835
State Farm $2,499 $2,621 $2,772
USAA $2,237 $2,301 $2,391

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Find Cheap Cherokee, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cherokee. Compare auto insurance rates in Cherokee, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cherokee, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,049 $5,290
American Family $3,799 $3,799
GEICO $3,096 $3,217
Nationwide $3,496 $3,496
Progressive $5,445 $5,445
State Farm $2,631 $2,631
USAA $2,280 $2,339

Find Cheap Cherokee, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Cherokee, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cherokee, TX, take a look at the average cost for various violations versus rates for a clean driving record in Cherokee.

Annual Cherokee, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,030 $6,177 $6,441 $4,030
American Family $3,475 $4,386 $3,859 $3,475
GEICO $2,681 $3,526 $2,964 $3,453
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,741 $6,144 $5,551 $5,344
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,726 $2,539 $2,992 $1,980

Find Cheap Cherokee, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cherokee, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Cherokee for less when you shop around and compare rates from multiple Cherokee, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cherokee, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,441
American Family $3,859
GEICO $2,964
Nationwide $4,489
Progressive $5,551
State Farm $3,136
USAA $2,992

Winners by Category: Where to Buy Cheap Auto Insurance in Cherokee, TX

Compare rates from the cheapest auto insurance companies in Cherokee, TX for your needs. Take a look at how Cherokee, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cherokee, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Cherokee, Texas Auto Insurance Companies

If you’re looking for the cheapest Cherokee, TX auto insurance companies overall, you can compare them here. Find the best price for Cherokee, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Cherokee, Texas

Insurance Company Average Annual Rates
Allstate $5,170
American Family $3,799
GEICO $3,156
Nationwide $3,496
Progressive $5,445
State Farm $2,631
USAA $2,309

What affects Cherokee, Texas auto insurance rates?

Local factors affect auto insurance rates in Cherokee, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Cherokee auto insurance rates.

Commute Times in Cherokee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cherokee, TX is 27.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Cherokee, TX

You can buy cheap Cherokee, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cherokee, Texas auto insurance quotes from top companies.

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