Buy Cheap Cherokee, IA Auto Insurance (2021)

Cherokee, IA auto insurance rates average $245 a month. Minimum auto insurance requirements in Cherokee, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Cherokee, IA, compare Cherokee auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Cherokee after a DUI is Travelers
  • Average auto insurance rates in Cherokee, IA after a DUI are $3,553/year
  • The most expensive auto insurance company in Cherokee is Travelers

Finding affordable Cherokee, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Cherokee, IA auto insurance with confidence is right here. Auto insurance rates in Cherokee are affected by local factors as well as personal ones like your driving record.

See how Cherokee, IA car insurance rates compare to Des Moines auto insurance rates, Ankeny auto insurance rates, and Council Bluffs auto insurance rates before you read more about the cost of auto insurance in Cherokee.

Don’t buy Cherokee, IA auto insurance until you’ve compared rates. Get free Cherokee, Iowa auto insurance quotes when you enter your ZIP code above.

Cherokee, IA Minimum Auto Insurance Requirements

The required auto insurance in Cherokee, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Cherokee, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Cherokee, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Cherokee, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cherokee, IA. Take a look at Cherokee, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cherokee, Iowa

Insurance Company Poor Fair Good
Allstate $3,880 $3,079 $2,766
American Family $3,724 $2,737 $2,301
Farmers $2,805 $2,331 $2,208
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,328 $3,898 $3,070
Nationwide $3,089 $2,422 $2,124
Progressive $2,518 $2,026 $1,830
State Farm $3,085 $1,909 $1,506
Travelers $6,134 $5,246 $5,001
USAA $2,427 $1,667 $1,444

Buy Cheap Cherokee, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cherokee, Iowa auto insurance rates? Find out how car insurance rates in Cherokee, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cherokee, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,139 $2,054 $1,899 $1,933 $6,200 $6,980 $2,330 $2,397
American Family $1,884 $1,884 $1,686 $1,686 $5,028 $7,049 $1,884 $2,268
Farmers $1,510 $1,539 $1,351 $1,477 $4,580 $4,887 $2,048 $2,192
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,146 $2,333 $1,886 $2,294 $10,198 $11,487 $2,431 $2,684
Nationwide $1,767 $1,813 $1,576 $1,681 $4,074 $5,270 $2,002 $2,177
Progressive $1,513 $1,460 $1,247 $1,296 $3,623 $4,088 $1,817 $1,955
State Farm $1,405 $1,405 $1,235 $1,235 $3,825 $4,845 $1,580 $1,802
Travelers $2,425 $2,472 $2,372 $2,375 $10,993 $17,553 $2,528 $2,962
USAA $1,239 $1,254 $1,136 $1,161 $3,318 $3,528 $1,487 $1,644

Buy Cheap Cherokee, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cherokee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cherokee, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cherokee, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,200 $6,980
American Family $5,028 $7,049
Farmers $4,580 $4,887
GEICO $4,142 $3,866
Liberty Mutual $10,198 $11,487
Nationwide $4,074 $5,270
Progressive $3,623 $4,088
State Farm $3,825 $4,845
Travelers $10,993 $17,553
USAA $3,318 $3,528

Buy Cheap Cherokee, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Cherokee, Iowa by comparing Cherokee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cherokee, IA here.

Annual Auto Insurance Rates for Senior Drivers in Cherokee, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,899 $1,933
American Family $1,686 $1,686
Farmers $1,351 $1,477
GEICO $1,620 $1,483
Liberty Mutual $1,886 $2,294
Nationwide $1,576 $1,681
Progressive $1,247 $1,296
State Farm $1,235 $1,235
Travelers $2,372 $2,375
USAA $1,136 $1,161

Find Cheap Auto Insurance Rates in Cherokee, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cherokee, Iowa auto insurance. Compare Cherokee, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cherokee, Iowa

Insurance Company Low Medium High
Allstate $3,116 $3,245 $3,363
American Family $2,933 $3,084 $2,747
Farmers $2,348 $2,456 $2,540
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,248 $4,422 $4,626
Nationwide $2,640 $2,537 $2,458
Progressive $2,003 $2,132 $2,238
State Farm $2,062 $2,179 $2,259
Travelers $5,114 $5,544 $5,722
USAA $1,748 $1,852 $1,938

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Find Cheap Cherokee, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cherokee. Compare auto insurance rates in Cherokee, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cherokee, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,164 $3,319
American Family $2,887 $2,955
Farmers $2,448 $2,448
GEICO $2,195 $2,285
Liberty Mutual $4,432 $4,432
Nationwide $2,545 $2,545
Progressive $2,125 $2,125
State Farm $2,115 $2,218
Travelers $5,460 $5,460
USAA $1,779 $1,913

Find Cheap Cherokee, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Cherokee, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cherokee, IA, take a look at the average cost for various violations versus rates for a clean driving record in Cherokee.

Annual Cherokee, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,754 $3,337 $3,794 $3,080
American Family $2,108 $3,092 $4,006 $2,478
Farmers $2,088 $2,586 $2,622 $2,496
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,829 $4,733 $4,834 $4,333
Nationwide $1,842 $2,646 $3,608 $2,084
Progressive $1,712 $2,788 $1,857 $2,142
State Farm $2,004 $2,329 $2,167 $2,167
Travelers $3,969 $5,309 $7,119 $5,444
USAA $1,411 $1,893 $2,461 $1,619

Find Cheap Cherokee, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cherokee, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Cherokee for less when you shop around and compare rates from multiple Cherokee, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cherokee, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,794
American Family $4,006
Farmers $2,622
GEICO $3,058
Liberty Mutual $4,834
Nationwide $3,608
Progressive $1,857
State Farm $2,167
Travelers $7,119
USAA $2,461

Winners by Category: Where to Buy Cheap Auto Insurance in Cherokee, IA

Compare rates from the cheapest auto insurance companies in Cherokee, IA for your needs. Take a look at how Cherokee, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cherokee, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Cherokee, Iowa Auto Insurance Companies

If you’re looking for the cheapest Cherokee, IA auto insurance companies overall, you can compare them here. Find the best price for Cherokee, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Cherokee, Iowa

Insurance Company Average Annual Rates
Allstate $3,241
American Family $2,921
Farmers $2,448
GEICO $2,240
Liberty Mutual $4,432
Nationwide $2,545
Progressive $2,125
State Farm $2,167
Travelers $5,460
USAA $1,846

What affects Cherokee, Iowa auto insurance rates?

Local factors affect auto insurance rates in Cherokee, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Cherokee auto insurance rates.

Commute Times in Cherokee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cherokee, IA is 13.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Cherokee, IA

You can buy cheap Cherokee, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cherokee, Iowa auto insurance quotes from top companies.

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