Buy Cheap Chemung, NY Auto Insurance (2021)

Chemung, NY auto insurance rates average $252 a month. Minimum auto insurance requirements in Chemung, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Chemung, NY, compare Chemung auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Chemung is Liberty Mutual
  • Average auto insurance rates in Chemung, NY are $252/month
  • Average auto insurance rates in Chemung, NY after a DUI are $3,965/year

Finding affordable Chemung, New York auto insurance can be challenging, but everything you need to know to buy cheap Chemung, NY auto insurance with confidence is right here. Auto insurance rates in Chemung are affected by local factors as well as personal ones like your driving record.

See how Chemung, NY car insurance rates compare to Schenectady auto insurance rates, Albany auto insurance rates, and New Rochelle auto insurance rates before you read more about the cost of auto insurance in Chemung.

Don’t buy Chemung, NY auto insurance until you’ve compared rates. Get free Chemung, New York auto insurance quotes when you enter your ZIP code above.

Chemung, NY Minimum Auto Insurance Requirements

The required auto insurance in Chemung, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Chemung, New York is outlined here.

Minimum Required Auto Insurance Coverage in Chemung, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Chemung, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chemung, NY. Take a look at Chemung, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chemung, New York

Insurance Company Poor Fair Good
Allstate $4,556 $2,691 $2,338
GEICO $2,420 $1,779 $1,596
Liberty Mutual $6,379 $4,183 $3,142
Nationwide $2,385 $2,385 $2,385
Progressive $3,787 $1,950 $1,427
State Farm $4,908 $3,077 $2,442
Travelers $4,533 $2,870 $2,498
USAA $4,512 $2,242 $1,983

Buy Cheap Chemung, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chemung, New York auto insurance rates? Find out how car insurance rates in Chemung, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chemung, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,193 $2,075 $2,046 $2,078 $6,152 $6,594 $2,198 $2,223
GEICO $1,426 $1,374 $1,387 $1,367 $2,967 $4,318 $1,288 $1,324
Liberty Mutual $3,324 $3,324 $3,095 $3,095 $6,426 $10,422 $3,324 $3,533
Nationwide $1,826 $1,826 $1,728 $1,728 $3,166 $4,680 $1,826 $2,305
Progressive $1,489 $1,407 $1,209 $1,223 $4,745 $5,278 $1,901 $1,851
State Farm $2,183 $2,183 $1,901 $1,901 $6,408 $8,289 $2,397 $2,545
Travelers $2,367 $2,401 $2,161 $2,325 $5,472 $6,529 $2,515 $2,631
USAA $1,529 $1,503 $1,379 $1,382 $6,103 $7,296 $1,953 $2,154

Buy Cheap Chemung, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chemung can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chemung, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chemung, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,152 $6,594
GEICO $2,967 $4,318
Liberty Mutual $6,426 $10,422
Nationwide $3,166 $4,680
Progressive $4,745 $5,278
State Farm $6,408 $8,289
Travelers $5,472 $6,529
USAA $6,103 $7,296

Buy Cheap Chemung, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Chemung, New York by comparing Chemung senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chemung, NY here.

Annual Auto Insurance Rates for Senior Drivers in Chemung, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,046 $2,078
GEICO $1,387 $1,367
Liberty Mutual $3,095 $3,095
Nationwide $1,728 $1,728
Progressive $1,209 $1,223
State Farm $1,901 $1,901
Travelers $2,161 $2,325
USAA $1,379 $1,382

Find Cheap Auto Insurance Rates in Chemung, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chemung, New York auto insurance. Compare Chemung, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chemung, New York

Insurance Company Low Medium High
Allstate $3,027 $3,185 $3,372
GEICO $1,838 $1,926 $2,031
Liberty Mutual $4,396 $4,554 $4,754
Nationwide $2,255 $2,367 $2,534
Progressive $2,280 $2,376 $2,508
State Farm $3,294 $3,497 $3,637
Travelers $3,130 $3,266 $3,504
USAA $2,839 $2,901 $2,997

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Find Cheap Chemung, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chemung. Compare auto insurance rates in Chemung, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chemung, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,153 $3,237
GEICO $1,875 $1,988
Liberty Mutual $4,440 $4,696
Nationwide $2,385 $2,385
Progressive $2,388 $2,388
State Farm $3,355 $3,597
Travelers $3,300 $3,300
USAA $2,883 $2,941

Find Cheap Chemung, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Chemung, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chemung, NY, take a look at the average cost for various violations versus rates for a clean driving record in Chemung.

Annual Chemung, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $2,733 $3,912 $3,402
GEICO $1,527 $1,664 $3,007 $1,527
Liberty Mutual $3,674 $3,674 $7,251 $3,674
Nationwide $1,840 $1,840 $3,981 $1,880
Progressive $2,326 $2,326 $2,561 $2,339
State Farm $3,314 $3,314 $3,638 $3,638
Travelers $2,833 $3,517 $3,567 $3,283
USAA $2,589 $2,631 $3,799 $2,631

Find Cheap Chemung, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chemung, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Chemung for less when you shop around and compare rates from multiple Chemung, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chemung, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,912
GEICO $3,007
Liberty Mutual $7,251
Nationwide $3,981
Progressive $2,561
State Farm $3,638
Travelers $3,567
USAA $3,799

Winners by Category: Where to Buy Cheap Auto Insurance in Chemung, NY

Compare rates from the cheapest auto insurance companies in Chemung, NY for your needs. Take a look at how Chemung, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chemung, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Chemung, New York Auto Insurance Companies

If you’re looking for the cheapest Chemung, NY auto insurance companies overall, you can compare them here. Find the best price for Chemung, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Chemung, New York

Insurance Company Average Annual Rates
Allstate $3,195
GEICO $1,931
Liberty Mutual $4,568
Nationwide $2,385
Progressive $2,388
State Farm $3,476
Travelers $3,300
USAA $2,912

Compare Auto Insurance Quotes in Chemung, NY

You can buy cheap Chemung, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chemung, New York auto insurance quotes from top companies.

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