Buy Cheap Chelsea, AL Auto Insurance (2021)

Chelsea, AL auto insurance rates average $324 a month. Minimum auto insurance requirements in Chelsea, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Chelsea, AL, compare Chelsea auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chelsea, AL for teens drivers are $7,998/year
  • Average auto insurance rates in Chelsea, AL after a DUI are $4,418/year
  • The most expensive auto insurance company in Chelsea after a DUI is State Farm

Finding affordable Chelsea, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Chelsea, AL auto insurance with confidence is right here. Auto insurance rates in Chelsea are affected by local factors as well as personal ones like your driving record.

See how Chelsea, AL car insurance rates compare to Auburn auto insurance rates, Birmingham auto insurance rates, and Mobile auto insurance rates before you read more about the cost of auto insurance in Chelsea.

Don’t buy Chelsea, AL auto insurance until you’ve compared rates. Get free Chelsea, Alabama auto insurance quotes when you enter your ZIP code above.

Chelsea, AL Minimum Auto Insurance Requirements

The required auto insurance in Chelsea, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Chelsea, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Chelsea, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Chelsea, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chelsea, AL. Take a look at Chelsea, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chelsea, Alabama

Insurance Company Poor Fair Good
Allstate $4,480 $3,538 $2,892
Farmers $4,806 $4,145 $3,927
GEICO $3,935 $2,804 $2,536
Liberty Mutual $7,296 $4,492 $3,525
Nationwide $3,210 $2,511 $2,274
Progressive $5,437 $4,685 $4,387
State Farm $9,601 $4,844 $3,280
Travelers $3,569 $3,099 $3,159
USAA $2,903 $1,886 $1,683

Buy Cheap Chelsea, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chelsea, Alabama auto insurance rates? Find out how car insurance rates in Chelsea, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chelsea, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,155 $2,047 $1,955 $1,992 $7,743 $8,349 $2,400 $2,449
Farmers $2,431 $2,409 $2,170 $2,311 $9,571 $9,840 $2,757 $2,852
GEICO $2,181 $2,178 $2,089 $2,177 $5,892 $5,777 $2,305 $2,133
Liberty Mutual $2,940 $3,172 $2,409 $2,692 $10,978 $12,200 $3,125 $3,322
Nationwide $1,731 $1,749 $1,581 $1,632 $4,627 $5,933 $1,923 $2,145
Progressive $2,577 $2,408 $2,126 $2,261 $10,905 $12,155 $3,028 $3,233
State Farm $3,546 $3,546 $3,232 $3,232 $11,126 $13,928 $4,018 $4,638
Travelers $1,318 $1,337 $1,244 $1,240 $7,142 $11,261 $1,250 $1,413
USAA $1,347 $1,367 $1,255 $1,230 $3,993 $4,425 $1,750 $1,891

Buy Cheap Chelsea, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chelsea can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chelsea, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chelsea, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,743 $8,349
Farmers $9,571 $9,840
GEICO $5,892 $5,777
Liberty Mutual $10,978 $12,200
Nationwide $4,627 $5,933
Progressive $10,905 $12,155
State Farm $11,126 $13,928
Travelers $7,142 $11,261
USAA $3,993 $4,425

Buy Cheap Chelsea, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Chelsea, Alabama by comparing Chelsea senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chelsea, AL here.

Annual Auto Insurance Rates for Senior Drivers in Chelsea, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,955 $1,992
Farmers $2,170 $2,311
GEICO $2,089 $2,177
Liberty Mutual $2,409 $2,692
Nationwide $1,581 $1,632
Progressive $2,126 $2,261
State Farm $3,232 $3,232
Travelers $1,244 $1,240
USAA $1,255 $1,230

Find Cheap Auto Insurance Rates in Chelsea, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chelsea, Alabama auto insurance. Compare Chelsea, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chelsea, Alabama

Insurance Company Low Medium High
Allstate $3,515 $3,631 $3,764
Farmers $4,039 $4,235 $4,605
GEICO $2,841 $3,079 $3,355
Liberty Mutual $4,872 $5,081 $5,361
Nationwide $2,638 $2,645 $2,712
Progressive $4,372 $4,816 $5,322
State Farm $5,564 $5,905 $6,256
Travelers $3,094 $3,341 $3,392
USAA $2,082 $2,146 $2,244

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Find Cheap Chelsea, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chelsea. Compare auto insurance rates in Chelsea, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chelsea, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,636 $3,636
Farmers $4,293 $4,293
GEICO $3,039 $3,144
Liberty Mutual $5,105 $5,105
Nationwide $2,665 $2,665
Progressive $4,837 $4,837
State Farm $5,762 $6,055
Travelers $3,276 $3,276
USAA $2,059 $2,256

Find Cheap Chelsea, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Chelsea, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chelsea, AL, take a look at the average cost for various violations versus rates for a clean driving record in Chelsea.

Annual Chelsea, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $3,638 $4,343 $3,489
Farmers $3,609 $4,680 $4,565 $4,317
GEICO $2,066 $3,358 $4,199 $2,744
Liberty Mutual $4,001 $5,583 $5,443 $5,392
Nationwide $2,336 $2,336 $3,386 $2,603
Progressive $4,360 $5,508 $4,702 $4,777
State Farm $5,307 $6,643 $5,842 $5,842
Travelers $2,730 $2,863 $4,192 $3,318
USAA $1,659 $2,081 $3,095 $1,795

Find Cheap Chelsea, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chelsea, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Chelsea for less when you shop around and compare rates from multiple Chelsea, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chelsea, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,343
Farmers $4,565
GEICO $4,199
Liberty Mutual $5,443
Nationwide $3,386
Progressive $4,702
State Farm $5,842
Travelers $4,192
USAA $3,095

Winners by Category: Where to Buy Cheap Auto Insurance in Chelsea, AL

Compare rates from the cheapest auto insurance companies in Chelsea, AL for your needs. Take a look at how Chelsea, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chelsea, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Chelsea, Alabama Auto Insurance Companies

If you’re looking for the cheapest Chelsea, AL auto insurance companies overall, you can compare them here. Find the best price for Chelsea, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Chelsea, Alabama

Insurance Company Average Annual Rates
Allstate $3,636
Farmers $4,293
GEICO $3,092
Liberty Mutual $5,105
Nationwide $2,665
Progressive $4,837
State Farm $5,908
Travelers $3,276
USAA $2,157

What affects Chelsea, Alabama auto insurance rates?

Local factors affect auto insurance rates in Chelsea, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Chelsea auto insurance rates.

Commute Times in Chelsea

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chelsea, AL is 31.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Chelsea, AL

You can buy cheap Chelsea, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chelsea, Alabama auto insurance quotes from top companies.

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