Buy Cheap Chelmsford, MA Auto Insurance (2022)

Chelmsford, MA auto insurance rates average $228 a month. Minimum auto insurance requirements in Chelmsford, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Chelmsford, MA, compare Chelmsford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Chelmsford after a DUI is Liberty Mutual
  • Average auto insurance rates in Chelmsford, MA are $228/month
  • Average auto insurance rates in Chelmsford, MA after a DUI are $3,356/year

Finding affordable Chelmsford, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Chelmsford, MA auto insurance with confidence is right here. Auto insurance rates in Chelmsford are affected by local factors as well as personal ones like your driving record.

See how Chelmsford, MA car insurance rates compare to Quincy auto insurance rates, Lynn auto insurance rates, and Cambridge auto insurance rates before you read more about the cost of auto insurance in Chelmsford.

Don’t buy Chelmsford, MA auto insurance until you’ve compared rates. Get free Chelmsford, Massachusetts auto insurance quotes when you enter your ZIP code above.

Chelmsford, MA Minimum Auto Insurance Requirements

The required auto insurance in Chelmsford, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Chelmsford, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Chelmsford, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Chelmsford, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chelmsford, Massachusetts auto insurance rates? Find out how car insurance rates in Chelmsford, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chelmsford, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,004 $2,004 $2,004 $2,004 $7,124 $7,124 $2,245 $2,245
GEICO $1,718 $1,718 $1,586 $1,586 $4,898 $4,898 $1,774 $1,774
Liberty Mutual $2,503 $2,503 $2,181 $2,181 $8,226 $8,226 $2,618 $2,618
Progressive $1,967 $1,967 $1,887 $1,887 $7,378 $7,378 $2,133 $2,133
State Farm $843 $843 $843 $843 $2,322 $2,322 $843 $843
Travelers $2,520 $2,520 $2,235 $2,235 $5,118 $5,118 $2,796 $2,796
USAA $1,259 $1,259 $1,240 $1,240 $2,918 $2,918 $1,389 $1,389

Buy Cheap Chelmsford, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chelmsford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chelmsford, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chelmsford, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,124 $7,124
GEICO $4,898 $4,898
Liberty Mutual $8,226 $8,226
Progressive $7,378 $7,378
State Farm $2,322 $2,322
Travelers $5,118 $5,118
USAA $2,918 $2,918

Buy Cheap Chelmsford, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Chelmsford, Massachusetts by comparing Chelmsford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chelmsford, MA here.

Annual Auto Insurance Rates for Senior Drivers in Chelmsford, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,004 $2,004
GEICO $1,586 $1,586
Liberty Mutual $2,181 $2,181
Progressive $1,887 $1,887
State Farm $843 $843
Travelers $2,235 $2,235
USAA $1,240 $1,240

Find Cheap Auto Insurance Rates in Chelmsford, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chelmsford, Massachusetts auto insurance. Compare Chelmsford, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chelmsford, Massachusetts

Insurance Company Low Medium High
Allstate $3,112 $3,395 $3,526
GEICO $2,296 $2,542 $2,644
Liberty Mutual $3,635 $3,933 $4,079
Progressive $3,065 $3,410 $3,549
State Farm $1,104 $1,235 $1,299
Travelers $2,867 $3,232 $3,402
USAA $1,577 $1,730 $1,798

Find Cheap Chelmsford, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chelmsford. Compare auto insurance rates in Chelmsford, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chelmsford, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,239 $3,449
GEICO $2,451 $2,537
Liberty Mutual $3,729 $4,036
Progressive $3,341 $3,341
State Farm $1,184 $1,241
Travelers $3,020 $3,314
USAA $1,655 $1,748

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Find Cheap Chelmsford, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Chelmsford, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chelmsford, MA, take a look at the average cost for various violations versus rates for a clean driving record in Chelmsford.

Annual Chelmsford, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,595 $3,847 $4,341 $2,595
GEICO $1,996 $2,742 $3,133 $2,105
Liberty Mutual $3,062 $4,174 $5,027 $3,267
Progressive $2,814 $3,950 $3,139 $3,463
State Farm $961 $1,306 $1,554 $1,029
Travelers $2,478 $3,414 $3,639 $3,137
USAA $1,214 $1,574 $2,661 $1,357

Find Cheap Chelmsford, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chelmsford, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Chelmsford for less when you shop around and compare rates from multiple Chelmsford, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chelmsford, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,341
GEICO $3,133
Liberty Mutual $5,027
Progressive $3,139
State Farm $1,554
Travelers $3,639
USAA $2,661

Winners by Category: Where to Buy Cheap Auto Insurance in Chelmsford, MA

Compare rates from the cheapest auto insurance companies in Chelmsford, MA for your needs. Take a look at how Chelmsford, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chelmsford, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Chelmsford, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Chelmsford, MA auto insurance companies overall, you can compare them here. Find the best price for Chelmsford, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Chelmsford, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,344
GEICO $2,494
Liberty Mutual $3,882
Progressive $3,341
State Farm $1,213
Travelers $3,167
USAA $1,701

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What affects Chelmsford, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Chelmsford, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Chelmsford auto insurance rates.

Traffic in Chelmsford

How is traffic in Chelmsford, Massachusetts? Inrix data shows that Chelmsford, MA traffic makes it the 419th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Chelmsford, MA

You can buy cheap Chelmsford, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chelmsford, Massachusetts auto insurance quotes from top companies.

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