Buy Cheap Cheektowaga, NY Auto Insurance (2021)

Cheektowaga, NY auto insurance rates average $299 a month. Minimum auto insurance requirements in Cheektowaga, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Cheektowaga, NY, compare Cheektowaga auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Cheektowaga, NY after a DUI are $4,757/year
  • The most expensive auto insurance company in Cheektowaga is Liberty Mutual
  • The most expensive auto insurance company in Cheektowaga after a DUI is Liberty Mutual

Finding affordable Cheektowaga, New York auto insurance can be challenging, but everything you need to know to buy cheap Cheektowaga, NY auto insurance with confidence is right here. Auto insurance rates in Cheektowaga are affected by local factors as well as personal ones like your driving record.

See how Cheektowaga, NY car insurance rates compare to Albany auto insurance rates, New Rochelle auto insurance rates, and Buffalo auto insurance rates before you read more about the cost of auto insurance in Cheektowaga.

Don’t buy Cheektowaga, NY auto insurance until you’ve compared rates. Get free Cheektowaga, New York auto insurance quotes when you enter your ZIP code above.

Cheektowaga, NY Minimum Auto Insurance Requirements

The required auto insurance in Cheektowaga, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Cheektowaga, New York is outlined here.

Minimum Required Auto Insurance Coverage in Cheektowaga, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Cheektowaga, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Cheektowaga, NY. Take a look at Cheektowaga, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Cheektowaga, New York

Insurance Company Poor Fair Good
Allstate $5,860 $3,395 $2,913
GEICO $2,425 $1,782 $1,599
Liberty Mutual $6,869 $4,501 $3,377
Nationwide $3,523 $3,523 $3,523
Progressive $4,713 $2,443 $1,795
State Farm $6,045 $3,792 $3,011
Travelers $5,221 $3,245 $2,801
USAA $5,026 $2,564 $2,266

Buy Cheap Cheektowaga, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Cheektowaga, New York auto insurance rates? Find out how car insurance rates in Cheektowaga, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Cheektowaga, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,758 $2,567 $2,596 $2,622 $8,007 $8,565 $2,672 $2,663
GEICO $1,405 $1,353 $1,368 $1,348 $3,007 $4,440 $1,263 $1,298
Liberty Mutual $3,563 $3,563 $3,320 $3,320 $6,949 $11,266 $3,563 $3,781
Nationwide $2,624 $2,624 $2,473 $2,473 $4,806 $7,187 $2,624 $3,372
Progressive $1,758 $1,620 $1,397 $1,423 $6,259 $6,939 $2,275 $2,194
State Farm $2,656 $2,656 $2,331 $2,331 $8,003 $10,272 $2,932 $3,080
Travelers $2,652 $2,660 $2,448 $2,609 $6,335 $7,634 $2,805 $2,903
USAA $1,710 $1,679 $1,558 $1,556 $6,940 $8,236 $2,187 $2,415

Buy Cheap Cheektowaga, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Cheektowaga can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Cheektowaga, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Cheektowaga, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,007 $8,565
GEICO $3,007 $4,440
Liberty Mutual $6,949 $11,266
Nationwide $4,806 $7,187
Progressive $6,259 $6,939
State Farm $8,003 $10,272
Travelers $6,335 $7,634
USAA $6,940 $8,236

Buy Cheap Cheektowaga, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Cheektowaga, New York by comparing Cheektowaga senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Cheektowaga, NY here.

Annual Auto Insurance Rates for Senior Drivers in Cheektowaga, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,596 $2,622
GEICO $1,368 $1,348
Liberty Mutual $3,320 $3,320
Nationwide $2,473 $2,473
Progressive $1,397 $1,423
State Farm $2,331 $2,331
Travelers $2,448 $2,609
USAA $1,558 $1,556

Find Cheap Auto Insurance Rates in Cheektowaga, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Cheektowaga, New York auto insurance. Compare Cheektowaga, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Cheektowaga, New York

Insurance Company Low Medium High
Allstate $3,786 $4,040 $4,342
GEICO $1,815 $1,931 $2,060
Liberty Mutual $4,659 $4,897 $5,191
Nationwide $3,268 $3,488 $3,812
Progressive $2,807 $2,965 $3,178
State Farm $3,990 $4,316 $4,542
Travelers $3,503 $3,704 $4,060
USAA $3,179 $3,268 $3,409

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Find Cheap Cheektowaga, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Cheektowaga. Compare auto insurance rates in Cheektowaga, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Cheektowaga, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,001 $4,112
GEICO $1,878 $1,992
Liberty Mutual $4,778 $5,053
Nationwide $3,523 $3,523
Progressive $2,983 $2,983
State Farm $4,128 $4,437
Travelers $3,756 $3,756
USAA $3,252 $3,318

Find Cheap Cheektowaga, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Cheektowaga, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Cheektowaga, NY, take a look at the average cost for various violations versus rates for a clean driving record in Cheektowaga.

Annual Cheektowaga, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,441 $3,441 $5,012 $4,332
GEICO $1,503 $1,639 $3,096 $1,503
Liberty Mutual $3,927 $3,927 $7,881 $3,927
Nationwide $2,680 $2,680 $5,989 $2,742
Progressive $2,899 $2,899 $3,218 $2,917
State Farm $4,071 $4,071 $4,495 $4,495
Travelers $3,194 $4,018 $4,074 $3,737
USAA $2,917 $2,965 $4,294 $2,965

Find Cheap Cheektowaga, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Cheektowaga, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Cheektowaga for less when you shop around and compare rates from multiple Cheektowaga, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Cheektowaga, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,012
GEICO $3,096
Liberty Mutual $7,881
Nationwide $5,989
Progressive $3,218
State Farm $4,495
Travelers $4,074
USAA $4,294

Winners by Category: Where to Buy Cheap Auto Insurance in Cheektowaga, NY

Compare rates from the cheapest auto insurance companies in Cheektowaga, NY for your needs. Take a look at how Cheektowaga, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Cheektowaga, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Cheektowaga, New York Auto Insurance Companies

If you’re looking for the cheapest Cheektowaga, NY auto insurance companies overall, you can compare them here. Find the best price for Cheektowaga, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Cheektowaga, New York

Insurance Company Average Annual Rates
Allstate $4,056
GEICO $1,935
Liberty Mutual $4,916
Nationwide $3,523
Progressive $2,983
State Farm $4,283
Travelers $3,756
USAA $3,285

What affects Cheektowaga, New York auto insurance rates?

Local factors affect auto insurance rates in Cheektowaga, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Cheektowaga auto insurance rates.

Commute Times in Cheektowaga

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Cheektowaga, NY is 19.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Cheektowaga, NY

You can buy cheap Cheektowaga, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Cheektowaga, New York auto insurance quotes from top companies.

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