Buy Cheap Chatom, AL Auto Insurance (2021)

Chatom, AL auto insurance rates average $313 a month. Minimum auto insurance requirements in Chatom, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Chatom, AL, compare Chatom auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Chatom, AL after a DUI are $4,276/year
  • The most expensive auto insurance company in Chatom is Liberty Mutual
  • Average auto insurance rates in Chatom, AL for teens drivers are $7,558/year

Finding affordable Chatom, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Chatom, AL auto insurance with confidence is right here. Auto insurance rates in Chatom are affected by local factors as well as personal ones like your driving record.

See how Chatom, AL car insurance rates compare to Tuscaloosa auto insurance rates, Huntsville auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Chatom.

Don’t buy Chatom, AL auto insurance until you’ve compared rates. Get free Chatom, Alabama auto insurance quotes when you enter your ZIP code above.

Chatom, AL Minimum Auto Insurance Requirements

The required auto insurance in Chatom, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Chatom, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Chatom, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Chatom, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chatom, AL. Take a look at Chatom, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chatom, Alabama

Insurance Company Poor Fair Good
Allstate $4,071 $3,182 $2,604
Farmers $4,644 $3,993 $3,785
GEICO $3,687 $2,629 $2,378
Liberty Mutual $8,051 $4,927 $3,870
Nationwide $3,171 $2,467 $2,229
Progressive $4,992 $4,257 $3,966
State Farm $7,733 $3,919 $2,665
Travelers $4,231 $3,662 $3,730
USAA $2,937 $1,908 $1,703

Buy Cheap Chatom, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chatom, Alabama auto insurance rates? Find out how car insurance rates in Chatom, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chatom, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,029 $1,947 $1,815 $1,853 $6,725 $7,209 $2,318 $2,389
Farmers $2,388 $2,369 $2,136 $2,260 $9,060 $9,324 $2,729 $2,858
GEICO $2,116 $2,085 $1,968 $1,996 $5,380 $5,307 $2,235 $2,099
Liberty Mutual $3,301 $3,570 $2,702 $3,025 $11,850 $13,185 $3,529 $3,769
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,432 $2,296 $1,991 $2,120 $9,685 $10,834 $2,849 $3,034
State Farm $3,060 $3,060 $2,717 $2,717 $8,518 $10,731 $3,440 $3,937
Travelers $1,610 $1,638 $1,497 $1,495 $8,363 $13,086 $1,527 $1,781
USAA $1,362 $1,388 $1,271 $1,252 $4,020 $4,464 $1,777 $1,925

Buy Cheap Chatom, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chatom can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chatom, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chatom, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $7,209
Farmers $9,060 $9,324
GEICO $5,380 $5,307
Liberty Mutual $11,850 $13,185
Nationwide $4,418 $5,752
Progressive $9,685 $10,834
State Farm $8,518 $10,731
Travelers $8,363 $13,086
USAA $4,020 $4,464

Buy Cheap Chatom, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Chatom, Alabama by comparing Chatom senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chatom, AL here.

Annual Auto Insurance Rates for Senior Drivers in Chatom, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,815 $1,853
Farmers $2,136 $2,260
GEICO $1,968 $1,996
Liberty Mutual $2,702 $3,025
Nationwide $1,577 $1,642
Progressive $1,991 $2,120
State Farm $2,717 $2,717
Travelers $1,497 $1,495
USAA $1,271 $1,252

Find Cheap Auto Insurance Rates in Chatom, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chatom, Alabama auto insurance. Compare Chatom, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chatom, Alabama

Insurance Company Low Medium High
Allstate $3,194 $3,281 $3,381
Farmers $3,941 $4,095 $4,386
GEICO $2,708 $2,886 $3,100
Liberty Mutual $5,378 $5,592 $5,879
Nationwide $2,624 $2,595 $2,649
Progressive $3,965 $4,381 $4,869
State Farm $4,554 $4,764 $4,999
Travelers $3,711 $3,952 $3,960
USAA $2,105 $2,171 $2,271

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Find Cheap Chatom, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chatom. Compare auto insurance rates in Chatom, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chatom, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,286 $3,286
Farmers $4,141 $4,141
GEICO $2,842 $2,954
Liberty Mutual $5,616 $5,616
Nationwide $2,623 $2,623
Progressive $4,405 $4,405
State Farm $4,660 $4,885
Travelers $3,875 $3,875
USAA $2,082 $2,282

Find Cheap Chatom, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Chatom, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chatom, AL, take a look at the average cost for various violations versus rates for a clean driving record in Chatom.

Annual Chatom, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,817 $3,301 $3,865 $3,159
Farmers $3,481 $4,500 $4,388 $4,193
GEICO $1,980 $3,144 $3,808 $2,661
Liberty Mutual $4,406 $6,125 $6,004 $5,930
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,988 $4,986 $4,266 $4,381
State Farm $4,358 $5,278 $4,726 $4,726
Travelers $3,228 $3,390 $4,941 $3,939
USAA $1,678 $2,102 $3,133 $1,816

Find Cheap Chatom, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chatom, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Chatom for less when you shop around and compare rates from multiple Chatom, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chatom, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,865
Farmers $4,388
GEICO $3,808
Liberty Mutual $6,004
Nationwide $3,353
Progressive $4,266
State Farm $4,726
Travelers $4,941
USAA $3,133

Winners by Category: Where to Buy Cheap Auto Insurance in Chatom, AL

Compare rates from the cheapest auto insurance companies in Chatom, AL for your needs. Take a look at how Chatom, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chatom, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Chatom, Alabama Auto Insurance Companies

If you’re looking for the cheapest Chatom, AL auto insurance companies overall, you can compare them here. Find the best price for Chatom, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Chatom, Alabama

Insurance Company Average Annual Rates
Allstate $3,286
Farmers $4,141
GEICO $2,898
Liberty Mutual $5,616
Nationwide $2,623
Progressive $4,405
State Farm $4,772
Travelers $3,875
USAA $2,182

What affects Chatom, Alabama auto insurance rates?

Local factors affect auto insurance rates in Chatom, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Chatom auto insurance rates.

Auto Theft in Chatom

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Chatom, AL auto theft show a total of 4 vehicle thefts annually.

Commute Times in Chatom

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chatom, AL is 24.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Chatom, AL

You can buy cheap Chatom, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chatom, Alabama auto insurance quotes from top companies.

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